Michael,
 
Long time no hear.  Hope all is well.  Although I am a true blue ND fan, I have to admit that I was more shocked that you had a bad weekend against ND than that other school's loss to the Cardinal.
 
ND has clearly fielded the worst team in its history.  They looked good last year and very poor this year.  They will be lucky to win another game quite frankly.
 
I am off and about building my investment practice.  This summer, I got a bunch of clients in the oil business.  Quite a few in Houston and Bakersfield.  I will be going to Chicago to visit with a couple of clients in November.  I have to get to NYC, just no time.  I have about 12 clients there.
 
The oil business is a good business to be in. 
 
How is your Series 7 etc coming along?
 
Will you be taking the CFP soon?  I know it is 10/15, so I won't ramble.
 
I just wanted to let you know that I was thinking of you.
 
Have a great week.