Fewer delinquent borrowers have the equity needed to refinance their loan, or sell their home to avoid foreclosure.

SPOCH may act as a liaison between a distressed mortgagor, the real estate or mortgage broker, the loss mitigation/workout pro, and the foreclosing mortgagee(s).
SPOCH can recommend experienced, ethical real estate service providers in New Jersey, and thoughout the United States!

SPOCH welcomes your help and participation to expose scams as they unfold! Are you having a problem with a foreclosing lender? Let us know! Have you been approached by a slick salesman with a deal that seems too good to be true? Let us know!



Guide to the Preforeclosure Short Sale Construct
An Ethical Approach to Short Sales for Buyers, Sellers and/or real estate professionals!


Email us at info@spoch.org

Coming March 08:


How to cope with a mortgage you can't pay, negotiate with your bank, and Save Your Home!
FIGHT FORECLOSURE!