I recently helped a 42 person tool and die shop using our strategy. Here is the skinny on where they were. They had a $2,000 deductible with a $20 office...
Tom, This is a great real world example. But could you dumb this down for me? Don't assume we know much about 105 plans at this point and how they differ...
Mike great point. A medicare 105 is a plan you set up that requires people who are medicare eligible to take medicare and the owner can reimburse tax free the...
For those looking for another real life example try this one. I took a 9 life consulting group from a traditional PPO 750/1500 deductible to a 2000/4000 plan....
Keep the same plan the $750/$1500 and all the co-pays and look at the rates for a $5,000/$10,000 HSA product. Look at what the embedded deductible is versus...
Tom, by embedded deductible vs. nonembedded deductible, what do you mean? Sorry for being dense, but I'm trying to grasp the concepts here. I understand and...
A embedded deductible means if you have a HSA plan with a single deductible of $5,000 and a family deductible of $10,000 what it means is that no one family...
Just want everyone to know if you want myself to do a seminar for you on our strategy. I will do it providing there is a least 10 business owners in a room and...
We recently picked up a hospital in the Akron Canton area and they were self insured with a $150K risk per person before reinsurance kicked in. they were...
This group saved $263k after 1 year this is part of our summary we do for owners. ClaimLinx 420 W. Loveland Ave. Loveland, OH 45140 (513) 677-6262 or (800)...
Tom, These examples are great! But....how/what do you do to get infront of the business owner? Cold call? If so, what script do you use? Seminar? If so, who do...
I actually will travel anywhere. First thing you do is figure out where you want to have it. Some places are free like public library's. Second thing you do is...
To get in front of business owners ask them this question. Suppose there was a way to save at least 20% on your health ins. and keep the same benefits in place...
The medicare eligible piece will sometimes surprise you, and bring additional savings that you weren't planning on obtaining. One of my accounts in Dayton...
What Tim is referring to is the Medicare 105 which states that any one eligible for Medicare is not eligible for the group health plan but are eligible for the...
HealthShare finds benefit in new plan A look at HealthShare since Jan. 13 Cincinnati Business Courier - December 29, 2006by James RitchieStaff Reporter Karen...
Companies slow to pick up on HSAs Atlanta Business Chronicle - November 24, 2006by Leslie Williams JohnsonContributing writer In the wake of daunting...
I believe 5% of Americans understand health insurance. With that said I believe 25% of Americans could understand health insurance if explained to them. So...
I have a group in Cincinnati just north that has 12 people and their rate was going to $9500 a month. Now when I first met them 6 years ago their rate was...
Over the last year or so I've met/talked with/listened to a few people that work for the Departments of Insurance in various states, at fairly high levels. ...
Ok let me have a crack 1) Absolutely Indiana 2) Ohio 3) Texas 4) Indiana but what do you expect all they do there is play basketball and roll around in the...
And TNT scores a 7 out of 7. Not bad for a guy with a Recreational Arts degree ( and a tax attorney I would not argue with even when I KNEW I was right )....
Tim & Tom, not all folks from Indiana play basketball and roll around in the cornfield. I for one am too old for that. I used to play basketball and roll...
I have a six man (now five... he didn't sell enough!) that started out last April. They had a 4000/8000 OP max. We took them to 5 and 10 thousand HSA plan...
I have been asked to write a column in next months employee adviser any ideas on a topic? I will let everyone vote I need participation. A) Slam the insurance...
Well - I think you first need to think about what your objective is. Is your objective to: a)make people look stupid b) piss people off c) piss the insurance...
Items C & G of what you have suggested. How about also: 1. Why your dependents should not be on your company plan if you are paying for it. 2. Why single payer...
