... maybe ... policies ... book. What carrier does not cap the block? ... conditions. ... pre-preliminary ... application ... That's interesting about...
... I avoid ... I am not in the insurance business, but it seems to me that after 50, the docs are ALWAYS going to find something :-) So, if it were me, I...
Bob, Does either the new or old coverage have a better benefit for routine physical exams? If no, then I suggest waiting. This assumes you have no symptoms or...
It seems high to me. My recent group increases have ranged from 2% to about 28%. Individual policies seem to run 10% to about 30%. The higher increases usually...
This keeps happening. I posted here some years back about a slap-on-wrist fine my insurer at the time, Blue Shield, got for playing cap the block. They settled...
I'm a male who turned 61 years old last fall. My Anthem rate as of 1 march 2009 will jump from about $332 to $459 per month, an increase of around 38%. Just...
... We are nearly the same age and I got exactly the same outrageous increase. I expect to hear they get a slap on the wrist fine from the CA Dept of Insurance...
You could look at it that you had a bargain for the past year or so, and now the rate is catching up. (I wouldn't look at it this way, but it is an option). ...
Yes, but it's Kaiser . . . do you really want to be with Kaiser? I have never met a Kaiser patient who is happy. Insurance that is no go . .is just no good ......
... I have had different experience. I shared an office with a Kaiser member and I can tell you from observing that his medical care was outstanding. Proactive...
Thanks for your response. Unfortunately I live in an area where Kaiser is impractical i.e. the nearest medical center is hours away, so I'm stuck with Blue...
IRS publication 502 (Medical and Dental Expenses) tells us what expenses can be funded from our HSAs. Under "Dental Treatment" it lists "X-rays, fillings,...
Jerry: I believe you can pay for any necessary treatments/preventive measures as long as they are not purely cosmetic such as most teeth whitening or having a...
Jerry, These should be expenses you would be able to pay for from your Health Savings Account. Things such as Teeth Whitening etc would not be an allowable...
I agree with Adam. Although 502 does not elaborate on what constitutes a qualified dental expense it does say routine medical preventive care is ok so I cannot...
Has anyone heard that the Medical Reform Bill that just passed the Senate Comity will spell the end of HSAs. What's more it will also spell the end of private...
This may or may not be baloney, but in any event it is beside the point. This sounds like more of the fear-mongering that the insurance companies used to...
what is probably hidden in the "exchange" component of the distribution part of the plan is the elimination of the health insurance agent. The administration...
It is very real in that it takes away choices from individuals. Â Neither is it fear-mongering! Pg 16 states that any change in carriers forces a person into...
It's not about the money, it's about control. It didn't take long to run into an "uh-oh" moment when reading the House's "health care for all Americans" bill....
imo. one of the problems is that the medical business is not run like a business.Ask ur dr or nurse. "whats it gonna cost to stitch up the cut in the...
I don't think you read it correctly. Page 16 only deals with grandfathered policys. ... From: R. Matt Doody To: HSA_insurance@yahoogroups.com Sent: Wednesday,...
Tim,I'm like you, completely baffled as to what I'm going to be charged, what is allowed and not.  It makes  you  wonder if anyone is really thinking about...
It's way too early to declare the death of private insurers, but the only way they will survive is to embrace a fundamental change in the way they do business....
Finance Committee Chairman Sen. Max Baucus and the "Gang of Six" released a framework for comprehensive health care reform. Here are reforms to HSAs that are...
Hi, Bob! I have been an insurance broker since 1993 and have never once run into a situation as you have sadly described about your mother and I hope I never...
Thanks for your thoughtful reply. I agree with your point about cost control. The current system incentivizes wasteful and ineffective medicine. Two...
Unicare announced Wed they are leaving TX and IL markets for their under 65 market individual and group health insurance and immediately stopped selling new...
I am curious why no one in this group is posting about healthcare reform questions. Did anyone read John Mackay's (CEO and founder of Whole Foods)open letter...
Why the connection with high BCBS rates and a public option for healthcare? Groups can organize as "non profits" for different reasons and it doesn't ...