Welcome to Colleen Mandato's "All-Business" Newsletter!
February 29, 2000

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Today's Issue Includes:

** Notes from Colleen @}-->-->-------
** Article by Al Thomas "The 1% Solution"
** Best Book of the Week
** Almost Free McAfee Anti-Virus Software!
** Resource: TAXPLANET
** Quote of the week: In Memory of Charles Shultz

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*** Notes from Colleen @}-->-->-------

Thank you for reading "All-Business".

This time we have a short -- but very interesting --
article by Al Thomas, the mutual fund guru.

It is important to take some of the money your earn
in your business, and let it work for you in other venues.

Al gives a great idea on how this can be extremely profitable for you.

Thanks Al, we appreciate you sharing this idea!!

You might want to print out this issue for long term use...
and thank you for choosing to spend your time with us...

Colleen Mandato @}-->-->-------

Please help us grow -- forward this to a three of your business associates.

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*** THE 1% SOLUTION

By Al Thomas



You probably know the story of Sherlock Holmes and the 7% solution.
He had a drug addiction. He needed the drug. He was able to control
his addiction by taking it in a 7% concentration.

Anyone with common sense knows you cannot survive on 7%.
It is a slow death.

When you retire are you familiar that most brokers and financial planners
recommend you go into nice safe bonds that pay about 7% annually.
That 7% solution will barely keep you alive until you die.

Isn't there a better solution?

Conventional wisdom states that you should become extremely
conservative when you are old and retire so your funds will last you
until you check out.

Let me assure there is no such thing as a conservative investment.

That is an oxymoron.
Even nice safe bonds have a way of going down the toilet.
Even municipal bonds.

So far U.S. government bonds have stood the test of time.
That is, if you can live off that little 7% income.

There is a better solution. I like the 1% solution.
No, not 1% annually, but1% weekly.

No, I am not kidding.
Personally, I only invest in mutual funds
and my return is usually about 1% per week. It can be done.

Brokers and most financial planners ("experts") will have you in a
diversified portfolio - stocks, bonds, mutual funds, real estate, etc that
changes as you get older.

I also believe in mutual funds, only no-load mutual funds.

My diversity is in different types of funds, but only in funds
that are in the top 1% or better of all funds.

There are more than 8,000 mutual funds and I pick the ones
that are the best performers for the past 12 months
and I check monthly to see they remain there.

If it doesn't, I sell it and buy one that is.

You can check this by looking in Investor's Business Daily newspaper
as they list the top 25 for the past 6 months and 12 months.
Forget 3 years and 5 years. You pick yours from the top ten.

If you will do this you will average just about 1% per week in any bull
market.

Isn't it time you looked at the 1% solution for your finances?

Copyright Albert W. Thomas All rights reserved.

Author of "IF IT DOESN'T GO UP, DON'T BUY IT!"
http://www.mutualfundmagic.com
email al@...
1-888-345-7870

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*** B E S T - B O O K -O F -T H E - W E E K

The 9 Steps to Financial Freedom, by Suze Orman
Rating: $$$$ (High recommendation)

This book by Suze Orman, continues to be a huge bestseller
because it works!

It is an easy to read book about such topics as,
thinking about your estate and taking care
of your loved ones, to investing wisely, and using your checkbook
and family budget as practical tools to get what you want in life.

If you want -- or need! -- a down-to-earth, practical sense about money
and how you can use money (and your attitudes and relationships with it)
to create the life you want, get this book -- and READ IT!!

Very powerful, and certainly recommended!

Click here to order it have it delivered now.
Take charge of your money!

http://www.amazon.com/exec/obidos/ASIN/0517707918/colleemandatlife

================================================

*** Almost FREE Anti-Virus software!

This is a GREAT deal!

As long-time subscribers know, I love having AllAdvantage pay me
to surf the Internet.

They are expanding their alliances and this month they added a
deal with McAfee (Network Associates) so you get their top-rated
VirusScan software for 50 cents a month -- just $6 a year!

AND it's constantly updated so you always have the best virus protection.

With Norton's, you have to manually update it every
2 weeks, or it becomes obsolete. This is a much better deal!

It looks as if AllAdvantage will keep expanding their list of
"incentives" and things will continue to get better and better!

For me, it's a great deal and I urge you to join.

It's free -- and while you won't get rich, they do send a check
every month you accumulate just $20 or more, just like they promise!

Remember to USE the Viewbar(tm) at least a few hours a month!
If you don't use it, you don't make any money!

Interestingly enough --
some of the communities that use AllAdvantage the most are:

++ Silicon Valley,

++Beverly Hills (90210!) and

++NY's fashionable Upper East Side.

If you are not already a member and would like to earn free money
and have access to this great Anti-Virus software:

Please register here:

http://www.alladvantage.com/home.asp?refid=FFL573

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*** Resource: TAXPLANET

Former New York Times tax columnist Gary Klott has launched
one of the Web's most comprehensive independent tax resources,
featuring daily tax news, analysis, tips, tax season guide,
year-round tax planning, coverage of tax legislation in government
and the presidential election campaign.

Get user-friendly, plain-English explanations of complex issues
and easy access to tax forms and a tax reference library.

Visit: http://www.taxplanet.com

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*** All-Business Quote of the Week! -- in memory of Charles Shultz

-- a man who used his talents to make a difference.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Just thinking about a friend makes
you want to do a happy dance,
because a friend is someone who
loves you in spite of your faults.

- Charles M. Schultz

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Well, friends, that's it for this week!

Please forward this issue
-- in it's entirety, please --
to your friends and associates.

Special thanks to the new folks that joined
us this last week--I certainly appreciate your trust!

Feedback is very much appreciated.
Please send your comments, questions and ideas to:

Colleen Mandato august12@...

Have a great week!
Colleen @}-->-->--------

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