Bob -- You took the words right out of my mouth. The insurance industry here in the United States is a better place for all of us to work because of Don...
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Dave Morgan
risklist2004
May 15, 2013 2:50 pm
... I've been trying to think of who our equivalent would be in the UK, and I can't come up with any names. I think that in part, that's because all of the...
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Richard Betterley
rickbetterley
May 15, 2013 3:04 pm
Dave wrote: "I think in a way, it's also because we don't have stuff like the ISO so all of the innovation happens at company level. What that means is that...
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Dave Morgan
risklist2004
May 15, 2013 3:14 pm
... The stuff that tends to get cross-company involvement over here tends to be the stuff where insurers don't have enough data on their own, and tends to be...
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Jim Brittle
riskmgr141
May 15, 2013 3:25 pm
There is no question that Don's influence on our field and our professions has been profound. Happy Birthday Don. All the best, James James R. Brittle, CPCU,...
26668
Stavros Costarangos P...
stavroscosta...
May 15, 2013 3:29 pm
Muchas felicidades desde Panama AMIGO DON ¡!! Happy Birthday to you ¡! J Stavros Muchas felicidades desde Panama AMIGO DON ¡!! Happy Birthday to you ¡! J...
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RUM
Rum@...
May 15, 2013 3:34 pm
Happy Birthday Don. Hope all is well. Best regards, Nathan On Wed, May 15, 2013 at 9:35 AM, Bill Wilson wrote: A big shout-out to new octogenarian Don Malecki....
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wetbuckeye
May 15, 2013 3:44 pm
Appyhay irthdaybay onday! Carl From: Bill Wilson <Bill.Wilson@...> Reply-To: <RiskList@yahoogroups.com> Date: Wednesday, May 15, 2013 6:35 AM To:...
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bakinpcs@...
May 15, 2013 6:37 pm
Don....appreciate you and all you have done for so many of us. Regards, Billy Akin In a message dated 5/15/2013 10:34:41 A.M. Central Daylight Time, ...
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bakinpcs@...
May 15, 2013 6:40 pm
Thanks for all you have done for so many of us. Happy Birthday, Don. Regards, Billy Akin Billy L. Akin, CPCU, ARM Professional Consultants & Services, Inc. ...
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Stavros Costarangos
stavroscosta...
May 15, 2013 8:49 pm
Felicidades Don. Happy Birthday from Stavros here in Panama. All the best Stavros Sent via Iphone. Please excuse my brevity....
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scott ecker
mycroft2076
May 15, 2013 9:14 pm
Don; Think of it as "40 on each leg" Scott Ecker...
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Kevin Quinley
rogaine_warrior
May 16, 2013 3:54 pm
I've been approached about a small consulting engagement focused on flood insurance and the national flood insurance program. Since this is candidly outside of...
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Clifford Treese
cliffordjtreese
May 16, 2013 4:06 pm
Kevin: You can probably answer their questions. 1. See FEMA/NFIP *Mandatory Guidelines for the Purchase of Flood Insurance here...
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Kevin Quinley
rogaine_warrior
May 16, 2013 4:14 pm
Thanks. I'm sure those are useful references and I still think they do want to speak to a living, breathing person who has experience in flood insurance and...
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Phil Bly
risk7man
May 16, 2013 6:22 pm
I agree with Cliff. Read everything you can get your hands on then do it. It's not nuclear fusion. Most brokers handle this routinely on a daily basis....
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Nancy Germond
insurancecop...
May 17, 2013 2:08 am
Yes, from me, too! Nancy Germond, MA, SPHR, ARM, AIC, ITP Insurance Writer P.O. Box 47336 Phoenix, AZ 85068 (602) 870.3230 (602) 820.1800 C ...
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Scott LeMay
smlemay
May 17, 2013 3:10 pm
Bill -- And a happy birthday to you too. I consulted with an underwriter at a slot-rating carrier, and was given the definitive answer that your birthday is...
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Dave Morgan
risklist2004
May 17, 2013 3:19 pm
... 2014 Birthdays are a bit like renewal dates really, aren't they? Wonder if I can get a 5% discount for a 3-year deal? Dave...
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Richard Betterley
rickbetterley
May 17, 2013 4:05 pm
Sandy Hauserman (of Digital Risk Resources) and I co-authored an article on cyber product add-ons to traditional insurance policies (such as BOPs and...
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Scott LeMay
smlemay
May 17, 2013 5:27 pm
Rick -- Cool! I'll take a look when time allows. I'm seeing some carriers graft small amounts of Cyber Risk cover into their other policies, often as...
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Nancy Germond
insurancecop...
May 18, 2013 4:38 pm
I'm teaching the AIC 44 Work Comp Practices next week. What does this mean? For finite risk insurance, "the limits of coverage apply on an aggregate basis." I...
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Scott LeMay
smlemay
May 18, 2013 5:56 pm
Nancy -- If it is a five-year contract, the full, aggregated limit for the five-year term is stated in the policy. There is no "refreshing" of limits or other...
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Richard Betterley
rickbetterley
May 18, 2013 11:51 pm
I don't think I've seen finite in WC so this is intriguing. Maybe Nancy can tell us more. Haven't seen much finite at all since Spitzer gave it a bad name. ...
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Scott LeMay
smlemay
May 19, 2013 12:18 am
Rick -- He didn't give "finite" a bad name; it was "fidelity." Best regards -- -- Scott ____________________________________________ *Scott M. LeMay, CRM,...
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Richard Betterley
rickbetterley
May 19, 2013 1:33 am
Lol! Actually we were finalizing a huge deal in IP that needed finite and it died thanks to the suddenly bad smell around finite. Would have been a great...
26689
RUM
Rum@...
May 19, 2013 10:07 am
Nancy, One needs to keep in mind that the loss limit per accident/occurrence in such a case is very important (you would need increased frequency of large...
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Nancy Germond
insurancecop...
May 19, 2013 7:20 pm
I don't know much more than those couple of paragraph in the AIC 44 Work Comp Practices book. It says (and I paraphrase): . It's a blend of self-insured...
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Richard Betterley
rickbetterley
May 19, 2013 9:08 pm
Ok, thanks - I get it now. Sits over a self-insured WC program and smooths the experience. Considering the inherent smoothing created by a self insured...
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Bill Wilson
dondiegomt
May 20, 2013 9:08 pm
Battle over NFIP Rate Hikes Causes Ripples in Louisiana Senate...
