ASALAMU LAIKUM DEAR NEITHER I AM AN EXPERT BUT TO MY BEST KNOWLEDGE I THINK THE PREMIUM IN W/C POLICY IS NOT REFUNDALBE IF THE CLAIM IS GIVEN. W/C AND...
16011
Barry Zalma
bzalma
Apr 1, 2009 1:08 pm
The FREE Zalma's Insurance Fraud Letters for March 15, 2009 and April 1, 2009 are available at http://www.zalma.com. Articles available include: Mercy to...
16012
Barry Zalma
bzalma
Apr 1, 2009 1:13 pm
Our friend in Michigan asked that I pass on this information concerning Viaticals. ... Regards, ...
16013
richard hartzen
rhartzen
Apr 1, 2009 3:52 pm
My information came from teaching and writing about health insurance for many years. There is a difference in health insurance policies between "entitled to"...
16014
Tim Wahl
wahl2
Apr 1, 2009 5:15 pm
So O Tim is still back here learning about partnerships. I got the main risk I was after, old agent sold premium, I sold coverage, insured took my plan and...
16015
Tim Wahl
wahl2
Apr 1, 2009 5:56 pm
One other thing I thought about with two policies, a personal and commercial, I'd recommend if they buy an auto in the partnerships name on a Saturday,...
16016
ZAHEER ABBAS
zaheer_zaheer76
Apr 2, 2009 7:23 am
I am unable to uderstand this whole conversation. Please tell me in detail specialy about umbralla. why an umbrella is compulsary? Mean while as far as my...
16017
Scott LeMay
smlemay
Apr 2, 2009 12:38 pm
Tim -- I don't understand the part about buying a Partnership auto on a Saturday. I assume that liability is the issue, here, so if that is it, then a ...
16018
Scott LeMay
smlemay
Apr 2, 2009 12:51 pm
Syed Zaheer Abbas -- Alaykum As-Salaam Generally, if a claim on any policy is made to the insurance carrier, and the claim is paid, the premium would not be...
16019
Scott LeMay
smlemay
Apr 2, 2009 1:04 pm
Barry -- I agree with Richard that a fair number of those folks are likely to be news journalists and staff. Don Rumsfeld made a good case for being aware of...
16020
Scott LeMay
smlemay
Apr 2, 2009 1:09 pm
Tom -- The whole USL&H issue is a bit thorny for those of us who are land-locked and far from navigable waters. I happen to be in Memphis, on the muddy banks...
16021
Barry Zalma
bzalma
Apr 2, 2009 1:11 pm
The news report spoke of staff and security personnel. My concern is that a camel is a horse designed by a committee and that for us to get an agreement with...
16022
Dave Riggs
dmriggs9
Apr 2, 2009 1:20 pm
It depends on the sharpness of the employee's W/C lawyer. We carry it on 'if any' basis. We trim trees that are near streams or wetlands or collect branches...
16023
Tom F. Langan
tflangan
Apr 2, 2009 1:38 pm
Scott - The mighty, muddy, Mississippi is definitely a navigable waterway. Your shallow streams are probably not. The Longshore Act does not define the term...
16024
Barry Zalma
bzalma
Apr 2, 2009 2:34 pm
I just read this astounding news story: 9 patients made nearly 2,700 ER visits in Texas From Associated Press April 01, 2009 8:19 PM EST AUSTIN, Texas - Just...
16025
Tom F. Langan
tflangan
Apr 2, 2009 2:39 pm
Dave - There is a plethora of case law excluding bridge work from USL&H coverage. Of course, that is not to say that there aren't one or two that have held...
16026
Richard Betterley
rickbetterley
Apr 2, 2009 3:27 pm
Can anyone tell me how a document, such as an insurance application, is created so that it can be opened up on screen, filled out, and sent back ...
16027
Clifford Treese
cliffordjtreese
Apr 2, 2009 3:36 pm
There are a couple of options, at least: 1. It can be built in Adobe Acrobat. 2. It can be built in Dot.net (which requires an SQL server and so forth). I...
16028
Carl Varner
wetbuckeye
Apr 2, 2009 4:15 pm
From my experience, you are subject to the act based upon the Situs or the Status. If your company is involved in repair or maintenance of recreational...
16029
Carl Varner
wetbuckeye
Apr 2, 2009 4:42 pm
A church D&O policy states in the insuring agreement. We will pay on behalf of any of your D&O's any loss which they become legally obligated to pay (joint or...
16030
Tom F. Langan
tflangan
Apr 2, 2009 5:13 pm
To get coverage under the Longshore Act, you must show both situs AND status. Having one or the other doesn't get you coverage. I also respectfully suggest...
16031
Tim Wahl
wahl2
Apr 2, 2009 5:15 pm
Carl, Â I my experience that does mean full prior acts. Â Be sure they have good sexual abuse limits, thats one of their greatest exposures. Â Take care, Â ...
16032
Phil Bly
risk7man
Apr 2, 2009 5:22 pm
I get these from various insurers, sometimes they work and sometimes they don't. I attached one that works, it's an excel format. If you're going to create...
16033
CIH MSPH
davcih
Apr 2, 2009 5:44 pm
At least it gets them out of DC so they can't pass any more legislation for a week or two. Dave. To: RiskList@yahoogroups.com From: smlemay@... Date:...
16034
Tim Wahl
wahl2
Apr 2, 2009 6:05 pm
  http://www.msnbc.msn.com/id/29971638/?GT1=43001  Wonder how he produced an auto insurance ID card?? LMAO  Tim  ...
16035
Walter Horn
walterhorn
Apr 2, 2009 6:20 pm
Just wanted to thank you for your posts on this issue, Tom. They've been very educational. W...
16036
Tom F. Langan
tflangan
Apr 2, 2009 6:33 pm
Happy to give back for a change. This list educates me every day. It's the best! Tom From: RiskList@yahoogroups.com [mailto:RiskList@yahoogroups.com] On Behalf...
16037
Tim Wahl
wahl2
Apr 2, 2009 7:26 pm
Ok I've got a company that doesn't have the ISO Employee Hired auto endorsement. Here is what they have, they are telling me this says they'll be primary,...
16038
Dave Riggs
dmriggs9
Apr 2, 2009 7:32 pm
I see where you are going. I would delete "on an excess basis" fro the OTHER INSURANCE clause. Dave Riggs, CRM, CRIS, ARM, RF Risk Management 215-784-1456 (v);...
16039
Tim Wahl
wahl2
Apr 2, 2009 7:34 pm
Scott said, "I don't understand the part about buying a Partnership auto on a Saturday"  I wasn't being clear Scott, since they have one auto insured on a...
