Hi Balaji,



You should do the written correspondence using email and/or postal letters with
both the parties. Let Citibank know of the issue in detail. If it does not
resolve in one month you can approach RBI Ombudsman at
http://www.rbi.org.in/Scripts/bs_viewcontent.aspx?Id=159 with all the evidences.



I had similar case with Citibank and Sahara Airlines. In my case, Citibank took
my case with RBI Ombudsman on my behalf and I finally got refund from Sahara
after that.



Cheers!

Neeraj Jain

Consumer Awareness Campaign






To: Consumer_Voice_India@yahoogroups.com
From: vsagar1963@...
Date: Sun, 13 Sep 2009 22:35:01 -0700
Subject: Re: [Consumer Voice India] Credit Card Fraud





Dear Balaji,

please ask her to make writen complaint to both hospital and bank. And ask them
to settle the matter within 7 days other wise she will take appropriate legal
action including filing FIR in police. If after that also no settlement happen
then she should file a FIR in nearest police station or with economic offeence
wing of Chennai Police.

And ask police under Right to information act regarding her complaint.

regards

Vijay Sagar

--- On Mon, 14/9/09, Balaji Kartha <balajikartha@...> wrote:

From: Balaji Kartha <balajikartha@...>
Subject: [Consumer Voice India] Credit Card Fraud
To: Consumer_Voice_India@yahoogroups.com
Received: Monday, 14 September, 2009, 9:25 AM

My friends had got her father admitted to the Sundaram Medical Foundation (a
leading hospital in Chennai) for a gall bladder surgery recently. After a
successful completion of the ailment my friend paid the Rs.30,000/= bill
with her Citibank credit card.

The shock was when she got her statement from Citibank which showed two
payments of Rs.30,000/= (total of Rs.60,000/=). When she checked with the
bank she was told that the payment was made to the Sundaram Foundation – and
the hospital maintains that they received only Rs.30,000/=.

The suspicious part is that the first transaction was when she had given her
card at the counter and the second was 3 days later!

She is now totally perplexed and not sure what she should do and whom to
talk to. Could someone here help her?

I will pass on any info that I receive.

--
Balaji Kartha
Chennai, India - 600 116.
Cell: 0-94449-03019.

[Non-text portions of this message have been removed]

------------------------------------

--------------------------------------------

For a list of Buying Guides and Consumer Interest Organizations on the internet
visit http://groups.yahoo.com/group/Consumer_Voice_India/links

List of businesses recommended by our members:
http://groups.yahoo.com/group/Consumer_Voice_India/database?method=reportRows&tb\
l=1

--------------------------------------------
Post message: Consumer_Voice_India@yahoogroups.com
Subscribe:  Consumer_Voice_India-subscribe@...! Groups Links

[Non-text portions of this message have been removed]









_________________________________________________________________
Begin your day with a strong dose of news, sports, entertainment and more on MSN
India
http://in.msn.com

[Non-text portions of this message have been removed]

Delhi Govt. has planned to ban all profit making Blue Line buses by the end of
this year and expand heavy loss incurring state run D.T.C buses. This one is
another foolish step.

17 year old Mokit who works in a garment factory was depressed he had no money
left for food after paying up the bus fares. He may have to beg and work to be
alive. Not easy, then Sheila seeks to drive out beggars from Delhi. She hates
begging. She'd love to see people committing suicide or taking to crime.

This stupid lady does not know that 80 crore people below poverty line and 1
lakh 7 thousand suicide per mensem is real face of India.

Some blue line bus staff told me that the hike in fare of blue line buses has
come as a wind-fall gain for them

This reminds me of Empress of Prussia who advised her subjects upon being
complained of starvation – people are not getting bread. Her Statement is
historical. "Then they should eat cake" she had said.

Dear Vasudeo,

It's better to approach Banking Ombudsman now. Try this link and use
the online complaint form.

http://bankingombudsman.rbi.org.in/

https://secweb.rbi.org.in/BO/compltindex.htm


On Thu, Sep 10, 2009 at 5:41 PM, vasu88 <vasu88@...> wrote:
>
>
> Right now I am facing problem with ING Vyasya Bank.
>
> After several request to my local branch my problem is not yet solved.
>
> I contact Nodal officer - Mumbai, sent him mails, called him.
> He again redirected to me to the local branch.
>
> Then I sent mail to their Nodal officer at Banglore. Without understanding my
problem, he replied something different.
>
> I requested him to look into the problem. But vain
> No solution.
>
> Does someone have higher authority contact(email, phone) for ING Vyasya Bank.
>
> Regards
> Vasudeo
>
>

Well that was the first thing I did but not with much expectation.
I thought visiting the office personally would be more prudent as the customer
care people over the phone wont have much authority to fix anything.
Trying to argue  with them to make good my losses ...
Senior officials have been cooperative but I am yet to get the losses back
Hoping for the best and preparing for the worst !!!
Pramod


   ----- Original Message -----
   From: Deepak Kumar Vasudevan
   To: consumer_voice_india@yahoogroups.com
   Cc: pj_chaudhary@...
   Sent: Friday, October 23, 2009 1:00 PM
   Subject: [Consumer Voice India] RE: Unauthorized trasaction by Kotak
Securities


     Hello Pramod,

   Were you able to get in touch with the call center/contact personnel
   mentioned in this page (service.securities@...):

   http://www.kotaksecurities.com/contactus/contactus.html

   Thanks and Regards,

   ----
   Deepak Vasudevan

   Hello Group,
   Last week KS liquidated my complete portfolio because a customer care agent
   pressed "Redeem ALL" on his terminal. When I visited their head office, a
   senior KS official (AVP) assured me that they would repurchase everything
   and reimburse "all my losses". Now they are renegging on tax liabilities
   arising out of the mess. I am just fed up of the whole mess after spending
   the weekend number crunching only to find KS going back on promise. I think
   I will have to move to SEBI. Can I ask for damages for this harrasment ?
   I would appreciate any input from the group.
   Thanks
   Pramod

   [Non-text portions of this message have been removed]





[Non-text portions of this message have been removed]

Hello Pramod,

Were you able to get in touch with the call center/contact personnel
mentioned in this page (service.securities@...):

http://www.kotaksecurities.com/contactus/contactus.html

Thanks and Regards,

----
Deepak Vasudevan

Hello Group,
Last week KS liquidated my complete portfolio because a customer care agent
pressed "Redeem ALL" on his terminal. When I visited their head office, a
senior KS official (AVP) assured me that they would repurchase everything
and reimburse "all my losses". Now they are renegging on tax liabilities
arising out of the mess. I am just fed up of the whole mess after spending
the weekend number crunching only to find KS going back on promise. I think
I will have to move to SEBI. Can I ask for damages for this harrasment ?
I would appreciate any input from the group.
Thanks
Pramod


[Non-text portions of this message have been removed]

Hello Group,
Last week KS liquidated my complete portfolio because a customer care agent
pressed "Redeem ALL"  on his terminal. When I visited their head office, a
senior KS official  (AVP) assured me that they would repurchase everything
and reimburse "all my losses". Now they are renegging  on tax liabilities
arising out of the mess. I am just fed up of the whole mess after spending
the weekend number crunching only to find KS going back on promise. I think
I will have to move to SEBI.  Can I ask for damages for this harrasment ?
I would appreciate any input from the group.
Thanks
Pramod


[Non-text portions of this message have been removed]

Thanks , Thats a good news .

http://www.cibil.com/accesscredit.htm






________________________________
From: Chetan Bordawekar <mailme@...>
To: Consumer_Voice_India@yahoogroups.com
Sent: Saturday, 26 September, 2009 12:36:05 AM
Subject: [Consumer Voice India] Access your Credit Report


Hello

CIBIL has introduced accessebility to your Credit Report. Now you can ask for
Credit Report by mail. For details visit CIBIL site at http://www.cibil. com

Thanks & Regards
Chetan Bordawekar

[Non-text portions of this message have been removed]




[Non-text portions of this message have been removed]

Hello

         CIBIL has introduced accessebility to your Credit Report. Now you can
ask for Credit Report by mail. For details visit CIBIL site at
http://www.cibil.com

Thanks & Regards
Chetan Bordawekar


[Non-text portions of this message have been removed]

Hello there,

Can you check out this URL http://www.ingvysyabank.com/scripts/officers.aspx
?

Thanks and Regards,
--
Deepak Kumar Vasudevan


[Non-text portions of this message have been removed]

Hi Balaji,

Please get in touch with your bank to retrieve Sales Slips and verify. Also
you can file a *Disputed Transaction *with your credit card issuer
institution. Besides this, greater amounts should flash a text message to
the mobile recently right?

Thanks and Regards,
--
Deepak Kumar Vasudevan


[Non-text portions of this message have been removed]

Thank you for the lead.
Balaji Kartha


2009/9/14 Ravindra Rao BM <bmr_10@...>

>
>
> Meet Dr.Arjun Rajagopal CEO of the hospital in case if your problem not
> solved. He is one of the Managing Trustee of Consumer and Civic Action
> Group Chennai  (CAG - NGO). Your problem will be solved else go for below
> option.
>
> --- On Mon, 14/9/09, vijay sagar
<vsagar1963@...<vsagar1963%40yahoo.co.nz>>
> wrote:
>
> please ask her to make writen complaint to both hospital and bank. And ask
> them to settle the matter within 7 days other wise she will take appropriate
> legal action including filing FIR in police. If after that also no
> settlement happen then she should file a FIR in nearest police station or
> with economic offeence wing of Chennai Police.
>
>


--
Balaji Kartha
Chennai, India - 600 116.
Cell: 0-94449-03019.


[Non-text portions of this message have been removed]

Meet Dr.Arjun Rajagopal CEO of the hospital in case if your problem not solved.
He is one of the Managing Trustee of Consumer and Civic Action Group Chennai
 (CAG - NGO). Your problem will be solved else go for below option.

--- On Mon, 14/9/09, vijay sagar <vsagar1963@...> wrote:


From: vijay sagar <vsagar1963@...>
Subject: Re: [Consumer Voice India] Credit Card Fraud
To: Consumer_Voice_India@yahoogroups.com
Date: Monday, 14 September, 2009, 11:05 AM


 



Dear Balaji,
 
please ask her to make writen complaint to both hospital and bank. And ask them
to settle the matter within 7 days other wise she will take appropriate legal
action including filing FIR in police. If after that also no settlement happen
then she should file a FIR in nearest police station or with economic offeence
wing of Chennai Police.
 
And ask police under Right to information act regarding her complaint.
 
regards
 
Vijay Sagar

--- On Mon, 14/9/09, Balaji Kartha <balajikartha@ gmail.com> wrote:

From: Balaji Kartha <balajikartha@ gmail.com>
Subject: [Consumer Voice India] Credit Card Fraud
To: Consumer_Voice_ India@yahoogroup s.com
Received: Monday, 14 September, 2009, 9:25 AM

My friends had got her father admitted to the Sundaram Medical Foundation (a
leading hospital in Chennai) for a gall bladder surgery recently. After a
successful completion of the ailment my friend paid the Rs.30,000/= bill
with her Citibank credit card.

The shock was when she got her statement from Citibank which showed two
payments of Rs.30,000/= (total of Rs.60,000/=) . When she checked with the
bank she was told that the payment was made to the Sundaram Foundation – and
the hospital maintains that they received only Rs.30,000/=.

The suspicious part is that the first transaction was when she had given her
card at the counter and the second was 3 days later!

She is now totally perplexed and not sure what she should do and whom to
talk to. Could someone here help her?

I will pass on any info that I receive.

--
Balaji Kartha
Chennai, India - 600 116.
Cell: 0-94449-03019.

[Non-text portions of this message have been removed]

------------ --------- --------- ------

------------ --------- --------- --------- -----

For a list of Buying Guides and Consumer Interest Organizations on the internet
visit http://groups. yahoo.com/ group/Consumer_ Voice_India/ links

List of businesses recommended by our members: http://groups. yahoo.com/
group/Consumer_ Voice_India/ database? method=reportRow s&tbl=1

------------ --------- --------- --------- -----
Post message: Consumer_Voice_ India@yahoogroup s.com
Subscribe:  Consumer_Voice_ India-subscribe@ yahoogroups. comYahoo! Groups
Links

[Non-text portions of this message have been removed]

















       See the Web&#39;s breaking stories, chosen by people like you. Check out
Yahoo! Buzz. http://in.buzz.yahoo.com/

[Non-text portions of this message have been removed]

In the credit card statement if the name for both the transactions is the same
that is the hospital name , then the trouble will only be to talk to these
Computer Operated people on both sides(bank and hospital) else the trouble is
bigger :(

regards
Ninoo Pauls




________________________________
From: balaji_kartha <balajikartha@...>
To: Consumer_Voice_India@yahoogroups.com
Sent: Monday, 14 September, 2009 12:51:43 PM
Subject: Re: [Consumer Voice India] Credit Card Fraud


Thank you for the advice. I have asked my friend to do exactly as you have
suggested.
Balaji Kartha

--- In Consumer_Voice_ India@yahoogroup s.com, vijay sagar <vsagar1963@ ...>
wrote:
>
> Dear Balaji,
> Â
> please ask her to make writen complaint to both hospital and bank. And ask
them to settle the matter within 7 days other wise she will take appropriate
legal action including filing FIR in police. If after that also no settlement
happen then she should file a FIR in nearest police station or with economic
offeence wing of Chennai Police.
> Â
> And ask police under Right to information act regarding her complaint.
> Â
> regards
> Â
> Vijay Sagar
>




[Non-text portions of this message have been removed]

Thank you for the advice. I have asked my friend to do exactly as you have
suggested.
Balaji Kartha

--- In Consumer_Voice_India@yahoogroups.com, vijay sagar <vsagar1963@...> wrote:
>
> Dear Balaji,
>  
> please ask her to make writen complaint to both hospital and bank. And ask
them to settle the matter within 7 days other wise she will take appropriate
legal action including filing FIR in police. If after that also no settlement
happen then she should file a FIR in nearest police station or with economic
offeence wing of Chennai Police.
>  
> And ask police under Right to information act regarding her complaint.
>  
> regards
>  
> Vijay Sagar
>

Dear Balaji,
 
please ask her to make writen complaint to both hospital and bank. And ask them
to settle the matter within 7 days other wise she will take appropriate legal
action including filing FIR in police. If after that also no settlement happen
then she should file a FIR in nearest police station or with economic offeence
wing of Chennai Police.
 
And ask police under Right to information act regarding her complaint.
 
regards
 
Vijay Sagar

--- On Mon, 14/9/09, Balaji Kartha <balajikartha@...> wrote:


From: Balaji Kartha <balajikartha@...>
Subject: [Consumer Voice India] Credit Card Fraud
To: Consumer_Voice_India@yahoogroups.com
Received: Monday, 14 September, 2009, 9:25 AM


My friends had got her father admitted to the Sundaram Medical Foundation (a
leading hospital in Chennai) for a gall bladder surgery recently. After a
successful completion of the ailment my friend paid the Rs.30,000/= bill
with her Citibank credit card.

The shock was when she got her statement from Citibank which showed two
payments of Rs.30,000/= (total of Rs.60,000/=). When she checked with the
bank she was told that the payment was made to the Sundaram Foundation – and
the hospital maintains that they received only Rs.30,000/=.

The suspicious part is that the first transaction was when she had given her
card at the counter and the second was 3 days later!

She is now totally perplexed and not sure what she should do and whom to
talk to. Could someone here help her?

I will pass on any info that I receive.


--
Balaji Kartha
Chennai, India - 600 116.
Cell: 0-94449-03019.


[Non-text portions of this message have been removed]



------------------------------------

--------------------------------------------

For a list of Buying Guides and Consumer Interest Organizations on the internet
visit http://groups.yahoo.com/group/Consumer_Voice_India/links

List of businesses recommended by our members:
http://groups.yahoo.com/group/Consumer_Voice_India/database?method=reportRows&tb\
l=1

--------------------------------------------
Post message: Consumer_Voice_India@yahoogroups.com
Subscribe:  Consumer_Voice_India-subscribe@...! Groups Links








[Non-text portions of this message have been removed]

My friends had got her father admitted to the Sundaram Medical Foundation (a
leading hospital in Chennai) for a gall bladder surgery recently. After a
successful completion of the ailment my friend paid the Rs.30,000/= bill
with her Citibank credit card.

The shock was when she got her statement from Citibank which showed two
payments of Rs.30,000/= (total of Rs.60,000/=). When she checked with the
bank she was told that the payment was made to the Sundaram Foundation – and
the hospital maintains that they received only Rs.30,000/=.

The suspicious part is that the first transaction was when she had given her
card at the counter and the second was 3 days later!

She is now totally perplexed and not sure what she should do and whom to
talk to. Could someone here help her?

I will pass on any info that I receive.


--
Balaji Kartha
Chennai, India - 600 116.
Cell: 0-94449-03019.


[Non-text portions of this message have been removed]

Vasudeo,
Pls brief your problem to this group so that we can help you.


Best Regards,
 
Ravi Kumar

--- On Thu, 10/9/09, vasu88 <vasu88@...> wrote:


From: vasu88 <vasu88@...>
Subject: [Consumer Voice India] Problem with ING Vyasya Bank
To: Consumer_Voice_India@yahoogroups.com
Date: Thursday, 10 September, 2009, 5:41 PM


 



Right now I am facing problem with ING Vyasya Bank.

After several request to my local branch my problem is not yet solved.

I contact Nodal officer - Mumbai, sent him mails, called him.
He again redirected to me to the local branch.

Then I sent mail to their Nodal officer at Banglore. Without understanding my
problem, he replied something different.

I requested him to look into the problem. But vain
No solution.

Does someone have higher authority contact(email, phone) for ING Vyasya Bank.

Regards
Vasudeo



















[Non-text portions of this message have been removed]

Right now I am facing problem with ING Vyasya Bank.

After several request to my local branch my problem is not yet solved.

I contact Nodal officer - Mumbai, sent him mails, called him.
He again redirected to me to the local branch.

Then I sent mail to their Nodal officer at Banglore. Without understanding my
problem, he replied something different.

I requested him to look into the problem. But vain
No solution.

Does someone have higher authority contact(email, phone) for ING Vyasya Bank.

Regards
Vasudeo

Karthik,

      It will help the group if you could share your trouble, some of us
might have come across something similar with other service providers and
may be able to help you out.
   If not , it still will serve to educate the group and tread carefully
while dealing with Tata DOCOMO.

Regards,
Meghana

On Wed, Sep 9, 2009 at 6:39 PM, Syam Madanapalli <smadanapalli@...>wrote:

>
>
> Currently Tata DoCoMo looks very poorly managed.
> You can try posting your problem on Facebook, you will get some response
>
> http://www.facebook.com/pages/Tata-Docomo/105234625582
>
> Thanks,
> Syam
>
>
> On Wed, Sep 9, 2009 at 12:51 PM, V
Karthik<karthiksve@...<karthiksve%40yahoo.com>>
> wrote:
> >
> >
> > Hi,
> >
> > I am in a big trouble after buying TATA Docomo post paid connection.
> Please
> > could anyone help to get in touch with a right person who can address my
> > issue, because none of the contact numbers mentioned on their website are
> > working or busy always.
> >
> > Thanks,
> >
> > V Karthik
> >
> > [Non-text portions of this message have been removed]
> >
> >
>
>


[Non-text portions of this message have been removed]

Currently Tata DoCoMo looks very poorly managed.
You can try posting your problem on Facebook, you will get some response

http://www.facebook.com/pages/Tata-Docomo/105234625582

Thanks,
Syam


On Wed, Sep 9, 2009 at 12:51 PM, V Karthik<karthiksve@...> wrote:
>
>
> Hi,
>
> I am in a big trouble after buying TATA Docomo post paid connection. Please
> could anyone help to get in touch with a right person who can address my
> issue, because none of the contact numbers mentioned on their website are
> working or busy always.
>
> Thanks,
>
> V Karthik
>
> [Non-text portions of this message have been removed]
>
>

Oh!



Why don't you try tstaing your trouble first.



Then you will get suggestions on whom you can in touch with.



R





   _____

From: Consumer_Voice_India@yahoogroups.com
[mailto:Consumer_Voice_India@yahoogroups.com] On Behalf Of V Karthik
Sent: Wednesday, September 09, 2009 12:52 PM
To: Consumer Voice
Subject: [Consumer Voice India] TATA Docomo





Hi,

I am in a big trouble after buying TATA Docomo post paid connection. Please
could anyone help to get in touch with a right person who can address my
issue, because none of the contact numbers mentioned on their website are
working or busy always.

Thanks,

V Karthik

[Non-text portions of this message have been removed]





[Non-text portions of this message have been removed]

Hi,

I am in a big trouble after buying TATA Docomo post paid connection. Please
could anyone help to get in touch with a right person who can address my issue,
because none of the contact numbers mentioned on their website are working or
busy always.

Thanks,

V Karthik





[Non-text portions of this message have been removed]

I finally redeemed a couple of points with imint , for gift vouchers( thanks to
the people who warned about other gifts being broken or totally diff from the
picture shown !). Imint does work properly as far as placing the order online
and postage of the gift  is concerned. But be warned that still some gift
coupons like those by HPCL are not honoured by most bunks and points are not
credited properly to your name. They have missed out a few months in between.

I had no hassles getting the account activated through customer service though.

--- On Mon, 27/10/08, db.vohra@... <db.vohra@...> wrote:

> From: db.vohra@... <db.vohra@...>
> Subject: Re: [consumercourt] Careful with i-mint card
> To: "Guru Murthy" <gurumurthya@...>, consumercourt@yahoogroups.com,
Consumer_Voice_India@yahoogroups.com
> Date: Monday, 27 October, 2008, 5:19 AM
> On Oct 19, 2008 12:45am, Guru Murthy
> <gurumurthya@...> wrote:
> >thanks for the
> information. keep in touch with my group consumerrightswtch
> at Yahoogroups. we can coordinate to solve consumer
> problems.
> vohradb26@...
> >
> I am an icici bank customer and saw my reward points
> transferred to this new concept called imint and found
> information on it.
> >
> > This is just for
> informing those who plan to get this card in the hopes of
> making any profit with reward points . Lots of customers
> seem to be troubled with the card never reaching, the points
> not accumulating and web site and customer service being
> useless.
> >
> >
> >
> -> You can
> check more in
> http://www.mouthshut.com/product-reviews/Imintpoints.com-925076037.html
> >
> >
> >
> > And this imint is
> another venture mainly funded by
>
ICICI.http://www.thehindubusinessline.com/2008/03/22/stories/2008032250980700.ht\
m
> >
> >
> >
> > If you get a card
> (free/paying Rs.199) then set your expectations right to
> avoid any mental harassment.
> >
> >
> >
>
> > Send instant messages to your online friends
> http://uk.messenger.yahoo.com
> >
> >
> >
> >
> >
> >
> >
>
> >
> >
> >

Personally, I found HDFC Cards and SBI Cards were the worst. Had the worst
ever experience with them, matter had to be dragged all the way to the MD
for resolution.

Rgds. Ram

2009/7/26 Guru Murthy <gurumurthya@...>

>
>
>
> Just got my latest statement and saw this change in terms and conditions.
> Now if any cardholder defaults on payments , the bank will directly get the
> dues from the salary payable by his employer!
> The cardholder is not supposed to refuse this.
>
> Thanks,
> Guru
>
>
>



--
Ram
http://ram-books.blogspot.com/


[Non-text portions of this message have been removed]

Just for info.







 Bathula,
Anil

Subject: [Blr-masala] FW: [sobha_iris] Fwd: Sobha's misdeeds





   





Don’t trust Sobha any more…



-----
Forwarded Message ----

From: Kamalesh Ghosh <montaichotu@...>

To: sobha_iris@yahoogroups.com; sobhairisowners
<sobhairisowners@yahoogroups.com>

Cc: anandaroopb@...

Sent: Tuesday, August 18, 2009 10:38:47 AM

Subject: [sobha_iris] Fwd: Sobha's misdeeds



 











One of my friends who owns a property with a Sobha project.



---------- Forwarded message
----------

From: Anandaroop Bhattacharya <anandaroopb@ gmail.com>

Date: Tue, Aug 18, 2009 at 9:07 AM

Subject: Sobha's misdeeds

To: kamalesh.ghosh.
iitkgp@gmail. com



Hi Kamalesh,





 





Hope things are going fine at your end. I need your help in
exposing Sobha and their fraudulent practices. I am posting a few links below.
I would appreciate if you can forward these to the IRIS group and anyone else
you know.





 





1. The latest post on mouthshut.com http://www.mouthshu t.com/product-
reviews/Sobha_ Developers-
925071645. html tells about the various issues we are facing with
them. Some of them like concelaing litigations, marketing private plots as a
4-ft access road or not mentioning about a govt road that is supposed to go
through the property, amounts to fraud.





 





2. One of our residents went to UTVi show and aired these
concerns. The links are provided below: 





 

Part 1: http://www.youtube. com/watch? v=39STw3AK5t4

Part 2: http://www.youtube. com/watch? v=bQp4mIkY0yc

Part 3: http://www.youtube. com/watch? v=dtovq7EDNrg

 

We want to bring the fraudulent practices of Sobha in front of the public so
that their so-called reputation takes a beating. Maybe nothing will come out of
it for us but at least these guys will think twice before doing the same on
their next set of customers.

 

- Goopi





   



   

















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[Non-text portions of this message have been removed]

Hello,

If you closely observe the PDF, you can find one more item too:
Branch Transaction Fee: Rs.99/- will be charged every time a payment
is made in cash at the SCB branches using teller facilities.
--
Deepak Kumar Vasudevan

Sir

members can download files; moderators can upload/modify/download files)

--- In Consumer_Voice_India@yahoogroups.com, Guru Murthy <gurumurthya@...>
wrote:
>
> I am unable to add any details ? Do the members not have acces to the
Database?
>

I am unable to add any details ? Do the members not have acces to the Database?

--- On Sat, 1/8/09, Consumer_Voice_India@yahoogroups.com
<Consumer_Voice_India@yahoogroups.com> wrote:

From: Consumer_Voice_India@yahoogroups.com
<Consumer_Voice_India@yahoogroups.com>
Subject: [Consumer Voice India] File - CVI_Regular_Email.html
To: Consumer_Voice_India@yahoogroups.com
Date: Saturday, 1 August, 2009, 10:36 PM






 












Dear Friends,

This email is being sent out once a month to familiarize new members with the
information that is already available on the Consumer Voice India group.

While we take utmost care to weed out spam and frivilous emails, you can choose
to regulate the number of emails you receive from the group.  Go to "Edit
Membership" link and set your Message Delivery preference to "Daily Digest" so
you get at the most one consolidated email per day.


Most of us are already aware that the archives are searchable and can be used
before taking our money to a business.  Your complaint showing up online
pressures the business to resolve your complaint speedily.

Here are some lesser known features:


Links :  http://finance. groups.yahoo. com/group/ Consumer_ Voice_India/ links


Links to buying guides that let you compare products and services as also the
contact details of various consumer rights NGOs and resources.

Database : http://finance. groups.yahoo. com/group/ Consumer_ Voice_India/
database



Currently has a single table to list the good experiences of Consumer_Voice_
India members for quick reference.



If you would like to upload any files, add links and information, add a feature
etc., please email us at Consumer_Voice_ India-owner@ yahoogroups. com.

An effective group needs active involvement of every member.  Members are
requested to forward complaints on this forum to any senior executives they
might know at the company in question.  You can also help by inviting prominent
citizens to join us and strengthen the group.  Please do copy us at
Consumer_Voice_ India-owner@ yahoogroups. com when you send out the invite.

Thanks and regards,

Moderators

Consumer Voice India
































[Non-text portions of this message have been removed]

This is just a way to fleece customers.
 If you give a low rate of interest more new customers will join and get locked
by the agreement. Then the banks will increase the rate how much ever they like,
if you want to opt out you will pay a high amount as prepayment charge and what
you paid in the first year would only be interest component. So customers would
rather stay than move out. even if the interest charge is much higher. And from
the bank's side you already paid for processing fees etc in the first year so if
you pay 2% lesser it wouldnt be a difference from the existing customer.



--- On Fri, 17/7/09, Alok Bhatnagar <alokbh@...> wrote:

From: Alok Bhatnagar <alokbh@...>
Subject: Re: [Consumer Voice India] Curious case of Indian Banks offering home 
loans
To: Consumer_Voice_India@yahoogroups.com
Date: Friday, 17 July, 2009, 12:27 PM






 





                   I agree 200% Bhavin. This is so weird!



Regards

alok



On Fri, Jul 17, 2009 at 11:16 AM, Bhavin Shah <bhavein@hotmail. com> wrote:



>

>

> I don't know if most of you are aware, but this is coming as little shocker

> for me. Most Indian Banks - HDFC, ICICI, Citibank, SBI, etc are offering

> lower interest rates on Home Lonas to new customers rather than lowering the

> interest rates for existing customers.

>

> Logically it would seem that since the existing customers already have a

> long standing track record on timely payments, they should have excellent

> credit history. Consequently, they should be offered better rates than new

> customers who have yet to establish any credit history.

>

> But here in India, things seem to be topsy-turvy. I have an exisiting home

> loan with Citibank, and have a spotless payment record over five years. If I

> were in the US, my credit score would be easily above 800. I would be

> getting the best deals and paying the lowest interest rates. Surely there is

> a lower risk of default from an existing customer with an excellent payment

> record, than with someone whom you have yet to establish a relationship.

>

> However, here, Citibank is most willing to lose my business than offer me

> lower rates than my current rate of 11%. In fact, they have the cheek to

> claim that I cannot get my home loan refinanced since only new customers

> will get lower rates, not transfers of home loans!

>

> Anyway, I am getting my home loan refinanced by LIC Housing. However again

> the moot point is, LIC is offering lower rates to new home loans than

> transfers of existing home loans! So in India, all the talk of credit

> history, etc seems hogwash.

>

> And talk about CIBIL - this is a totally half-baked idea. This seems to be

> of benefit only to member institutions - for customers with great credit

> history it is useless even if their records are kept by CIBIL - how does it

> help them get best rates when they don't know their credit score? There is

> no transparency on what CIBIL has recorded about them - and god help if

> there is an error in their records. They would never know until perhaps they

> get their loan applications rejected consistently, and they are provided

> exact reasons for rejections.

>

> Would be useful hearing comments from consumer right activists.

> -- Bhavin

>

>

>



[Non-text portions of this message have been removed]































[Non-text portions of this message have been removed]

Since this group primarily has negative feedback , I thought of adding some
positive as well.

I think Racold geysers are the best example for quality. I have one at home
working fine for 16 yrs now, with around 30 min usage daily.

After sales service is good in Hero Honda for bikes and Maruti for cars.
Needless to say Bajaj is the worst.


For clothes, Identity is a good brand, I have one which hasn't faded noticeably
in 5 yrs.