... The change begins: http://tinyurl.com/c4o4pt *&*&*&*&*&*&*&* I am an absolute 'idiot' when it comes to how the stock market works. It seems to me that it...
... works. It seems to me that it is a psychological game. Lose faith in what's happening and the market goes down. Think that things might improve and the...
... works. It seems to me that it is a psychological game. Lose faith in what's happening and the market goes down. Think that things might improve and the...
If the Council decides to lower the assumed % rate to 7 or 6% why would you have to retire in 2009 or 2010 to avoid this rate change? Does it actually take...
... would you have to retire in 2009 or 2010 to avoid this rate change? Does it actually take that long to put it into affect? What part does the IRS play in...
... This is my understanding as well. As for the effective date, it is likely to correspond with the next system valuation which will be used to set the...
... why Ok let's see if I understand this. None of this affects currently retired people? Or would a change in the mortality tables affect folks whose Money...
... Correct. No retired person would be affected. Only future retirees and anyone with a Tier 1 regular account - active or inactive - at the time of the...
... 6% ... currently ... Variable ... the ... AND ... Match ... the ... rate ... %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% It would ALSO affect those retiring under...
Sorry, but I'm not sure I understand any of this. I'm a Money Match person with nothing in the variable account. I'm eligible to retire. In February I received...
... person with nothing in the variable account. I'm eligible to retire. In February I received an estimate from PERS of what my various retirement benefits...
... person with nothing in the variable account. I'm eligible to retire. In February I received an estimate from PERS of what my various retirement benefits...
... Thank you for the information. What worries me is that I am likely to be deployed overseas soon but I won't be able to send mail easily or necessarily...
... Yes. Since the "formula" is ultimately based on a "grossed up" account balance and uses the same mortality tables as the money match people. This applies...
I admit that I view financial advisors poorly at the best of times, but it would be outstanding to find a financial advisor, fee-paid or commission, who really...
... @@@ Picking a financial adviser is somewhat like choosing a doctor. It is a highly personal decision that depends on the individual chemistry. If you want...
... times, ... or ... into my ... such a ... is ... not ... adviser ... friends ... are ... been ... advice ... to ... %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% ...
... ############################################# Here's the final column written by a Certified Financial Planner on the CNNMoney.com website. He's not very...
... *********************************************** Keep in mind that if an 'advisor' charges 1% or even .5% (many charge 3%) of your PERS lump sum to invest...
I realize the clogged wheels of government tread slowly, but I am not so optimistic to think that employees will have a lot of warning before the assumed rate...
... First, since those already retired in the past 8 years have already "given at the office". I sincerely doubt that they will come after us again. The only...
... &*&*&*&*&*&*&*&*&&*&*&*&*&*&**&&*&*&*&*&*&*&*&* I'm one of those retirees who had to act quickly. My CPA called me up one late April evening in '03 and...
... Good advice. I don't understand why your accountant urged you to rush your retirement in April '03. Nothing was actually settled by then and the changes...
Presumably to discuss pending legislation. You can go listen in by showing at PERS. It will be in the meeting room. I hate teleconferences, but might go...
Thanks to everyone who entered a response or question to my original question on the lowering of the 8% guarantee. To paraphrase, if my wife retires in 2010...
... question on the lowering of the 8% guarantee. To paraphrase, if my wife retires in 2010 or 2011 and retires under any formula that doesn't include money...
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