March 16, 2001

Welcome to 0nly4Homebuyers Issue 30.
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In This Issue:
12 Tips and Tricks to Save Money.
Attitude Check
Is your yard a blank slate?
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12 Tips & Ideas, Tips, Tricks & Ideas
Author: Unknown

Flies or bees bothering you? Spray them with
hairspray and they will take a quick dive.

Sealed envelope - Put in the freezer for a few hours,
then slide a knife under the flap. The envelope can
then be resealed.

Use empty toilet paper roll to store appliance cords
in. It keeps them neat and you can write on the roll
what appliance it belongs to.

For icy door steps in freezing temperatures: get warm
water and put Dawn dishwashing liquid in it. Pour it all
over the steps. They won't refreeze.

Crayon marks on walls? This worked wonderfully! A
damp rag dipped in baking soda. Comes off with little
effort (elbow grease that is!).

Permanent marker on appliances/counter tops (like
store receipt BLUE!); rubbing alcohol on paper towel.

Whenever I purchase a box of S.O.S Pads, I immediately
take a pair of scissors and cut each pad into halves. After years of
having to throw away rusted and unused and smelly pads, I finally
decided that this would be much more economical. And now a
box of S.O.S pads last me indefinitely! In fact, I have noticed that
the scissors get sharpened this way!

Instead of banging a jar of jam, pickles, etc., with a knife until it
loosens up, I simply reach into the drawer and pull out the handy
nutcracker. It adjusts to the size of the jar and I simply give it a
good twist and off pops the lid!

Blood stains on clothes? Not to worry! Just pour a little peroxide
on a cloth and proceed to wipe off every drop of blood.

Use vertical strokes when washing windows outside and
horizontal for inside windows. This way you can tell which side has the
streaks. Straight vinegar will get outside windows really
clean. Don't wash windows on a sunny day. They will dry too quickly
and will probably streak.

Spray a bit of perfume on the light bulb in any room
to create a lovely light scent in each room when the light is turned on.
(Do this only whenthe light bulb is cool to the touch!)

Place fabric softener sheets in dresser drawers and
your clothes will smell freshly washed for weeks to come.
You can also do this with towels and linen.
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Attitude Check
By Doris Dobkins

Are you good at handling money? Are you good at money management?
Robert J. Hastings wrote, "money management is basically self-control,
for unless one learns to control himself, he is no more likely to
control
his money than he is to discipline his habits, his time or his temper.
Undisciplined money usually spells undisciplined persons."
(this is a quote, I didn't say it and I'm sure there are exceptions.)

These are some strong statements but they need to be said. So
how do we learn self-control with respect to our money? The
key is to obtain a proper attitude. Don't consider yourself in
bondage when managing your money. Look at yourself as
FREE when you do manage it correctly.

You will have freedom and power to do what you should
instead of what your impulses suggest. You won't have
liabilities and debts hanging over your head. You won't have
bill collectors calling you demanding payments. You won't
have the worries associated with debt when you can't make
a payment or met an obligation. And there won't be extra
month at the end of very paycheck. You will learn to be
content where you are and with what you have.

So don't think of money management as a systematic plan,
which you must be a slave to. Think of money management
as an attitude, your attitude toward how you save, spend and
earn your money.

Make today the first day on your quest to financial freedom
and a debt free life.

*** == *** == *** ==

By Doris Dobkins, money saving expert
Author of "Financial Freedom A-Z Home Study Course"
and publisher of the free weekly ezine $mart Money New$
To subscribe, send an email by clicking on this link -->
mailto:join-smart_money_news@...
or sign up at her web site: http://www.creativefinances.com
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Is Your Yard Just a Blank Slate?
By Stacy Helt
Those of you ready to landscape your yard shouldn't think of it
as a blank slate to be "drawn" upon. Any plot of land has many
factors which make up an active network. Several things must be
taken into account as you make plans for your landscape, even if
your space is not very large.

For a residential site, you may not have skyscrapers, fierce traffic,
and heavy pollution to account for. Depending on where you live,
though, desert conditions, existing plants, lots of shade, or even sea
spray may need to be factored in to your site planning. Looking at
the entire situation, or context, of your site helps not only to decide
what kinds of elements to include (decks, walkways, vines, lawns,
etc.), but where they should be placed and how they will interact with
each other.

For instance, having your heart set on your favorite rose bush may
cause you disappointment if your entire yard is densely shaded.
Planting your whole backyard in ivy may save you some lawn
maintenance, but if you have young children, where will they play?

Before you even think about taking a major step in landscaping your
yard, you or a professional need to look at the following criteria:

site location
size of your space
shape of your yard
contours (change in elevation, dips and hills)
drainage patterns (where does water enter and leave your yard?)
zoning (what things won't you be able to do with the existing
ordinances?)
setbacks
utilities (where is that gas line, anyway?)
significant existing features (stumps, sheds, trees)
traffic patterns
views from and into your yard
climate/microclimates within your space
neighborhood patterns (is your corner lot a cut-through?)

Brainstorm; sit in your yard, walk around, and come up with the
variables that make your yard unique. Do you have kids who need a
place to play? Is there a big utility pole right where you wanted
to plant flowers? Does your drain spout empty in a really bad spot?
See if there are any unfavorable conditions that can be fixed
beforehand;
if not, your landscape plan will have to work around, or even improve,
these situations.

Good luck on this first step. Next you'll need to make a proportionately
drawn sketch on graph paper, in which you'll insert all of this
preliminary
information. From there, you can go on to designing your yard, but if
you have trouble doing so, you'll at least have all the footwork done so
that a designer can take the process from there. Happy landscaping!

Brought to you by: World Wide Information Outlet -
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Stacy Helt is a home business owner who specializes in personalized
plant lists and landscape design via the Internet for customers in every
region of the United States. She has a five-year degree in Landscape
Architecture, and can be reached at designer@....
Her business web site can be found at
http://www.yourperfectlandscape.com/.
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Til next time. Have a great month.
Cindy

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