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21 Plus Tips To Help You Recover From A Personal Financial Crisis

Article Description:
====================

In this article, we show you exactly how we were able to overcome
a recent financial crisis in our family's personal finances. We
detail 21 primary tips that can help you reduce your overall cost
of living, but we also include other tips that can help you to
recover your finances enough to survive the crisis.


Additional Article Information:
===============================

2200 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-07-01 11:36:00

Written By:     Fred Vanhoosen
Copyright:      2009
Contact Email:  mailto:fred.vanhoosen@...



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21 Plus Tips To Help You Recover From A Personal Financial Crisis
Copyright (c) 2009 Fred Vanhoosen
Fast Cash 4 All Net
http://www.fastcash4all.net/



The best place to start on surviving this recession is to look
around your home, see what you need, see what you want, and
decide between those items.

It is very easy to say I need a new entertainment center, and at
that moment jump in the car and go buy it. But, if you are taking
the current economic conditions seriously and worrying about what
tomorrow might hold in store for us, then waiting may make more
sense than impulse buying.

Often, the entertainment center can wait for better times and
more secure economic conditions.

It takes real courage to say that you will save the money
instead, maybe even putting that money into a saving account that
could earn a trickle of interest until you need it far worse than
you need it now.

As we look towards the unknown economic environment of tomorrow,
it is important to consider that tomorrow could potentially be
worse than today. If that were to happen, you will need some
savings to fall back on, when that rainy day comes knocking.

That is why starting and sticking to a responsible budget may
help you weather the coming economic environment. Please don't
get me wrong... I am not saying that worse days are coming... I
am generally an optimist, so taking the negative view of tomorrow
is not in my DNA. But we never truly know what tomorrow might
hold in store for us.

I have seen the good, the bad and the ugly in my personal
finances - even during good times. For years, I ran through life,
living the good life, buying what I wanted when I wanted it,
because I had tens of thousand dollars in my savings account.
Then the bad days came rather unexpectedly, and my savings were
drained to almost nothing in the matter of only a few months...

Even as I write this today, the good times are returning for me,
but my savings have not been recovered to the level they were at
just three years ago.

Having recently - in the last few years - seen the drama that can
come to one who does not have enough money coming in to cover all
of the bills in a timely manner, I am reminded to return to my
more conservative roots. And in doing so, I can show you how you
can join me in the road to a fat savings account and future good
times.

I have been up and I have been down during my life. I was glad to
put the bill collectors behind me. And for nearly a decade, I
rode the wave of prosperity, never hearing from a single creditor
about a late payment. And then when my finances began to bottom,
the bill collectors started to call.

I came close to a car repossession and house foreclosue - within
two weeks of total financial disaster. And then with my back to
the wall, I was finally able to turn the corner and start
rebuilding my good name. I don't hear from any bill collectors
anymore. Thank goodness.

Stop The Financial Bleeding

The first step to correcting a potential financial disaster is to
figure out what you can afford to keep and what you can bear to
get rid of. When the bottom fell out for us, we put our second
vehicle up for sale. Once we were rid of that gas-guzzling,
always breaking-down, newer SUV - I despise Hyundai today for
that reason - then we were able to stop the financial bleeding.
But we still needed a second vehicle.

So we shopped for a used vehicle that would meet our needs and
found one 200 miles away for just $5,000. The van was in good
shape, but it had a cosmetic issue that reduced the overall price
of the vehicle, by more than $5,000 according to the prices of
comparable vehicles with comparable mileage. We could deal with
that unsightly dent, so long as the vehicle served its function.
We paid our mechanic to travel with us to check out the vehicle,
and then we offered the dealer $800 less than the asking price,
so that we could pay all cash. The dealer agreed and we took home
our new, used Dodge Grand Caravan.

Now, we no longer bleed money to keep two vehicles in the
driveway.

We eliminated one car payment, and we managed to get a second
vehicle that we could reliably count on to carry us where we need
to go.

Set Up A Budget And Stick To It

There are some things in life that cannot be escaped... As the
old joke goes, two of those items are death and taxes.

But honestly, there is also a home, water, electricity,
telephones, transportation and food.

Figure out how much money you need to have available to pay for
each of these items, and then watch the remainder of your money
carefully.

Designate how much money you have available for your home,
utilities, groceries, transportation, and entertainment in each
calendar month. And then make a sincere effort not to exceed the
money you have alloted for each item.

Occasionally, you will run into unexpected expenses - like owning
a Hyundai. The vehicle was just outside its warranty, and we were
forced to spend a whopping $6,000 in
back-to-back-to-back-to-back-to-back repairs to keep that silly
thing on the road. We blew through $6,000 of our savings in just
three months time... And for most of that time, we were
restricted to having only our small economy car to serve the
needs of our family of five.

Despite what the Hyundai commercials suggest, you could not pay
me enough money to ever own another Hyundai!

There I go on another Hyundai rant...

Be sure to set up a portion of your monthly income to put into
savings. We would have been up a creek without a paddle if we did
not have the savings we needed to keep fixing that piece of crap
Hyundai and to buy its replacement for cash money.

Reduce Your Monthly Expenses

This is actually much easier than you would think. Besides not
buying a Hyundai, reducing your monthly expenses can be pretty
easy and straight-forward.

  * Turn out lights when they are not in use.

  * Cut those 20-minute showers down to 10-minutes.

  * Don't leave the water running when you wash dishes or brush
your teeth.

  * Reuse bath towels between showers. This will reduce your need
to use your washer and dryer, and as my ex-girlfriend used to
say, you are supposed to be clean when you get out of the shower
anyway.

  * Put more clothes into a load of laundry. Once again, by doing
so, you are reducing your need to use the washer and dryer as
often.

  * Clean the lint filters in your clothes dryer between each use,
and clear the lint from its exhaust vent once a month. If your
clothes dryer is clogged with lint, then it has to work harder to
dry your clothes.

  * When you replace your clothes dryer, buy the more expensive
unit that has a Sensor Drying option on it. This enables you to
set your clothes to dry for only as long as is required to get
your clothes dry. Why set your dryer to run for 60 minutes, when
it may only take 45 minutes to dry your clothes? If you don't
have this option on your current clothes dryer, be willing to run
your dryer for 30 minutes and then check to see if the clothes
are dry before setting it to run additional minutes.

  * If your water heater is easy to get to, you can turn off the
water heater when you are not using it, and turn it back on
thirty minutes before you will need it next.

  * Fill the dishwasher completely between each use. In other
words, wash more dishes for the same money.

  * Don't cook in the oven during summer months. Try not to
overwork your air conditioner. A money-saving step that accompany
this tip is to wash out your air conditioning unit or central air
unit regularly with a water hose. The more dust and bugs that
gather in your air conditioning units, the less fresh air your
unit gets, and the more power it has to burn to keep your home at
a comfortable temperature. Along the same lines, change the
filters in your air conditioning system on a regular basis.

  * Buy a big deep freeze to keep those items that you can buy in
bulk at a nice discount. Just the other day, my wife purchased
$108 worth of hamburger for a mere $54 on sale. As a result, we
have enough hamburger to last us for a couple months. This would
not be possible if we did not have a deep freeze in our home.

  * Swap out your curtains during season changes. We keep
see-through curtains on the windows during the winter months (or
when we rely on heating to keep the house comfortable) to enable
more natural light and heat to enter our home, and therefore
reduce our heating bills. During the air conditioner season, we
keep dark curtains on our windows to block extra light and heat
from entering our home. (I know what you are thinking... Brighter
colors reflect light and dark absorbs light, but the amount of
natural light actually reaching inside our home is the real
consideration. Our house is generally ten degrees cooler with
dark curtains on the windows during the summer months, instead of
the see-through bright curtains.)

  * Encourage the kids to play outside, instead of in their rooms.

  * Don't overwater the lawn. While water is cheap, it is not
that cheap.

  * Put solar lights outside to light your yard. We recently
purchased two-dozen solar lights to light the sidewalks and
driveway outside our home. We ended up getting more light outside
at night, and eliminated the need for that big electric-powered
spotlight on our front porch. We were able to get the two-dozen
solar LED lights for outside for under $50.

  * Replace all of your standard light bulbs with the new energy
saving spiral light bulbs. Yeah, they are more expensive to
purchase up-front, but they provide the same level of light,
while using much less electricity. AND the florescent bulbs are
said to last for years without replacement. (We can attest to
this claim to a point... We have had all florescent lights in our
house for the last two years, and we have yet to need to replace
a bulb.)

  * Ceiling fans help circulate the air in our home during summer
and winter - circulating cool air and heat as needed,
respectively. Did you know that you can get cheap ceiling fans at
Wal-Mart for $20 a piece?

  * If you can afford double-pane windows for your home, you will
find that they will pay for themselves in very short order by
significantly reducing heat loss in the winter and heat gain in
the summer.

  * Make sure your doors and windows have a good seal to reduce
heat loss/gain year around.

  * Eat leftovers. Buy in bulk when you can, and cook in bulk when
you can - especially during the summer. If you have to cook in
the oven, cook a big meal that you can eat from for several days.

  * Magic Jack - They are advertising a new telephone line that
you can use in connection with your high-speed internet access,
called Magic Jack. For $40, you can get the equipment and one
year's worth of service. I eliminated an $80 per month AT&T
bill, when I chose to go with the Magic Jack program. And for the
most part, I am completely satisfied with the service.

In Conclusion

When we started to feel a serious financial pinch, we took
actions that eventually led to us being able to stabilize and
recover our personal finances.

  * First, we stopped the money bleeding.

  * Next, we set a budget and started sticking firmly to our
defined budgetary guidelines.

  * Third, we started reducing our overall costs of living,
utilizing 20 of the 21 money-saving tips shown in the previous
section. The only thing we did not do was to replace the
double-pane windows that have been broken by our kids over the
years. All told, we were able to reduce our monthly expenses by
as much as 25%, putting us on more solid ground to be able to
recover from our financial woes.

  * Fourth, we started putting our extra money into a saving
account. Now instead of struggling from monthly cutoff notice to
monthly cutoff notice, we have paid our bills down to current -
with six-week's of living expenses in the bank. We are still
working to get back to the one-year's worth of living expenses
in the bank as we had three years ago, and we will get there in
time.

But the good news is that we are no longer worrying about whether
we will be able to keep our house and cars. We are set up to
recover from our financial woes, and with discipline, you also
will be able to do as we have done.




---------------------------------------------------------------------
Fred Vanhoosen writes money issues. While he recommends that one
should be careful about using cash advance loans in times of dire
need, he also knows that sometimes we need fast access to fast
money to cover an unexpected expense. When that happens, Fred
recommends http://www.fastcash4all.net/ for your payday loan needs.





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Weezy is America's Most Wanted

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I can remember when I first heard Lil Wayne spit. He was still
with Cash Money then and he was rapping on a song with Juvenile
and B.G. I remember thinking at the time that his voice was so
unique and his flow so different that he was probably going to be
the only one out of all three of the rappers on that track to
last, yet he was the most low-profile and only had like four or
five lines in the song. Now, almost ten years later, I have
sooooo been proven right.


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Distribution Date and Time: 2009-07-01 11:00:00

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Copyright:      2009
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Weezy is America's Most Wanted
Copyright (c) 2009 Lynda Belcher
Best Show Tickets Las Vegas
http://www.bestshowticketslasvegas.com/



I can remember when I first heard Lil Wayne spit. He was still
with Cash Money then and he was rapping on a song with Juvenile
and B.G.

I remember thinking at the time that his voice was so unique and
his flow so different that he was probably going to be the only
one out of all three of the rappers on that track to last, yet he
was the most low-profile and only had like four or five lines in
the song.

Now, almost ten years later, I have sooooo been proven right.
Juvenile? Nowhere to be found (though he did attempt somewhat of
a comeback). B.G.? Nowhere to be found. Lil Wayne? On top of the
freakin' world. Everybody either has worked with him or wants to
work him. Not only is his semi-whiny voice different from anyone
else's, but his rhymes are amazing.

Wayne is a prolific rapper, at once witty, yet kind of gutter
when he needs to be. He has officially crossed over into the rock
and pop spectrum, yet still maintains his high level of street
cred with the hip-hop crowd.

How many artists can claim that?

He is the top selling rapper on the market today, even bigger
than the likes of Kanye West or Jay-Z, both of who had greater
commercial success earlier than Lil Wayne, aka Dwayne Carter, aka
Weezy (as he refers to himself).

He has garnered critical acclaim as a four-time Grammy award
winning artist and became the first artist in almost five years
to sell a million albums during the first week that Tha Carter
III was on store shelves. In fact, Tha Carter III was the
best-selling album of 2008, going on to sell three million copies
in the U.S. after its June 2008 release.

This rollercoaster ride of success hasn't been all fun and games
for Lil Wayne. He has had his bumps with the law (what rapper
hasn't?) and he enjoys regular inbibing of syrup (some funky
concoction of juice and promethazine or codeine). I think these
kinds of lumps in life only prove to make him better. After all,
who wants to hear anyone spout off about hard times when you
don't know they've been through any....particularly if they
have millions of dollars.

Now, Weezy heads out on the road this summer for the America's
Most Wanted music fest. Lil Wayne is the headliner, and will be
joined by Young Jeezy, Soulja Boy and Canadian emcee Drake. This
current tour is the follow-up to the uber successful "I Am Music
Tour," which hit 47 venues around the United States.

America's Most Wanted is traveling throughout 21 cities in the
U.S. and Canada (Lil Wayne Toronto concert fans get ready),
kicking off on July 27 in Scranton, PA. Atlanta Lil Wayne fans
can expect a tour stop and there will be a Dallas America's Most
Wanted concert tour stop as well. Even smaller venues will get a
piece of the action as Weezy rolls through North Carolina with a
Raleigh Lil Wayne concert scheduled in early August.

This will prove to be a great show, since all of the artists
involved are amazing. Jeezy and Soulja Boy have their own
faithful following, and are both Atlanta rappers with a huge
existing fan base.

Drake is the opening act and is perhaps best known for acting on
the hit teen show Degrassi and has apparently been being groomed
for his musical debut by Weezy himself. Drake is also rather
well-known for his alleged hook-up with Rhianna, though the two
claim they are just friends.






---------------------------------------------------------------------
Lynda Belcher is a regular contributor at Best Show Tickets'
Blog (http://www.bestshowticketslasvegas.com/blog), a sports
and concert blog. At Best Show Tickets you can find a huge
selection of Lil Wayne tickets
(http://www.bestshowticketslasvegas.com/concerts/rap/Lil-Wayne-Tickets.asp)
and other rap tickets
(http://www.bestshowticketslasvegas.com/concerts/rap/rap-tickets.asp)


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Tips For Building a Successful Long Distance Relationship

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====================

From time to time, life will hand you a twist, and you will be
required to move from one place to another - this can be the
result of a job transfer, leaving home to attend college, or any
of a number of other reasons. When you move from one town to
another, it is not always possible to bring your partner with
you, and this sometimes leads to the formation of a long distance
relationship (LDR).


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Distribution Date and Time: 2009-07-01 11:24:00

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Tips For Building a Successful Long Distance Relationship
Copyright (c) 2009 Lance Metzger
NSA Dating Site
http://www.nsadatingsite.com



From time to time, life will hand you a twist, and you will be
required to move from one place to another - this can be the
result of a job transfer, leaving home to attend college, or any
of a number of other reasons. When you move from one town to
another, it is not always possible to bring your partner with
you, and this sometimes leads to the formation of a long distance
relationship (LDR).

I have to be honest, it takes a very special set of people to
engage in the long distance relationship successfully and for a
lengthy amount of time. The weaker among us may work to keep the
facade, while at the same time looking for companionship closer
to home. I will be honest, I am not suited to the long distance
relationship, but I have known people who were able to do it
successfully over a number of years.

When you have a long distance relationship, it is always good to
maintain communication, whether it is through the phone, email or
any other possible means. It can be a bit straining and
expensive, but that is the only means that will keep the two of
you together. These days with Voice Over IP (VOIP) telephone
services, the cost of long distance phone services can be
drastically reduced, but these services require the user to keep
access to a high-speed internet access, in order to successfully
utilize the services.

Partners should also maintain a high level of honesty and respect
for each other. If you do not trust your partner, you will be
kept awake wondering whom they are with and whether they are
still faithful.

Do not ask your partner "who were you with?" or "what did you
do?" There is a difference between genuine interest and
suspicion, and the person whom you ask those questions can
usually distinguish between the two motives.

Insecurity will poison and ultimately kill any relationship.

If you find yourself straying, or simply do not love your partner
anymore, it is always best to come clean. Do not lie or pretend
that you are not going out with someone else. It may be seem more
convenient to hide the truth, but if you try, you are just
delaying the inevitable breakup.

When you decide to break the relationship, do not leave a message
on the answering machine.

Understand if your partner is unable to return your calls
immediately, or does not write that often. It may because of a
new lifestyle or a pressing job.

It also helps to tell your partner what you did, how you are
feeling and where you think the relationship is heading.

Make a habit of visiting each other when it is possible,
especially during holidays. This helps break the gap that the
distance is putting between you. Absence may make the heart grow
fonder, but presence gives it strength. The hellos may seem odd
and the goodbyes painful, but it gets easier with time.

Having supportive friends is also an added advantage. Some may
think it is an absolute waste of time to maintain a long distance
relationship, while others will respect you for trying to hold
the relationship together despite the distance.

A long distance relationship is just like any other relationship
- the only difference is that you will have to work a little bit
harder to stay together. If there is no reason to break up, head
on.

Keep in mind that nothing comes in life comes on a silver
platter. Relationships like anything else in life requires work
to be successful. If you are committed to your significant other
and him or her to you, then the long distance relationship is not
a bad thing. My brother was involved in a long-distance
relationship for more than four years, while he and his current
wife were working their way through college. It worked out well
in his case, and it could work out well in your case also.

If you find yourself involved in a long distance relationship,
you should use this article as a guide to help your relationship
be successful in the end. You never really know what cards life
is going to deal to you, so invest in what is important to you,
and find the fulfillment you have always wanted to find in your
own life.




---------------------------------------------------------------------
Lance Metzger writes about relationships, offline and online
dating. In our minds, "No Strings Attached" simply means,
"Let's get to know one another before we start making any
commitments to one another." To explore No Strings Attached
Dating, please visit the NSA Dating Site at:
http://www.nsadatingsite.com/


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Advertisers and Online Advertising Agencies

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An online advertising agency's experiences with ad agencies and
advertisers.


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876 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-07-01 11:12:00

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Advertisers and Online Advertising Agencies
Copyright (c) 2009 Karin Gamble, All Rights Reserved
NetMediaReps, Inc.
http://www.netmediareps.com/



Ten years ago I founded NetMediaReps, Inc., an advertising agency
for online companies, specifically online newsletter publishers
trying to find advertisers for their publications. My decision to
found my own company grew out of my frustration in trying to
obtain agency representation for my husband's company.

After calling more than 25 ad agencies, I discovered that most
agencies charged exorbitant commissions and were only interested
in representing large companies with deep pockets. As a new
startup, my husband's company fell under their radar and follow
up was minimal to nil.

Back then, the internet was just emerging as the new frontier of
business and it was apparent that small and medium-sized
businessses needed effective marketing representation to compete
in this new marketplace, to receive the broadest possible
exposure and to find other companies which could help facilitate
their growth.

My thought was that these companies had an even greater need for
a marketing platform than larger companies to be competitive in
the growing online commercial market. I decided to fill that
niche and started by signing contracts with several online
publishers who needed assistance in selling their ad inventory.
The rest is history - NetMediaReps.com was born.

Knowledge of how to do business, and advertise, on the internet
has grown significantly over the years and data tracking of take
rates, website conversion rates and ROI have become increasingly
sophisticated, helping online businesses to better target their
advertising dollars in a successful and productive way.

Despite these advances in knowledge and technique, there are
still a surprising number of individuals who display a remarkable
naivety regarding advertising and who ask questions that indicate
the lack of a well thought out marketing plan or a basic
understanding of the advertising mediums available to them
online. Below are some examples of not so uncommon questions we
receive and our responses to them:

Question: Your publisher mails to a list of 500,000 subscribers
so I should get 500,000 responses - right ?

Answer: An online publication using a mailing list is like a
newspaper. Recipients don't always feel like reading or looking
at the publication on a given day. They may be busy, on vacation,
disinterested in the topic, or otherwise indisposed. And, like a
newspaper - just because they see your ad doesn't mean they want
to buy from you - at least not at that given moment. It is,
however, a good idea to advertise in publications that archive
past issues or editions providing advertisers with permanent or
semi-permanent back links and the opportunity of receiving
trickle through clicks and sales at no additional cost.

Other factors that can affect response rate are:

  * The number of links in a publication. Newsletters typically
run 1 to 2 web pages in length and are comprised of several
sections all of which contain a few to numerous links. As a
result reader interest and click activity is diffused across the
newsletter rather than focused on a particular ad or link.

  * Ad clarity. A concise, definitive statement describing what
your company is selling and how it benefits buyers is essential
as is an unequivocal call to action.

  * Ad Uniqueness. An ad that stands out generally performs
better.

  * Spam triggers. Generally, words and phrases that are the most
effective in evoking reader response are also the ones that
trigger spam filters both at the ISP level and the reader's
Inbox. Blatant commercial message subjects and ad copy rarely do
well.

  * Message Subject. Shorter subject lines are usually more
effective than longer ones. More imortantly, large web-based mail
services like Yahoo! Mail, MSN/Hotmail and AOL truncate message
subjects that are greater than 38 - 47 characters.

Question: (After receiving ad specs, including dimensions and
file sizes.) Will my 700 x 300 pixel ad be accepted?

Answer: Most publishers will strive to assist you in placing your
ads but are restricted by their newsletter templates from
accepting ads that don't conform to the specs provided.
Submitting an incorrectly sized ad simply delays the start of
your ad campaign.

Question: Why should I advertise when we are obviously in a
recession? Does that make any sense?

Answer: McGraw-Hill Research analyzed 600 companies and their
marketing spending from 1980 to 1985. After 1985, the facts
showed that the firms which had kept or increased their
advertising budgets during the recession in '81-'82 boasted an
average sales growth of 275% over the next five years. The
companies who cut their advertising? They experienced paltry
sales growth over the next five years of just 19%.

So, when is the right time to market your business? All the time.

Question: I noticed my competitor in your publications - can you
tell me how they did, so I can decide if we want to use you?

Sorry. You wouldn't want the details of your campaign provided
to your competitors. Our advertisers have an expectation of
privacy and confidentiality in regards to performance criteria
such as click-through rates, sales and ROI. Ad agencies and
publishers have an ethical obligation to keep campaign results
confidential.

Even if such information was made available, it would not be that
useful. Campaign results can vary significantly depending on the
product/service offered, price point, message subject, ad copy
and numerous other variables.

Any questions?... e-me ! :)




---------------------------------------------------------------------
Karin Gamble is the CEO of NetMediaReps, Inc.
(http://www.netmediareps.com), an online advertising agency
specializing in ad sales for newsletter publications and web
sites targeting a webmaster audience. Karin can be reached by
email at info@... or by telephone at (204)254-1750.


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Think Twice: Tattoos Could Last A Lifetime

Article Description:
====================

Tattooing yourself seems like a really cool idea when you're
young, but the reality is permanently staining your body with ink
is a horrible idea. There are so many reasons to think twice,
before going to the tattoo shop.


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595 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-06-30 15:24:00

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Copyright:      2009
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Think Twice: Tattoos Could Last A Lifetime
Copyright (c) 2009 Eileen Howerton
Nuviderm
http://nuviderm.com/



Tattooing yourself seems like a really cool idea when you're
young, but the reality is permanently staining your body with ink
is a horrible idea. There are so many reasons to think twice,
before going to the tattoo shop.

Many people have realized only after the fact that they now
regret the decision they made the night they went to the tattoo
shop.

Tattoos seem so very awesome when you're a teenager. Even though
you might not think so, you will one day grow up to be an adult.
As an adult, you might not think so highly of tattoos. In fact,
you might grow up to find that you find tattoos might make a
person look trashy or unattractive.

Know this: fads come and go more quickly than you can imagine.
What was totally cool in the eighties and nineties are now
considered lame. Can you imagine the regret some people now
experience for having gotten Vanilla Ice or Hammer Time tattoos?
Can you imagine the ribbing they get from family or friends for
having chosen such a lame tattoo?

Believe it or not, your tastes will change as you grow older.
Remember how much you loved Barney when you were a kid, and how
stupid you think he is now? You will probably feel that same way
about what's cool today - ten years from now. Life is a
continual process of maturing and changing.

Tattoos might seem like a wonderful way to express yourself. But,
do yourself a favor and take up poetry, creative writing, or
other art forms. If you choose tattooing to express yourself,
you're bound to regret it.

Think back to a past girlfriend or boyfriend, to those strong
feelings you had for her or him. Now think about how you feel
about them now. This goes to show you that even the deepest
emotions can be fickle, or can change completely.

Even if you think you have the perfect tattoo picked out, one
that seems timeless, one you would never ever want to get
removed, consider this: people might make fun of it. My husband
got his initials tattooed on his upper arm, and he's been
regretting it ever since... People have made comments like, did
you think you were going to forget your name? The tattoo itself
is in weird lettering such that people think it says 3R instead
of JR.

He had wanted to get it removed, but we simply didn't have the
money for many years.

Though you've probably heard it before, you should also think
about future employment opportunities. Sure, right now you might
not think you'll ever want to work at a place that cares about
appearances, but in the future you probably will, because you'll
need to make real money. Having a tattoo on your neck, forearms,
or hands will severely limit your employment options.

Tattoos could even hinder your personal growth. Right now you
might love the goth scene, or the skater scene, but in a few
years, you might want to change, and tattoos will make that
harder. Like it or not, people do make judgments based on
appearances.

In the end, it is your choice... By all means, get a tattoo, if
that's what you want to do. But beware: there are consequences
for every choice you make in this lifetime. If you're just
wanting to rebel, consider getting an earring: it's cheap and
easily undone.

Tattooing your body is simply not the wisest decision you can
make - especially when this decision will have long-term and
permanent consequences...




---------------------------------------------------------------------
Eileen Howerton is a full-time, freelance writer. If you have a
tattoo you would like to get removed, you can spend thousands on
laser tattoo removal treatments, OR you can explore the Nuviderm
Home Tattoo Removal System, which can remove your tattoo without
emptying your wallet. Visit http://nuviderm.com/ today to learn
more about the Nuviderm solution for fading tattoos to
extinction.


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Lady Gaga and Kanye West To Tour

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====================

There are two things wrong with a tour featuring Lady Gaga and
Kanye West. To start, let me just say that I think both people
are two of the most talented voices in music today. They are both
innovative and daring with their music. They are both
trendsetting fashion gurus that are always wearing something no
one else has even though to put together. They are both pretty
easy on the eyes, in their own funky way. And they both have egos
the size of the Pacific Ocean.


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436 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-06-30 11:36:00

Written By:     Lynda Belcher
Copyright:      2009
Contact Email:  mailto:lynda.belcher@...



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Lady Gaga and Kanye West To Tour
Copyright (c) 2009 Lynda Belcher
Click it Ticket
http://www.clickitticket.com/



There are two things wrong with a tour featuring Lady Gaga and
Kanye West. To start, let me just say that I think both people
are two of the most talented voices in music today. They are both
innovative and daring with their music. They are both
trendsetting fashion gurus that are always wearing something no
one else has even though to put together. They are both pretty
easy on the eyes, in their own funky way.

And they both have egos the size of the Pacific Ocean.

So, how do their handlers propose to make these two titans tour
together without the ensuing drama that goes along with tours ---
and stars --- of this nature?!

Anyone who has been paying attention to entertainment news in the
last three or four years has heard (at least once) one of
Kanye's rants about his genius and how the rest of us don't
quite recognize it. He has lamented (quite loudly) the loss of
various awards and has essentially said that anyone that isn't
on board the Kanye Express doesn't know a thing about anything.

Gaga isn't much better. She is as self-involved as Kanye is and
once said that songstress Christina Aguilera was actually trying
to steal her style, which is crazy considering Gaga has been
around for like five minutes....and Aguilera for more than 12
years.

I think the most interesting aspect of this tour is the fact that
Kanye has already come out to clarify that Lady Gaga is not an
opening act, but rather a co-headliner. Way to play that one, ‘Ye
because you already know that Gaga isn't playing second fiddle
to any other artist on tour, not since the success of her solo
tour effort.

Now, these two artists are always interesting to look at,
visually speaking, and both put on shows with lots of creative
flair. So, I am interested to see what a Kanye/Gaga collabo will
look like on a huge stage. No doubt there will be a Mack truck
full of bells and whistles and funky extras that no one has ever
thought to throw together before.

But when it comes to the play to the fans, which after all are
the point of any concert, will Gaga and Kanye have the ability to
look away from their respective images in the magic mirror to put
on a great show? Or will they drown the pool of their own images,
putting on a show that appeals to nothing but their huge, hulking
egos? I suspect the latter, hope for the former and say it
remains to be seen.






---------------------------------------------------------------------
Lynda Belcher writes for http://www.ClickitTicket.com/ a website
that sells affordable concert tickets to Kanye West tickets
(http://www.clickitticket.com/hiphop/Kanye-West-Tickets.asp)
and Lady Gaga tickets
(http://www.clickitticket.com/concerts/ladygaga/default.asp)
and almost any other concert you'd want to attend.


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Article Title:
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Victims And Relationships Don’t Mix!

Article Description:
====================

In order for relationships to be truly fun, fulfilling, joyful
and loving both people have to be emotionally healthy. That
doesn't mean you still don't have some issues to resolve -
that's part of life. It does mean that you aren't living a life
as a victim of a past experience(s) and continuing to recreate
more victim experiences.


Additional Article Information:
===============================

1392 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-06-30 11:12:00

Written By:     Carol Chanel
Copyright:      2009
Contact Email:  mailto:carol.chanel@...


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Victims And Relationships Don’t Mix!
Copyright (c) 2009 Carol Chanel
Certified Life Coach
http://www.carolchanel.com/



In order for relationships to be truly fun, fulfilling, joyful
and loving both people have to be emotionally healthy. That
doesn't mean you still don't have some issues to resolve -
that's part of life. It does mean that you aren't living a life
as a victim of a past experience(s) and continuing to recreate
more victim experiences.

If you want to have an amazing "rockin relationship" you can't
be a victim and you can't be with a victim, because you will
either set the person up to victimize you, or they will set you
up to victimize them.

The Law of Attraction says we get what we think about, whether we
want it or not. So if you're afraid of being a victim, you will
have victim energy and you will attract a victimizer. Or you will
perceive what someone does to you as victimizing you.

Let me give you a personal example. I have a childhood friend who
had some experiences growing up that were painful. He was a
victim, at that point. As he grew older in order to get attention
he, probably unconsciously, stepped into the role of the
"victim." Women flocked to him to take care of him, to nurture
him and to rescue him.

All of that might be okay, if he didn't need to keep wearing the
cloak of victim and recreating victim experiences - day in and
day out. And he will try to set people up to victimize him.
He'll interpret everything through the victim filter. So if you
say you can't do something that he wants you to do, then you are
letting him down; he'll play the "Poor Me." For example, if he
calls one day when you're super busy and can't talk, he'll say
you were unkind to him.

He also attracts people who do take advantage of him. Remember
you get what you think about, whether you want it or not.

Now if you've been around someone who sees themselves as a
victim, and lives as a victim, then you know it's a miserable
and drama filled existence. Their lives are all drama and you
can't have a normal, healthy relationship with them. And they
aren't living in their truth as a powerful human being connected
to pure positive energy.

That's the place where you want to be and want the other person
to be.

The most important part of being around a victim is to not
collude with them. Don't see them as a victim. Don't hold them
in that energy. That's what they're used to. That's what they
think they want, because that's how they're used to getting
attention. It's the "Poor Me" routine. Don't go there with
them.

What if instead you saw them as creative, resourceful and whole?
What if you saw them as learning how they really wanted to be in
life and that the victim role was one they played for a while and
might now choose to leave behind?

From that place you're not pulled into their victim energy and
they might be encouraged to change their perspective, to move
into a new more fulfilling role.

Are You A Victim?

Now I've been talking about other people being the victim. What
if you see yourself as a victim?

This is close to my heart, because I used to see myself as a
victim. And sure enough, I would have experiences that made me
look and feel like a victim.

Then one day a wise American Indian elder said to me, "You can
either be a victim of your circumstances, or be victorious in
your learning."

I loved that perspective. It felt so uplifting and powerful. And
I realized I had a choice. And from that moment I always look at
how to be victorious.

During the Beijing Olympics, US track and field star Lolo Jones
was running the 100-meter hurdles final, in which she was heavily
favored. She was leading the race when she clipped the second to
the last hurdle. That knocked her off her stride and she finished
well out of the medals.

What she said after the race - being victorious, not a victim -
was that she felt the gold around her neck and that caused her to
lose her focus for a split second. When you're jumping hurdles
that split second is all it takes. She's not a victim. She may
have not have medaled, but she knows what she did and she has a
powerful learning that will be with her for the rest of her life.

Victims miss the opportunities for learning.

How Can You Be Victorious?

So if you see yourself as a victim, or if you keep being a victim
of others, how can you change?

Before I tell you how to change I want to ask you to not be hard
on yourself if you've been a victim. Sometimes, when we realize
we've been creating it, we can get upset with ourselves. Don't
go there. You didn't know any other way to be. And now I'm
pointing out another way. So start with the "Beginners Mind" -
open and curious, like you are starting your life over. You are.

So the first step is stop being mean to yourself. Your ego is the
critical part of your mind. The victim's ego is cruel, critical,
perfectionistic and judgmental. You can go to my ezine archive on
my website and read May 18, 2004 "What Is Your Negative
Self-Talk Doing to You" and June 29, 2006, "How Your Ego Holds
You Hostage" to get information on how to quiet your critical
voice. Your ego is your critical voice. The truth is it's
probably not even yours, it's probably a father, mother, sibling
or teachers voice. Don't give it attention. Be kind to yourself.
Talk to yourself the way you would want a wise loving mother to
talk to you.

Second, stop seeing yourself as a victim. Start remembering the
good things that have happened to you in your life. The thing
about victims is they don't look at the good things, or they
discount them, or the focus is so weighted on the "bad" things
that they don't give any attention to the "good" things.

Third, pay attention to where you might unconsciously set
yourself up as a victim. If you know that a friend isn't
responsible, don't ask them to feed your cat while you're on
vacation. If your assistant doesn't have good people skills,
don't ask her to talk to your clients. If your boyfriend is
always late, don't ask him to take you to the airport to catch
your flight. Don't set yourself up!

This one is a little tricky, because you've been unconsciously
doing this for a while. If victim things are still happening,
you're still doing it. Now remember, be kind to yourself. It's
okay, you're in the process of changing.

And fourth, don't victimize others. I know you're saying, I
would never do that. But I guarantee you, victims will at some
point, unconsciously victimize others. Even if it's just a
judgment or criticism of another person, or an abrupt
communication. And if you unconsciously victimize another, then
you'll feel really badly about yourself. Then from that place,
you'll attract more victim experiences. So be conscious of your
behavior.

And if you have victimized others, in any way, forgive yourself.
I'm not saying to condone what you did; I'm saying to realize
that you didn't know what you were doing. You were in a victim
perspective and you were unconscious. You were wounded and you
were reacting out of that wound.

Here's a lovely little saying I repeat every day:

"I call on the Law of Forgiveness for myself and all mankind,
for all mistakes, misqualified energy, human unconsciousness and
for straying from the light."

We are all trying to do the best as we can. We will make
mistakes, we will go unconscious and stray from the light. And we
can go back into the light and become victorious in our learning.
And we can feel great about ourselves and from that place attract
the most wonderful experiences into our life!

It's a choice. You can either be a victim of your circumstances
or victorious in your learning.

Choose victorious!

Imagine the possibilities...

(c) Carol C. Chanel






---------------------------------------------------------------------
Carol Chanel is a Certified Life Coach who works with people to
create new, meaningful and FUN lives.  You can learn more about
how to create loving and healthy relationships, draw boundaries,
not take things personally, be happy to be who you are, and
make time for fun by going to her free ezine archive.
http://www.carolchanel.com/rockin_relationships.html



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Article Title:
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What My Mother Taught Me About Credit Cards And Family Finances

Article Description:
====================

My mother is an amazing woman. She made some of the hardest jobs
imaginable look easy. No matter how hard her day was, she always
had a smile and perfect hair.


Additional Article Information:
===============================

1285 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-06-30 11:00:00

Written By:     Braxton Heitz
Copyright:      2007-2009
Contact Email:  mailto:braxton.heitz@...



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What My Mother Taught Me About Credit Cards And Family Finances
Copyright (c) 2007-2009 Braxton Heitz
Jobs And Paychecks
http://www.jobsandpaychecks.com/



My mother is an amazing woman. She made some of the hardest jobs
imaginable look easy. No matter how hard her day was, she always
had a smile and perfect hair.

She was mainly a stay at home mom but she worked cleaning houses
when our family's financial situation called for more income. My
dad was a soldier, so he didn't make a lot of money. The
holidays usually wiped out our family savings account, but no one
ever complained.

My mom has always been a money master. Her philosophy is a simple
one that has never failed her. Work hard and spend little.

Mom is not an old woman, but her mother was raised during the
Great Depression and eventually had to raise seven children on
her own. She taught my mom how to make a can of beans last for
weeks and my mom taught me, much to my husband's displeasure.

While I admire my matriarchs' simplistic approach to finances,
it does not address the inevitable problems of credit and taxes.
My education in money matters was limited to just mom's basic
philosophy of life.

The world outside of my parent's traditional home was not quite
what I was expecting, or what I had been prepared to handle.
Despite the best intentions of my foremothers, there are still a
few things that I wish my mother had taught me...


Credit Card Interest Hurts

Getting my own credit card for the first time was such a thrill.
I bought my share of useless junk that I did not need.
Unfortunately, I was not as cautious with my spending as I should
have been.

Before I knew it, my credit card balance was astronomical. I
could barely make my minimum payments. Since I started out with
no credit, my interest rates were astronomical. It took months of
payments before I finally began to pay on the principle and not
just the interest.

After about a year I finally paid off the balance of my initial
expenditures. I've been much more cautious with how much I will
charge on a credit card, since my initial graduation from the
school of hard knocks.


Don't Spend Money You Don't Have

Credit cards are tempting; because they allow us to spend money
we don't have in our pockets. Ideally, when we spend money, we
have the money in our bank accounts and just forgot to go to the
ATM. Of course, most of us know that this is not the case.

Sometimes we spend money on important things. Buying groceries on
Tuesday when we don't get paid until Friday for example. These
are harmless purchases as long as we keep in mind how much we are
getting paid on Friday.

Keeping a budget is probably the greatest thing a credit card
holder can do. With a well-planned budget, anyone can track their
finances in a way that allows them to spend wisely and with
confidence.


Keep a Record And Look At It

With the ease of using credit cards to pay bills and buy stuff,
it can be difficult to keep an accurate record of where our money
is going. Ours is a generation that does not regularly balance
their checkbook. Online banking has made it too easy to just
check our available bank account summaries.

We don't scrutinize every transaction like our parents did. We
simply trust the bank and believe that they would not make any
errors. Credit card companies allow us to make payments online
with out ever receiving a bill.

It has become incredibly easy to ignore the sheer volume of
purchases made in a month. Credit card companies like to help us
in our denial any way they can. But, keeping track of where we
are spending our money is the key to maintaining our accounts and
our credit rating.


Good Credit is Important

A good credit rating can mean the difference between advantageous
and difficult situations. There are many perks to having a good
credit rating. Low APR rates are one of the best benefits of
having a good credit score.

Being able to make major purchases, such as a home or a car, also
requires good credit. The total amount that an individual will
have to pay for a loan is determined by how much he or she pays
in interest. If someone has bad credit, one could end up paying
thousands of dollars more in interest over the life of a loan.

Good credit is easy to come by, if we are responsible. Paying our
bills on time is the best thing we can do to help our credit. Not
putting too much on a credit card or having too many credit
cards, can also improve a person's credit score.


Rewards Are Good

I love presents and I love shopping. Getting rewards from my
credit card company feels like little thank you gifts for
shopping. It is a great feeling. I wish I could get presents for
doing all of the things I like.

While each credit card company is different, almost all of them
offer credit card rewards to their customers for spending money,
something we have to do to anyway. With so many options available
for credit card reward programs, it would be impossible to not
find one suited to our needs.

Reward options are endless. One can receive cash back rewards,
airline miles, travel rewards, or even discounts at some of our
favorite stores. For the more humanitarian shoppers, there are
rewards programs that donate a percentage of a purchase to the
charity of their choice.


Take Advantage of All of the Perks

Special credit card offers are some of the best ways to save
money on items we would have to purchase anyway, no matter what.
Everyday household items are a necessity. Taking advantage of a
0% interest credit card offer on a cash back rewards card can
help us earn money for buying something we truly need.

Many online websites are dedicated to helping consumers find the
right credit card for their needs. If we take the time to
properly research what it available, we can uncover a whole world
of moneymaking possibilities. They exist right under our nose.

In many cases, it is possible to fill out an online credit card
application and receive instant credit card approval. There are
countless ways to find a credit card application for the
consumer's card of choice.

Contacting a favorite store and inquiring about their credit
options is an easy way to save money where we like to shop. Many
people choose to receive a credit card from their bank to help
establish a better relationship with the bank.


Final Thoughts

It is amazing how much we learn from experience. Unfortunately,
most of it is from bad experiences. I know I would much rather
learn from someone else's mistakes, but people generally do not
like to talk about their bleak financial histories.

My parents did a good job of teaching me how to work hard and
build a good life. Knowing about all of the rules and pitfalls
surrounding credit, loans and credit cards was sadly missing from
my life lessons.

Schools are beginning to offer personal finance courses, but they
do not yet require students to take them. Every year, more and
more people declare bankruptcy and our schools do nothing to
educate our youth about the pitfalls of taking on too much
credit.

With a sound foundation of the demands of responsible spending,
credit cards can be a great tool. Whether you discover through
experience or education, the knowledge of how to care for your
finances will be one of the most important things you ever learn.




---------------------------------------------------------------------
Braxton Heitz writes about family finances and the struggles of
the job search. If you are looking for a job or looking to make
a career move in the current troubled economy, then visit the
Jobs And Paychecks website at: http://www.jobsandpaychecks.com/


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Private Label Rights (PLR) and Spamming

Article Description:
====================

PLR is material that the author gives rights to change and/or
redistribute the product(s). These can be just about any product.
The author can be very strict in one extreme, to all the way the
other way to letting you change it completely as you want, give
yourself the credit and relink any links to your own site(s). In
this article, I am going to take a look at all of the different
ways you can use Private Label Rights content for your
business...


Additional Article Information:
===============================

583 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-06-30 10:48:00

Written By:     Glenn Heitkoetter
Copyright:      2009
Contact Email:  mailto:ggglennn@...



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Private Label Rights (PLR) and Spamming
Copyright (c) 2009 Glenn Heitkoetter
Info Soup PLR
http://www.info-soup.com/plr



PLR is material that the author gives rights to change and/or
redistribute the product(s). These can be just about any product.
The author can be very strict in one extreme, to all the way the
other way to letting you change it completely as you want, give
yourself the credit and relink any links to your own site(s).

PLR has a bad rap as spammers flood video sites, article sites,
blogs, and other sites with this, usually it is going to be
duplicate content as someone else has already spammed the site
earlier with it. A lot of PLR is watered down filler and/or sales
pitches with little or no real information.

The following methods are if the original author(s) allow it
according to the documentation.

Find the best PLR with real information.

These are just a few methods that can be used with PLR saving you
many hours of time coming up with your own information from
scratch. PLR can also give you ideas that may only have been
touched on in the material but you can expand on it to make the
material original.

  * Combine products into unique packages that cannot be found
anywhere else. Give away part of it and sell another part.

  * Change the format. There are services that charge to do this
so this is a viable service as you can change an article into
video slides or video screen capture tutorials using paid or free
software. Change audio into articles or the reverse of this.
Utilize live video or streaming video services using PLR that has
not been done in this fashion before. People benefit from these
formats as they may not be able to utilize a product easily or at
all in the original format.

  * Avoid selling products that can be found for free as they are
or sending it to sites that want original content.

  * Give them away as bonuses for free to make an original product
more attractive as many people may not have known about this
before.

  * Auction unique packages of PLR. Sell for next to nothing if
you want and build your mailing list for your email newsletter.

  * Find the best PLR and give away in individual packages from
your site(s) and build your mailing list.

  * There are free and paid PLR membership sites that bring in new
original content all of the time. Be the first to utilize this
content and or give away the memberships using their affiliate
programs that these sites offer.

  * Use PLR to give answers to questions about items in question
and answer forums. Run a link to the material. Selling from here
is going to probably get you the boot off the forum. Give the
first package away free but sell an expanded package. Stay on the
exact topic of the forum or the boot is likely to happen. Your
sign on signature can have a link to the free content.

  * Make a free "viraling" Ebook. Many Ebooks are worthless
using regurgitated info scraped from help files of sites. People
can tell you scraped it as it will be easy obvious information.
The better it is the more viral it will go. Give real info that
is combined with good PLR. Put it in pdf format using paid or
free software with your live links to your site(s).

  * One of the best uses of PLR is to use part of it for you email
newsletters combining it with your own original content to expand
a subject.




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To Make Money With PLR Products: http://www.info-soup.com/plr


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Nice Has Its Price!

Article Description:
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The key to living your life from a place of freedom, peace and
joy is that if you try to live your life to please others, or to
do what they think you should, you'll never be happy or fulfill
your dreams. These tips can help lead you to a more happy, more
fulfilling life...


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845 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-06-23 11:24:00

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Copyright:      2009
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Nice Has Its Price!
Copyright (c) 2009 Carol Chanel
Certified Life Coach
http://www.carolchanel.com/



At the 2007 Grammy awards The Dixie Chicks song "I'm Not Ready
to Make Nice" won the Grammy for best song.

The storm of controversy that spawned the song is known to many.
The hottest selling female country band in music history, the
Dixie Chicks, got knocked off a lot of radio stations and
suffered significant financial losses when one of them expressed
a political viewpoint during a London concert in 2003. Whether
you agree with them or not, isn't what I want to focus on in
this article.

As the Dixie Chicks worked their way out of the controversy, they
wrote an award-winning, powerful song that can be a great guide
for all of us.

"I'm not ready to make nice. I'm not ready to back down...I
don't have time to go round and round and round...I've paid a
price and I'll keep paying... I can't bring myself to do what
it is you think I should."

That last line is the key to living your life from a place of
freedom, peace and joy. If you try to live your life to please
others, or to do what they think you should, you'll never be
happy or fulfill your dreams.

People will find all sorts of ways to try to manipulate you into
doing things their way. They will give you gifts, promotions,
raises, love (well not really, but they say they will), housing,
food, and validation. They will act pouty, whiney, controlling,
angry or aloof to try to get you to do things their way. And all
you have to do is give in, speak, act and do it their way. All
you have to do is sell your soul!

Am I being dramatic? Not really. When you live your life by
someone else's standards and wishes, you aren't living it
according to what feels great for you. And you will never be
happy under those circumstances. And it's your life!

As women, many of us were raised to be nice little girls. We were
taught that being people pleasers had benefits. After all most of
us had moms and dads who validated, rewarded and loved us when we
were good.

And that might have been okay when we were small, since we
couldn't survive without mom and dad, but now as women it's not
good for us.

I'm not implying that you need to be nasty. Kind and firm are
appropriate and a great guide for living your life, especially
combined with humble and loving.

But if you think that you need people to like you more than you
need to honor yourself, then you'll be stuck living your life
the way others think you should.

The cost of being nice, of pleasing others, is giving up your
dreams, desires, choices, freedom and your joy of life. It might
keep you from asking for a raise, taking a dream vacation, living
in a favorite city, driving a fun car, having children, or
getting an education - just to mention a few things you might
sacrifice by being nice and pleasing others.

Other than never making you happy, there's a bigger problem to
the nice scenario.

People who want you to do things their way, who want you to make
them happy, don't really care about you. They only care about
their own feelings and needs. They make terrible partners,
friends, co-workers or bosses.

They care about themselves, at your expense. And it's up to you
to see the truth about them. They are in the relationship for
what they can get out of it, not what they can put into it.

If you stay, you will wake up one day and realize how empty you
are. You will realize that you don't know who you are, that you
lost yourself.

So do yourself a favor, find a partner, friend or boss who also
cares about you. Someone who doesn't manipulate you with gifts,
praise, supposed love and other things to get their way.

Find a partner who doesn't get pouty, whiney, controlling, angry
or aloof to manipulate you into doing things their way.
Especially when it's something you really don't want to do, and
know it's not good for you, or doesn't feel right for you.

As the Dixie Chicks learned, there is often a price to be paid
for speaking your opinion, your truth. But the price of being
nice is far greater than any price you might pay for being true
to yourself. Selling your soul to get material or other perceived
gains, isn't what your came here to do or be. You came here to
live an authentic life. You came here to thrive. You can't
thrive when you turn against yourself.

Choose to not back down. Choose not to make nice. Choose to be
kind, firm, humble and loving. Choose to listen to your heart.
Choose to trust that God Source Creation has great people lined
up for you if you make room for them, then trust and stay
positive.

Imagine the possibilities...

(c) Carol C. Chanel






---------------------------------------------------------------------
Carol Chanel is a Certified Life Coach who works with people to
create new, meaningful and FUN lives.  You can learn more about
how to create loving and healthy relationships, draw boundaries,
not take things personally, be happy to be who you are, and
make time for fun by going to her free ezine archive.
http://www.carolchanel.com/rockin_relationships.html



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Changing Your Company Name:  The Good, The Bad and The Unnecessary

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Wondering whether or not to change your company name? Several
reasons for doing this are legitimate. Other reasons should make
you stop and reconsider.


Additional Article Information:
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520 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-06-30 10:00:00

Written By:     Marcia Yudkin
Copyright:      2009
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Changing Your Company Name:  The Good, The Bad and The Unnecessary
Copyright (c) 2009 Marcia Yudkin
Creative Marketing Solutions
http://www.yudkin.com/



Wondering whether or not to change your company name? Several
reasons for doing this are legitimate. Other reasons should make
you stop and reconsider.

Most of the time, companies that come to my naming company
frantic to find a new name for their firm or for a product do so
because of legal problems. They've received a case-and-desist
letter, and it's cheaper and wiser to switch than to fight.

Even those who follow corporate name games probably don't
realize that Kentucky Fried Chicken falls into this category. In
1991, the company told the public that they were changing their
name to KFC because health-conscious consumers were shying away
from the word "fried." Since the name change coincided with the
introduction of several purportedly healthier menu items, this
seemed plausible.

In fact, however, in 1990 the state of Kentucky had trademarked
its name and created the requirement that any business using the
word Kentucky for business purposes would have to obtain
permission and pay licensing fees. Kentucky Fried Chicken took
umbrage at the idea of paying for a name they'd used since 1952.
Their negotiations with the state broke down, and they adopted
KFC as their new name.

The second most common impetus for an organizational name change
is a word in the name that's gone out of favor with the industry
or with the general public. For instance, the Massachusetts State
House is considering legislation to rename the Department of
Mental Retardation the Department of Developmental Disabilities,
in keeping with altered notions of appropriate labeling.

The same goes for company names that sound old-fashioned and out
of date. In 2009, a shop called Fotos and Film raises the issue
of whether or not they're in step with today's digital
photography.

The third good reason for changing your company name is that the
name no longer fits the services you perform and the goods you
sell. If you launched as Westfield Wire and now you make mainly
cables, renaming is indeed in order.

Likewise, geographical growth or relocations can render a
business name obsolete. If Gerard County Savings Bank expands
beyond Gerard County, it should put itself in line for a name
change.

Got a name that people just can't remember or that they confuse
with your competitor? One company came to us for renaming because
even people who'd previously bought from them couldn't remember
whether they were, let's say, MyGrandPhotos.com (correct) or
YourGrandPhotos.com (the competitor). Renaming makes sense for
that situation, too.

If you're just plain tired of your name, however, forget about a
name change. It involves a lot of expense and effort to convince
the public to get on board with the new name. Don't go there for
frivolous, unnecessary reasons.

The final situation, mergers and acquisitions, which often prompt
renaming, depends on the situation. Restaurants that take over
from a disreputable or failing establishment do well to signal
their fresh start with both a name change and redecoration.
However, a company that was humming along fine before the change
of ownership should usually continue with the name they had
before. In business, longevity and consistency inspire
confidence.




---------------------------------------------------------------------
Marcia Yudkin is Head Stork of Named At Last, a company that
brainstorms creative business names, product names and tag lines
for clients.  For a systematic process of coming up with an
appealing and effective name or tag line, download a free copy of
"19 Steps to the Perfect Company Name, Product Name or Tag Line"
at http://www.namedatlast.com/19steps.htm


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Article Title:
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George Washington, Known OPSEC Practitioner - OPSEC In His Own Words

Article Description:
====================

Within OPSEC circles, Washington is often quoted as saying,
"Even minutiae should have a place in our collection, for things
of a seemingly trifling nature, when enjoined with others of a
more serious cast, may lead to valuable conclusion." This is
only a small window into our first president's life as a
spymaster...


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1249 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-06-30 11:24:00

Written By:     Chris Cox
Copyright:      2009
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George Washington, Known OPSEC Practitioner - OPSEC In His Own Words
Copyright (c) 2009 Chris Cox
OPSEC Professionals
http://www.opsecprofessionals.org/



Arguably, no President in history has received a legendary status
equal to George Washington. His reputation as a gifted military
leader stems partially from his unique perspective as the leader
of counterinsurgency forces (as a young officer in the Seven
Year's War) and as the leader of an insurgent army (in the
Revolutionary War).

Within OPSEC circles, Washington is often quoted as saying,
"Even minutiae should have a place in our collection, for things
of a seemingly trifling nature, when enjoined with others of a
more serious cast, may lead to valuable conclusion." While this
is certainly true you must understand that this is a lesson our
first president learned through bitter, near fatal experience.

Washington's first experience with OPSEC (a term not used at the
time, but the principles remain the same) came at the age of 21
when he was a young officer in the Seven Year's War under
British General Braddock. The effective French intelligence
network (no doubt enabled by ineffective security) was able to
ascertain Braddock's moves well in advance and successfully
ambushed the combined British and Colonial forces on their first
expedition. In this attack, the combined forces lost 615 of their
officers and 914 soldiers; in addition General Braddock was
mortally wounded and barely escaped with the aid of Washington.
Before his death four days later, Braddock gave Washington his
ceremonial sash, one of the two reminders of this lesson that
would stay with him forever.

If this hard lesson taught Washington one thing, it was the
necessity of effective intelligence, as well as that of secrecy.
He was later quoted as saying, "(U)pon Secrecy, Success depends
in Most Enterprises - and for want of it, they are generally
defeated."

With this philosophy, Washington would establish and lead an
effective spy network during the Revolutionary War. These spies
would operate, at times, directly with or under British forces
and would provide Washington with critical military information
regarding British plans, strategies and objectives. In order to
evade detection, all agents would memorize and refer only to code
names (for instance, George Washington was only referred to as
"711" and New York was "727"), which demonstrates a clear
understanding of the importance of obfuscating key names and
locations. Using the same scheme for names and locations also
helped to hide their true meaning. In addition, the use of secret
codes, invisible ink and encryption demonstrated Washington's
awareness of the necessity of not only attempting to avoid the
capture of information, but also to prevent the use of
information should capture occur.

Unfortunately, this valuable lesson seemed to be forgotten when
Washington sent a seemingly harmless letter to his dentist in
Philadelphia asking for denture wires and a cleaning tool. In and
of itself, this letter provided no military intelligence of value
when it and other messages were captured by the British. However,
some of the other messages indicated a potential attack on New
York. Sir Henry Clinton, then chief of the British Army, was
skeptical. The letters almost seemed too good to be true
especially when you understand that Washington's skill in
military deception was known by the enemy. Clinton was left to
wonder of the validity and value of the "intelligence."
However, Clinton correctly reasoned that this letter would most
likely not have been included in a package was to be
intentionally "captured" and surmised that the captured
intelligence was legitimate. Clinton was able to strengthen his
forces in New York, prompting Washington to abandon that
campaign.

This setback did not discourage Washington from continuing to use
deception and disinformation however. This lesson learned became
a very effective strategy to fabricate documents to be
"captured", or to instruct agents to discuss certain matters in
areas that British soldiers or spies were able to overhear, or
even to intercept messages meant for British forces and alter
them before passing them along seemingly unchanged. For example:
When Washington had his army outside of Philadelphia he
instructed his procurement officers make sizable purchases of
supplies, and even constructed fake military facilities, which
convinced the British that his 3,000-strong army contained 40,000
men.

Throughout the war, Washington relied heavily on espionage and
intelligence. The Culper Spy Ring, headed by Major Benjamin
Talmadge (under the pseudonym "John Bolton") learned that the
British had plans to attack an allied French expedition in Rhode
Island (it is not clear how British Forces learned of the
landing). Washington responded by planting false intelligence
with British agents indicating that he intended to move against
New York City. In response, the British Commander held his forces
at New York, which had the additional benefit of masking
Washington's movement towards Chesapeake Bay and Yorktown. It
was imperative that Washington's forces practice good OPSEC in
order to avoid detection of this grand deception.

Washington understood the importance of educating those under him
about what we've come to call OPSEC. In a clear early
understanding of what we now know as the OPSEC process,
Washington wrote to thank James Lovell for a piece of
intelligence, saying, "it is by comparing a variety of
information, we are frequently enabled to investigate facts,
which were so intricate or hidden, that no single clue could have
led to the knowledge of them. . . intelligence becomes
interesting which but from its connection and collateral
circumstances, would not be important." He also spoke to General
Rufus Putnam in August 1777 about calculating an adversary's
strength, saying, "Deserters and people of that class always
speak of number. . . indeed, scarce any person can form a
judgment unless he sees the troops paraded and can count the
divisions. But, if you can by any means obtain a list of the
regiments left upon the island, we can compute the number of men
within a few hundreds, over or under." This "training"
prompted Federalist William Duer to write, "To say more in a
Letter, might be imprudent" when discussing a matter of
potential value.

Similarly, to the credit of the Continental Congress, the first
secrecy agreement was adopted for government employees. It read,
in part, "I do solemnly swear, that I will not directly or
indirectly divulge any manner or thing which shall come to my
knowledge as (clerk, secretary) of the board of War and Ordnance
for the United Colonies. . . So help me God."

Perhaps the best example of OPSEC in Washington's strategy was
in the attack on Stony Point. Stony Point was an ominous British
fort on the Hudson River, with walls 150 feet high, water on
three sides and a swamp on the fourth, and an imposing garrison
of 500 men and many cannons. Colonel Wayne was convinced that it
could be taken, and eventually convinced Washington that it could
be done. Washington approved the plan with the advice, "That it
should be attempted by the Light Infantry only, which should
march under cover of the night and with the utmost secrecy to the
enemy's lines, securing every person they find to prevent
discovery". Note especially the use of darkness to mask movement
and the securing of potential witnesses/agents. Because of this
secrecy, the surprise attack was a success resulting in only 15
American deaths versus 63 British.

Clearly, George Washington effectively led the newly formed army
to victory not only because of excellent military tactics, but
also because a solid understanding of OPSEC. If OPSEC
(http://www.opsecprofessionals.org) can help General Washington
win a war then who are we to deny its use today to protect our
sensitive information?




---------------------------------------------------------------------
Written by: Chris Cox. The Operations Security Professional's
Association (OSPA) is an International entity dedicated to
promoting OPSEC by providing free resources and member
collaboration. OSPA works with groups all over the world,
from US Federal Agencies to Neighborhood Watch programs,
and believes that each one deserves security.
http://www.opsecprofessionals.org/


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Signal Mountain Serves As A Doorway To Civil War History and Chattanooga,
Tennessee

Article Description:
====================

In Signal Mountain and nearby Chattanooga, one has quick and easy
access to boutiques, restaurants, and antiques shopping. In
Signal Mountain, the downtown area offers many attractions
including: a beautiful aquarium, Ruby Falls, Rock City, The
Chattanooga Choo-Choo, and several Civil War battlefields.


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Distribution Date and Time: 2009-06-26 15:24:00

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Signal Mountain Serves As A Doorway To Civil War History and Chattanooga,
Tennessee
Copyright (c) 2009 Alesha Corwin
Find Vacation Rentals
http://www.findvacationrentals.com/



Located in the historic district of Signal Mountain, Tennessee,
owners and innkeepers Earl and Susan Rothberger have renovated
their hundred-year-old home and turned it into a wonderful bed
and breakfast. The Rothberger's B&B home is called the Old Towne
Bed and Breakfast, and it welcomes guests from all over the
country.

The Old Towne Bed and Breakfast has four unique bedrooms
(designed and decorated by Susan) with 3 private bathrooms. The
owners of the Old Towne B&B can accommodate individuals on
vacations or honeymoons, and if needed, they can accommodate
large groups for reunions or weddings, in the event you would
want to rent the whole house for your event.

Excellent Food

Each room provides a stocked fridge, and guests are offered wine
and cheese provided every afternoon.

The food is good. In fact, proprietor Earl Rothberger enjoys
getting into the kitchen and providing anything his guests might
ask to eat. Earl has a gift for food preparation that enables him
to brilliantly answer to the food needs of his guests, from eggs
benedict, to delicious homemade bread, homemade rosemary bread,
or vegetarian dishes.

Pefect For The Business Traveler

The Old Towne B&B has made its accommodations suitable for
business travelers. They provide free computer access, copying
machines, fax machines, and Internet access - everything that the
business traveler needs on those business trips or working
vacations.

I know how hard it is to leave the office at the office when you
are on vacation, but the Old Towne has shown itself to be aware
of our need for connectivity, while at the same time creating an
environment that will allow us to relax and enjoy ourselves.

Central Location

Old Towne Bed and Breakfast is a quaint house nestled on Signal
Mountain, Tennessee. It is perfect place to stay of you have a
relative at Alexian Nursing Home - just seconds down the street.

Located just 12 miles from downtown Chattanooga, it's location
makes it convenient to the business traveler or the couple on
vacation.

In Signal Mountain and nearby Chattanooga, one has quick and easy
access to boutiques, restaurants, and antiques shopping. In
Signal Mountain, the downtown area offers many attractions
including: a beautiful aquarium, Ruby Falls, Rock City, The
Chattanooga Choo-Choo, and several Civil War battlefields.

If you plan to visit the Old Towne with your children, you will
find a wealth of playgrounds to choose from, and if you are a bit
more adventurous, your kids will have a thrill at the Pumpkin
Patch or the downtown Creative Discovery Museum.

Some wonderful attractions within driving distance, include:
Monteagle, Lookout Mountain, historic Chickamauga battlefield,
and the Applachian mountains.

Signal Mountain, TN played a pivotal role for the Union army
during the Civil War, starting in 1863. You can read more about
the historical significance of this area at the Signal Mountain
community website (http://www.sigmtn.com/community/history.php).

Activities

If you are visiting the area during the summer months, one of the
highpoints of the local culture includes a trip to watch the
Lookouts Baseball games. The team's stadium overlooks the
beautiful Tennessee River.

For the more civilized among us, the local area boasts of several
local golf and country clubs, and tennis courts for your
enjoyment.

But for those of us who like to dive into our natural
surroundings, mountain treks are not out of the norm. In fact, if
you are an extreme outdoors adventurer, there are great rock
climbing sites, mountain biking trails, and several white water
rivers around the area to explore.

While the extreme outdoors is not for everyone, the beginner
hiking trails invite anyone and everyone to visit, and along the
way, you might even take up bird watching, as the local natural
habitat appeals to a great diversity of animals and birds.

The Old Towne Experience

Innkeepers, Earl and Susan Rothberger welcome anyone from
anywhere in the world to come visit their quaint and beautiful
Bed And Breakfast.

There is no minimum stay, so if you stay for one night or two
weeks you will be very welcome, and the rates are very reasonable
- at a little over one hundred dollars per night.

With a recent addition to the home, the Rothberger's have added
a lovely deck overlooking a garden. Also, you can enjoy a nice
soak in the hot tub with a nice glass of wine, if you feel so
inclined. The owners have also acquired a wide selection of dvds
and board games if you happen to be staying with them on a rainy
or snowy day.

Having made the journey to Tennessee, I can't help but recommend
it to anyone who loves the great outdoors and the cozy
environment brought forth by the Old Towne B&B, just a few miles
to the northwest of Chattanooga, TN.

The Signal Mountain, Tenn area offers activities for all ages.
And for my taste, the Old Towne Bed and Breakfast is the choice
for my weekend getaways and sleeping accommodations in the
Tennessee valley area.

To learn more about the Old Towne Bed and Breakfast, give the
Rothberger's a call at 1-423-886-4561, or learn more about their
establishment online at:
http://chatterchattanooga.com/news/2008/dec/27/getting-away-witho
ut-leaving/






---------------------------------------------------------------------
Alesha Corwin writes about travel, vacation homes and
the Bed and Breakfast industry. To explore additional
information about Bed And Breakfast rentals, visit:
http://www.findbnb.com/

Follow Alesha on Twitter at:
http://twitter.com/AleshaCorwin


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A Perfect Couple's Getaway On The Jersey Shore At Avon-By-The-Sea, NJ

Article Description:
====================

As a Manhattanite going to the Jersey shore, it always seemed
like second or third choice until I discovered Avon-By-The-Sea.
This is a small, relatively unknown area of the Jersey shore that
I am happy to recommend to others, as a result of my own
experiences in this beautiful little town.


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Distribution Date and Time: 2009-06-26 13:00:00

Written By:     Alesha Corwin
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A Perfect Couple's Getaway On The Jersey Shore At Avon-By-The-Sea, NJ
Copyright (c) 2009 Alesha Corwin
Find Vacation Rentals
http://www.findvacationrentals.com/



As a Manhattanite going to the Jersey shore, it always seemed
like second or third choice until I discovered Avon-By-The-Sea.
This is a small, relatively unknown area of the Jersey shore that
I am happy to recommend to others, as a result of my own
experiences in this beautiful little town.

It is an especially nice place to go to get away from all those
pesky New Yorkers whom you have to deal with all week long. The
crowd at Avon-By-the-Sea is typically non-Manhattan.

The Cashelmara Inn Bed and Breakfast By-The-Sea was originally
built as a summer house by William G. Wilcox, who was a prominent
United States statesman, nearly a century ago. The estate has the
Atlantic Ocean on one side of the house and a seaside lagoon on
the reverse.

Even though the house is almost a century old, it has been
beautifully restored for year-around use. A really nice feature
is that it is open for business whenever you need to get away
from the hustle and bustle of the Big Apple.

My husband and I like to go to Avon-By-The-Sea in the fall, when
the town is nearly empty and we have it all to our selves. Keep
in mind, stores and restaurants are limited during the fall and
winter months, but there is enough year-around businesses there
to keep the trip enjoyable.

The restorations at the Cashelmara Inn Bed and Breakfast are
accurate and true to the time period it was built. This creates
an atmosphere that is impossible to duplicate and I have never
seen anywhere else, in all of my extensive travels.

This Victorian style home creates an atmosphere of relaxation. As
soon as you walk in the front door, your tempo begins to slow and
relaxation begins.

The rooms are not large enough for a family of five, but they are
adequate for a couple. An added advantage is that all rooms have
a private bath. The individual rooms continue the Victorian-charm
that is seen throughout the house. Not all rooms have an
ocean-view, but common sitting areas on the main floor have an
excellent view of the ocean and a shaded area to sit and enjoy
the cool winds blowing in from the Atlantic Ocean.

Some rooms have a fireplace and Jacuzzi. If you are there in the
summer which is prime time, a fireplace is not needed unless you
want to set up a couple of candles - instead of a roaring fire. A
Jacuzzi is not required either, but I simply cannot resist the
Jacuzzi when I find it. I can literally spend a weekend in the
Jacuzzi, but at the Cashelmara Inn, the ever-present scent of
fresh ocean breezes are always calling me outside into open
air...

Cashelmara Inn has a Grand Victorian Cinema. It is really just a
small screening room, but it has comfortable sitting for 10-12
adults. There are two shows nightly and a THX surround sound
system. Usually only about two or three couples show up unless it
is raining outside. Do not expect to watch Star Wars or a movie
currently in the theatres, but do expect to watch a classic or a
black and white movie every other night.

Rates at this beautiful bed and breakfast are not expensive, when
you consider the cost of a resort hotel and the wonderful ocean
views. During peak season rates run from $180 to $375 per night
depending on the size of your room. Rooms classified as medium
are $206 per night and are adequate for a weekend stay. If you
are planning a longer stay, you should consider the large rooms
or even a suite. As an additional benefit, all rooms have air
conditioning and WiFi.

Beach badges are also included with each room. For those who have
never been to the Jersey shore, a beach badge is required to go
on to the beach and are usually pretty expensive. The activities
at the Cashelmara Inn Bed and Breakfast are geared toward
relaxation. If you are so inclined, there is a near-by boardwalk,
the beach, bicycles and off-shore fishing available to anyone
visiting Avon-By-The-Sea.

Overall, this is a great place for couples to spend a nice quite
weekend. But, I would not recommend this vacation destination for
singles or the Hampton crowd. My husband and I leave the kids
with our in-laws, and we take the time to go down to Jersey,
whenever we need a break from our hectic daily lives, and the
Cashelmara Inn Bed and Breakfast and Avon-By-The-Sea are favorite
destinations.

To learn more about the Cashelmara Inn Bed and Breakfast, at the
corners of Ocean and Lakeside Avenue in Avon-By-the-Sea, NJ, feel
free to call them at 1-800-821-2976, or visit their website at:
http://www.cashelmara.com/




---------------------------------------------------------------------
Alesha Corwin writes about travel, vacation homes and
the Bed and Breakfast industry. To explore additional
information about Bed And Breakfast rentals, visit:
http://www.findbnb.com/

Follow Alesha on Twitter at:
http://twitter.com/AleshaCorwin


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Article Title:
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Yes, They're Twins, Duh!? Answering The Seven Stupidest Questions About Twins /
Multiples

Article Description:
====================

Nothing can prepare Mom for the onslaught of questions that seem
to follow twins wherever they go. But, take heart, oh brave Mom.
If you're having twins, maybe this list of questions (and
quick-witted answers) might just arm you with the ability to fire
back - or grin and bear it. (Caution: To avoid altercations,
these eyebrow-raising answers are to be served with a smile and a
hearty laugh as the chaser.)


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828 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-06-30 10:24:00

Written By:     Karen Sullen
Copyright:      2009
Contact Email:  mailto:ksullen@...



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Yes, They're Twins, Duh!? Answering The Seven Stupidest Questions About Twins /
Multiples
Copyright (c) 2009 Karen Sullen
Corner Stork Baby Gifts
http://www.cornerstorkbabygifts.com/its-twins.aspx



Baby showers really help prepare Mom for the arrival of her new
arrival - especially if she's having multiples. It goes without
saying that babies need a lot of stuff! Twin babies means twin
baby gifts! From baby bottles to baby blankets, everyone will be
seeing doubles before the day is done. Now, you'd think after
all of that Mom would be ready for the big day, right? Well, not
quite. Nothing can prepare Mom for the onslaught of questions
that seem to follow twins wherever they go. But, take heart, oh
brave Mom. If you're having twins, maybe this list of questions
(and quick-witted answers) might just arm you with the ability to
fire back - or grin and bear it. (Caution: To avoid altercations,
these eyebrow-raising answers are to be served with a smile and a
hearty laugh as the chaser.)

Question:. Are they twins?

Answer #1: No, they're complete strangers!

Answer #2: Twins? There's only ONE baby here. You must be seeing
doubles! (Then look around strangely)

Answer #3: (my personal favorite) No, I just had sex with two
different men on the same day. It's just my luck that both of
them got me pregnant!

This tops the list as the most common question asked about twins.
That's why it rates three answers. Although harmless, it can be
quite annoying by the time you've answered it for the thousandth
time because the answer seems so obvious. Basically, what
they're saying is that the whole twin thing intrigues them, and
this is the best way they know to strike up a conversation. So,
you'd better get used to this question.

Question: Which one is older?

Answer: Neither. They both came out at the same time, and boy did
that hurt!

Why do people feel compelled to ask this, as if a matter of
seconds would really make a difference in their personalities?
Birth order typecasting does not really apply to multiples. They
grow up together, completely side-stepping the oldest-, middle-
and youngest-child syndromes.

Question: How come their names don't match?

Answer #1: Uhhh, because we didn't want them to!

Answer #2: Well, we thought having their faces match was enough.

Why do people always assume that because of their looks their
names need to match, as well. But, I say ix-nay on the twin-ay!
Let your children be individuals and purposely choose names that
don't rhyme, start with the same letter or otherwise "go
together." It will put them on the path to personal freedom.

Question: How do you tell them apart?

Answer: We can't. That's why we tattooed their names on their
feet at birth.

How ridiculous! Even with identical twins, there are differences
- even if they are subtle. No one is an exact duplicate of the
other, otherwise they'd be clones! It might be a heavier face or
more closely set eyes. Taking the time to get to know twins,
you'd be amazed at how different they really are.

Question: Did you have them "naturally?"

Answer: Naturally, I had them. What did you think - the twin
fairy dropped them off?

You have to give this response as if you're totally oblivious to
what they're really asking. It turns this very delicate and
private discussion of how they were conceived (or delivered) on
its ear. How rude for someone to even ask or imply that you had
artificial insemination. Is that any of their business? This is
an extremely personal question, and one which strangers have no
business asking. Whether they are referring to how the multiples
were conceived (ie with fertility enhancements) or how they were
delivered (vaginally vs. c-section), that is between you and your
family, and its simply not polite to ask unless the person is
already on familiar terms.

Question: Are they Siamese twins?

Answer: Do you need a dictionary?

A Siamese twin is someone who is physically joined to his or her
sibling. And, they are rare. So, obviously, if you're looking at
two separate individuals who are not joined together, they can't
be Siamese. It amazes me that anyone would even ask that.

Question: Are your boy and girl twins identical?

Answer: No, one was born with a penis.

I must say this to the chagrin of plenty well-meaning folks out
there, but boy and girl twins cannot and never will be identical
twins! Identical twins are formed when the same egg splits in
two. One egg cannot be both male and female. So, if you see boy
and girl twins, they are most definitely fraternal.

Okay, I know I said seven questions, but here's one bonus
statement...

Statement: I'm glad they're yours and not mine!

Reply: Me, too!

Enough said.

While most questions and comments are genuine and not intended to
offend, some can be down right rude and personal. Don't let it
get the best of you. Just know that you're a part of an elite
group that everybody just can't help talking about.




---------------------------------------------------------------------
Karen Sullen is a writer for Corner Stork Baby Gifts where you
can shop for twin baby gifts and other unique gifts for babies.
http://www.cornerstorkbabygifts.com/its-twins.aspx


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Finding Flags Made In The USA

Article Description:
====================

Finding Flags made in the USA is not easy. Civil War flags,
Military Flags and Colonial Flags hold special meaning to many
Americans, especially those that have served in the Armed Forces.
However, it is very discouraging to purchase a flag only to find
a label Made In China or WhereEver Else!!


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704 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-06-30 10:12:00

Written By:     Beth Mark
Copyright:      2009
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Finding Flags Made In The USA
Copyright (c) 2009 Beth Mark
Made In America Decor
http://www.MadeInAmericaDecor.com



Finding Flags made in the USA is not easy. Civil War flags,
Military Flags and Colonial Flags hold special meaning to many
Americans, especially those that have served in the Armed Forces.
However, it is very discouraging to purchase a flag only to find
a label Made In WhereEver!! And there are so many different ones,
that mean a lot to particular groups, like the Military or
Historical Buffs.

History Of Flags:

The original 13 star version of the United States flag originated
on June 14, 1777 and the current 50 star version originated on
July 4, 1960. The flag is the most recognized symbol in the
nation, and this country has had many different versions
throughout its changing growth and history.

While the flag represents the government established under the
U.S. Constitution, it has always represented our freedom and
liberty. It has been said that the stripes represent rays of
sunlight and the stars refer to the heavens, or the highest place
a person can aim to reach.

This symbolism is true of the United States flags, however, other
flags, such as Military and Civil War flags have a different
symbolism represented in the emblems and layouts chosen. The
majority of Colonial flags are based on the original versions,
including the famous Betsy Ross flag, which is the most symbolic
flag story, other than the story of the Star Spangled Banner
version, which our national anthem is based on.

Civil Wars Flags:

For Civil War history buffs, these flags made in the USA
symbolize different periods in the Civil War era, and the flags
were flown at different times in the history of the Confederate
Union. While it was an American War, there are many people,
especially in the South that still pay honor to the Confederate
soldiers that fought for their rights of different opinion, right
or wrong.

Many of the Southern States still fly what they call the "Rebel
Flag". In fact, these flags have actual names, and they are made
in the USA. Flags that are similar in appearance are the C.S.A.
Naval Jack Battle Flag, C.S.A. Cavalry Battle Flag, C.S.A.
Artillery Battle Flag, C.S.A. Infantry Battle and General Nathan
Bedford Forrest Battle Flag. These flags are symbolized with a
Red background and the Blue "X" of White Stars.

Other Civil War Flags available are: General Robert E. Lee
Headquarters, C.S.A. Eleven Stars and Bars, Union Thirty Four
Star, Union Cavalry Guidon, Custer 7th Cavalry Guidon, Terry's
Texas Rangers, Confederate 1st, 2nd, and 3rd National flags, and
the C.S.A. Bonnie Blue Flags. For the Civil War enthusiast, this
is a comprehensive of historical flags, at affordable prices,
most under $50.

Military Flags:

These flags made in the USA primarily honor the different
branches of the military, although they include the POW/MIA flag
and the Jolly Roger Pirate Flag. You can get the flag that
represents United States Army, United States Navy, United States
Marine Corps, United States Air Force and the United States Coast
Guard. Many military veterans are delighted to get these as gifts
and they fly them proudly throughout the United States.

Colonial Flags:

There are a wide variety of Colonial Flags made in the USA. These
include flags that were flown at different times throughout the
Colonial period of the United States. They include the Betsy Ross
flag, Grand Union flag, Star Spangled Banner flag, Washington's
Headquarters flag and the Bunker Hill flag, for example.

There are a variety of other Colonial flags that may be familiar
to some people and not others, such as Commodore Perry, Taunton,
Cowpens, Bedford, Continental, Bennington, Gadsden, Culpepper,
Fort Moultrie and Guilford Courthouse flags. Some of these flags
have significance to people in certain areas or through
historical family references, but for flag collectors they can be
difficult to find in many places.

Choice of Materials:

Most of the flags made in the USA are 3 foot by 5 foot flags, and
they are available in Sewn Cotton, Sewn Nylon or Sewn 2 ply. With
reinforced edges and brass grommet flags, they are constructed
for the wind and weather elements of the United States and not
cheaply constructed like overseas flags. So be sure to check the
labels before you purchase!




---------------------------------------------------------------------
Beth Mark enjoys sharing home decoration ideas with her
readers. These and many other items can be found online at
http://www.MadeInAmericaDecor.com/ Made In America Decor is
always adding to their collections and everything in the store
is guaranteed to be "Made In America"!!  The store owners say
that it is their goal to eventually offer products from every
State in the Union.


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Create Information Products - Step by Step On Using Ghostwriting Services

Article Description:
====================

Successful online marketers create information products that are
in-demand and sell them online. It's one of the most popular and
effective ways to make money on the internet. An information
product, or an ebook requires no inventory and the profit margins
are huge. In this article, I'll summarize the crucial steps you
need follow to create your own information product by outsourcing
to respectable ghostwriting services...


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849 Words; formatted to 65 Characters per Line
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Copyright:      2009
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Create Information Products - Step by Step On Using Ghostwriting Services
Copyright (c) 2009 Alan Cheng
Best Instant Sites
http://www.bestinstantsites.com/



Successful online marketers create information products that are
in-demand and sell them online. It's one of the most popular and
effective ways to make money on the internet. An information
product, or an ebook requires no inventory and the profit margins
are huge.

In this article, I'll summarize the crucial steps you need
follow to create your own information product by outsourcing to
respectable ghostwriting services...

The reasons you would want to outsource your information product
creation are:

1. You have a phobia with writing, or you just don't like the
task

2. You don't have enough time

3. You don't have the expertise to create information products

If any of the above applies to you, then you can consider using
special ghostwriting services to create the information product
for you. This is a fast and easy way to create a quality product
to sell, while you can fully concentrate on just marketing the
product.

Here are 5 steps on how to create information products by hiring
a professional writer.

1. Choose Your Niche

To decide the topic for your ebook, you need to do some thorough
online research. You should choose a niche which many people have
an interest in, and who are willing to buy the information. It
will be even better, if the niche is something which you're
knowledgeable in.

Go to forums that are related to the niche, and view the posts.
See if there is a lot of interest on certain problems which
people want to know about.

Next you can search for magazines whether online or offline, and
see if there's a magazine for the niche. This is proof that
there is demand for the topic. Otherwise, people would not run a
magazine on it.

Never, try to create an ebook on a topic which has never been
done before. Chances are that it won't sell. Try to look for
similar ebooks that are already selling well and create an
information product which is better.

2. List Out The Problems

Once you've decided what your information product is about, you
need to list out certain problems which the market is interested
in. If the subject is about PC repair, then you need to list out
the common problems people would want to know about repairing
PCs.

Get this information from forums and from search engines.
Consolidate the list of problems and choose the best ones which
you think your prospects will be interested in.

3. Hire A Ghost Writer

Your next step is to hire a ghost writer, or ghostwriting company
to write your information product. There are many professional
writers which you can find online, but don't choose one based on
the lowest price.

You need to hire a professional writer who has experience in
creating information products for their clients. This includes
the ebook, website, sales copy to sell the ebook, squeeze page to
capture prospects' emails and a thank you page.

Some companies offer these ghostwriting services as a whole
package, but there aren't many of them. An example of such a
company is 'Best Instant Sites' which offers a complete
solution for creating information products.

4. Discuss The Terms

With your chosen ghostwriter, you need to discuss the terms
before giving payment. Tell them your idea of the information
product you want and list the subjects you want written about,
from what you gathered in your research.

Ask the professional writer to research the topic in more detail
when writing the ebook. Then ask when the delivery date is. Never
push the writer for an earlier deadline. You want the ebook to be
written professionally. Rushing a writing project seldom creates
quality.

For the design of your website, tell the ghostwriter what kind of
look you're looking for and the words you want shown. Give
examples of website designs that you like so that the
professional writer knows your preference.

5. Following Up With The Progress

A few days before the deadline of your information product,
contact the ghostwriter and ask him or her for the progress. He
would either tell you everything is as planned or he would tell
you that there is a possible delay.

The point of following up is to tell the writer that you care and
it gives him a chance to ask you any questions he can think of.
You can even ask for a draft of the website design to see if it
matches what you want.

Good professional writers will always contact you a few days
beforehand if there's a possible delay, but just in case you
hired a not-so-professional writer, it will be wise if you
followed up a few times before the deadline.

Following these steps, you can create an information product of
your own and start making money online like the experts. The key
to success is hiring the right professional writer. You need a
writer that has experience in creating information products. And
of course, you also need good marketing skills to sell your
product online. Some ghostwriters offer advice on marketing
online. You need to ask.






---------------------------------------------------------------------
Download the report "Build Your Own Business Using
Information Products" at create information products
(http://www.bestinstantsites.com/report). Alan Cheng is
a professional writer at http://www.bestinstantsites.com/
If you want to outsource your information product creation,
visit professional writer at Best Instant Sites:
http://www.bestinstantsites.com/informationproduct.html


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Need a New Business Name?  Try an Extended Metaphor

Article Description:
====================

When images and words work together to develop one concept in
several different ways, that's an extended metaphor. Extended
metaphors give readers pleasure, make a company more memorable
and have unlimited creative potential to help a company's new
name stand head and shoulders above the competition.


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522 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-06-23 11:36:00

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Need a New Business Name?  Try an Extended Metaphor
Copyright (c) 2009 Marcia Yudkin
Creative Marketing Solutions
http://www.yudkin.com/



Sometimes a business name functions simply as a name, like
Constant Contact, the email service that delivers newsletters.
Look at their web site and you won't easily find any images or
wordplay that take off from the words "constant" or
"contact."

On the other hand, Named At Last, my company, uses the idea of
storks bringing clients a new name both in the images of storks
flying and in phrases like "Head Stork," my title, and
"Storklets," for the company's freelance namers. When images
and words work together to develop one concept in several
different ways, that's an extended metaphor.

Extended metaphors give readers pleasure, make a company more
memorable and have unlimited creative potential to help a company
stand head and shoulders above the competition.

To understand just how unlimited that potential can be, consider
a tech support company, Geek Squad. On 19 pages scattered through
a 44-page supplement glued into the August 2006 issue of Wired
magazine, this company brilliantly riffed both verbally and
pictorially on the theme of its name. You can get a sense of how
they do this also at their web site, GeekSquad.com.

In the Wired supplement, extended metaphor techniques that they
used to develop the Geek Squad as a techie version of the 1950s
FBI include:

  * Consistent color scheme (burnt orange, black and white) and
retro visual style in fonts, lighting, badges, people's hairdos
and uniforms

  * Explanation of how the logo harks back to the days when
"service stations" gave you a lot more than just gas

  * Terminology like "agents" and "force" instead of "staff"
or "associates" and "team"

  * Sense of humor that's as geeky as the name ("...provide
computer support 24/7/365. 366 in leap years.")

  * Timelines illustrating not only the company's development but
also technical milestones in general, always humorously presented

  * Accessories that fit the image: ramen noodles, breath mints
and wristwatches accurate to within 10 seconds

  * A Latin motto (Latin being a geeky language), "Cura et
Celeritas" (roughly, "Care and Speed")

  * Games, including "official slug-bug rules" and a crossword
puzzle with geeky clues like "Comes after zettabyte"

  * Recipes, like one for "Black Hole Upside-Down Cake," and
self-rating questionnaires, like "Are you a smasher?" (Have you
attempted to reboot your computer with your wingtips?")

  * Hobbies of the "agents," such as sci-fi, and an employee
motto: "I swear I will always come to your aid even if there's
a sci-fi marathon in town and they're playing the episode with
the super-creegy alien vampire girl."

  * Tech tips, like how to retrieve data by putting a hard drive
in the freezer for a certain length of time, and therapeutic
advice, like how to calm yourself if you experience a computer
catastrophe

  * Case studies, such as how Agent #41 keeps the rock group U2
technically going while on the road

  * Prices - well, no humor there, although the style and look
remain consistent with all the rest

A group of creative aces obviously had a blast generating all
these spinoffs of the central metaphor of a squad of geeks. I
certainly had great fun consuming their inventiveness, and I
don't think I'll soon confuse them with competitor Rent-a-Nerd.






---------------------------------------------------------------------
Marcia Yudkin is Head Stork of Named At Last, a company that
brainstorms creative business names, product names and tag lines
for clients.  For a systematic process of coming up with an
appealing and effective name or tag line, download a free copy of
"19 Steps to the Perfect Company Name, Product Name or Tag Line"
at http://www.namedatlast.com/19steps.htm


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Time To Think Made In America

Article Description:
====================

It is estimated that there are approximately 293 million people
currently living in the United States and if each one would
change only $20 a month in their spending from imported products
and instead purchased American made products, it might well
create as many as 5 million new jobs.


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649 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-06-25 13:24:00

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Copyright:      2009
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Time To Think Made In America
Copyright (c) 2009 Beth Mark
Made In America Decor
http://www.MadeInAmericaDecor.com



It is estimated that there are approximately 293 million people
currently living in the United States and if each one would
change only $20 a month in their spending from imported products
and instead purchased American made products, it might well
create as many as 5 million new jobs.

Certainly buying American made products would make a huge impact.
There are a myriad of high-quality USA made products available,
from small manufacturers and artisans throughout the United
States, that present us with an incredible selection of home and
garden décor and gifts.

Here are just a few of the products available including such
items as designer pottery, stained glass panels, Native American
objects, wooden crafts, dinnerware and kitchenware, historical
based items, crystal figurines, wrought iron products, brass
bookends, area rugs, Southwestern watches, historical clothing
and of course flags that include Civil War, Military as well as
colonial flags! American ingenuity and creativity is alive and
well!!

For instance, crystal figurines make excellent gifts and they are
made so as to reflect all the colors of the Earth. These
artistically designed pieces are hand finished by experienced
craftsmen, and are available in many themes, such as animals,
birds, butterflies, flowers, and many others.

Superb elegantly designed pottery has not only vibrant colors
deliberately calculated to complement or contrast with your
existing color schemes, but also offer simple shapes as well as
sporting random Raku crazing. The choices range from fetish pots
to volcano bowls and are great conversation pieces.

Nothing can compare with the beauty and warmth created in a room
when ornamented by the unparalleled brilliance of stained glass.
There is a huge selection of assorted colors, patterns and sizes
that will not only match any décor, but be absolutely stunning
additions to any room in your home.

Authentic Native American traditional art is available including
Hopi Kachina doll art, Southwestern pottery, Southwestern sand
art, Southwestern jewelry, and even Southwestern artifacts. Many
are one of a kind, and quite a few are actually signed by the
artist. Also available are amazing Southwestern sterling silver
turquoise watches that are fashioned by Navajo, Zuni and Hopi
Indians, a really exceptional gift idea.

Traditional wooden crafts include exceptional clocks, memorial
flag boxes and pet memorials boxes built by those who truly
understand how to work wood! You must closely inspect the
workmanship of these items to appreciate the excellence of each
craftsman.

An incredible array of dinnerware can be found as well as
kitchenware in 12 different designs that have 40 different
matching pieces in many different patterns. These are made and
hand painted in the USA. Each piece is 100% lead free, ovenproof,
dishwasher safe as well as microwave safe too!

Historically based items for sale range from Civil War uniforms
to different replicas some from the Western parts of our history.
They even feature some leather items and knives in this selection
of historical gift items.

Wrought iron products make excellent gifts. Here you will find
assorted items all made of wrought iron, ranging from clocks,
wine racks, magazine racks, bookends, and kitchen and garden
items that will easily fit in any décor.

Themed bookends can be found for either home or office featuring
assorted professions, children's, nautical, animals and
historically related characters. Each is a work of art,
considering the detail involved in these bookends. There are even
hard to find kinds, such as bull and bear ones! Each is carefully
hand polished.

Indoor Outdoor Area rugs are available that will fit in many
areas of your home, from patio to playroom. Expertly made to last
for years, they are even sun UV resistant, and will not fade.
Cleaning is incredibly easy. Many different sizes and designs are
available to match any décor.

So "Think American" when you next go shopping for a gift or
décor items for your home or garden, just one purchase can make a
difference.




---------------------------------------------------------------------
Beth Mark enjoys sharing home decoration ideas with her
readers. These and many other items can be found online at
http://www.MadeInAmericaDecor.com/ Made In America Decor is
always adding to their collections and everything in the store
is guaranteed to be "Made In America"!!  The store owners say
that it is their goal to eventually offer products from every
State in the Union.


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My Night on the Town

Article Description:
====================

Are you new to the Philadelphia area; are you looking to take a
vacation to the City Of Brotherly Love; or are you a long-time
resident looking to find new and interesting things to do with
your time? Whatever the case, you will enjoy this article, as it
brings a fresh view of the Philadelphia nightlife and its food
and entertainment options...


Additional Article Information:
===============================

1543 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-06-26 11:00:00

Written By:     Ryan Hogan
Copyright:      2009
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My Night on the Town
Copyright (c) 2009 Ryan Hogan
Philadelphia Smarts
http://www.philadelphiasmarts.com/



It's just after 3 a.m. when you sidle up to the counter at
Geno's Streaks, located at the intersection of 9th Street and
Passyunk Avenue in South Philadelphia.

"One wiz with," you order.

That means one cheesesteak with cheese wiz and fried onions. You
have to order quickly because there's always a line at Geno's.
There's always a line at Pat's King of Steaks too. That famous
cheesesteak eatery is located on the south corner of this
intersection.

That's right, the two best cheesesteaks in Philadelphia (as well
as the world) are located at the same intersection. Tonight you
picked Geno's because the coin came up heads. Next time you'll
try Pat's or maybe both.

Even though it's early in the morning you were in desperate need
of a late night snack. After all, you just spent the entire
evening (and some of the morning) exploring everything there is
to do at night in Philadelphia.

Well, not everything. The City Of Brotherly Love offers so many
options for night time fun - from cocktails to live music, from
neighborhood bars to bowling alleys - that's there's no way you
could see and do everything in just one evening (and some of the
morning).

Besides its vast selection, Philadelphia also offers convenient.
Depending on the area you choose, you can spend the entire
evening in one neighborhood walking (hopefully not stumbling)
from one hot spot to the next.

For you, this particular night started with dinner at a daring
and dashing restaurant called 10 Arts. Located inside the
Ritz-Carlton Philadelphia Hotel, at the corner of Broad and
Chestnut Streets, the elegant 10 Arts is the product of
world-renowned Chef Eric Riper.

The cuisine is American and the atmosphere is urbane, especially
with its beautifully white-marble architecture. While it's an
expensive restaurant they are sensitive to their patrons'
pocketbooks and this down economy. Monday through Wednesday if
the stock market is up, 10 Arts will help you celebrate with 25
percent off their appetizers. If the market is down, they will
help you drown your sorrows with 25 percent off their drinks.

After dining at 10 Arts, you and your party shuffled over to the
World Café Live on 3025 Walnut Street. There you listened to
great live music in their 300-seat bistro-style music hall.

The atmosphere was bright, cheerful and the café's metropolitan
flair was conducive for both appetizers and drinks. Of course you
were still full from your 10 Arts experience so you just had a
cocktail or three.

After the World Café Live it was off to Johnny Brenda's. This
famous Philly night spot is positioned at 1201 Frankford Avenue.
While large, it's not quite as big as the World Café, Johnny
Brenda's seats only 250 music lovers. Live bands, mostly from
the indie scene, rock this joint five nights a week.

The menu at Johnny Brenda's is written on a chalkboard because
it changes several times throughout the course of the day. You
were in luck during your visit and were able to order their
grilled octopus. It's definitely a must try dish.

Listening to all that music made your and friends quite thirsty,
so you all decided to do a little bar hopping. Your first
destination was Bob and Barbara's. Located on 1509 South Street,
B&B is the perfect dive bar.

You can enjoy beer or a cocktail at Bob and Barbara's while
listening to live music. Everything is played on their stage,
from funk to jazz, from rock to pop. Tonight you were in luck as
Nate Wiley and the Crowd Pleasers were on hand playing their
self-described "liquor-drinking music."

The best part of Bob and Barbara's is their racially diverse,
gay and straight crowds. Everyone is welcome at this colorful
venue.

After tossing back a few, it was off to Grace Tavern. Located at
2229 Grays Ferry Avenue, this drinking establishment is one of
the best bars in Philadelphia.

This bar's ceiling and walls are decorated in sublime tin tile
giving the space a cozy and welcoming feel. Their kitchen is
opened until 2 a.m. but you're just here for one final drink,
that perfect pint of Guinness. After savoring every last drop,
and closing down the bar, you and your brood decide it's time
for a cheesesteak run.

As you're consuming your Geno's cheesesteak you realize that
you have yet to touch the surface of all the night time fun
Philadelphia has to offer. You plan right then and there that the
next time you go out you won't gallivant all over town (with the
services of a designated driver of course) but you'll stay in
one neighborhood.

For instance the Northern Liberties neighborhood, situated north
of Spring Garden Street to the south of Girard Avenue, is full of
restaurants, bars and taverns that attract active and artsy
crowds.

On North 3rd Street you'll find the popular bar and restaurant
called North Third. Their burgers are terrific and they have a
great fried calamari.

Bar Ferdinand is a hip tapas bar serving over 50 authentic
Spanish wines. Located on 1030 North Second Street, the always
enjoyable Ferdinand is both versatile and reasonably price.

It's 21,000 square feet of pure fun. North Bowl and its 17 lanes
are located at 909 North 2nd Street. Also in residence are two
full bars, an upstairs lounge with Italian sofas, pool tables and
an arcade. You might have to wait for a lane but it's worth it.

The Northern Liberties neighborhood also has dancing. Silk City,
5th and Arch Street, has been called "the hottest party in
town" by the New York Times. Often categorized as a
diner/restaurant/bar/nightclub hybrid, Silk City is a fun, cool
and safe place to go and boogie.

If you're seeking more sophistication, Ortlieb's Jazzhaus can
be found at 847 North 3rd Street. You'll find the city's best
jazz playing there nightly in this welcoming and accessible club.

Finally, there's the Good Dog Bar (224 South 15th Street). Since
its kitchen is open until 1am, this cozy bar is a great place to
end the evening. They're known far and wide for their
Roquefort-stuffed Good Dog burger.

Old City is another neighborhood destination for those looking
for some fun Philadelphia nightlife. This is the original
Philadelphia neighborhood and it lies south of Vine Street, north
of Pine Street, and east of 7th Street. For our purposes, we care
about 2nd and 3rd streets, as well as Chestnut, that's where
we'll find the bars, restaurants and all the happening night
spots.

One of Old City's most unique establishments is the Natural
Mechanics Bar and Restaurant located at 22 South 3rd Street. They
have more than 15 beers on draught and you can make-your-own
bloody Mary's.

Check out Natural Mechanics' "exotic" menu: corn dogs, grilled
cheese sandwiches and Campbell's tomato soup, and the "Frito
Taco Extravaganza." The "Extravaganza" is a split-open bag of
Frito's covered with chili and cheddar cheese.

If you're looking for live music visit 56 South 2nd Street.
That's where you'll find The Khyber, the destination for those
wishing to hear great live music from local and national artists.
This hip establishment dates all the way back to the 19th
century. If you don't see the bar when you first walk in don't
panic, it's upstairs.

If you need to sit down, have a beer, and maybe catch your
breath, visit Sugar Mom's at 225 Church Street. You can not only
smoke inside but they have tons of seating options.

West of Broad Street, between Girard Avenue and Spring Garden
Streets is the Fairmont area of Philadelphia. The Fairmont area
is home to several bars and restaurants, including the London
Grill, The Bishop's Collar and the Urban Saloon.

Located at 2301 Fairmount Avenue, the London Grill is a great
place to get a burger or an order of fish and chips. Their beer
selection is second to none featuring Flying Fish "Hopfish"
India Pale Ale, Stoudt's Willie Sutton Lager, and Victory Prima
Pilsner, just to name a few.

Finally, there are a few other places, outside of the
aforementioned neighborhoods, that you'll want to visit. The
Royal Tavern, on 937 East Passyunk Avenue, has great burgers,
buffalo chicken wings and a famous vegan sloppy Joe. A real home
town bar, the Royal also specializes in local brews like Victory,
Yards and Dogfish Head.

Tria, 1137 Spruce Street, is the place to go to for hard-to-find
cheeses and succulent wines (they also have craft beer). This
sophisticated bar doesn't serve mixed drinks and they don't
take reservation.

As you can see the city of Philadelphia is teeming with things to
do at night. Depending on your mood, you can spend the entire
evening (and some of the morning) exploring one neighborhood or
you can spend the entire night (and some of the morning) visiting
establishments spread throughout the city.

Regardless of whether you stick to just one neighborhood or you
traverse the city, you have at your disposal a wealth of night
time options: sophisticated pubs, groovy dance clubs, great beer
halls and neighborhood watering holes.

However, the absolute best part about going out at night in
Philadelphia is finishing your evening with a cheesesteak. After
all, Geno's and Pat's are always open.

Copyright (c) 2009 PhiladelphiaSmarts






---------------------------------------------------------------------
Ryan Hogan seriously enjoys Philadelphia at night
http://www.philadelphiasmarts.com/articles/thingstodoatnight.php
He contributes to http://www.PhiladelphiaSmarts.com/ a site
dedicated to providing entertainment information for people
in the Philadelphia area.


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Why You Don't Have a Business if You Don't Have Products

Article Description:
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I hope the article heading got your attention. When a mentor said
this to me a couple years ago he got my attention: I felt angry
and insulted!


Additional Article Information:
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715 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-06-25 10:36:00

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Copyright:      2009
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Why You Don't Have a Business if You Don't Have Products
Copyright (c) 2009 Judy Murdoch
Highly Contagious Marketing
http://www.judymurdoch.com/workbook.htm



I hope the article heading got your attention.

When a mentor said this to me a couple years ago he got my
attention: I felt angry and insulted!

Actually what he said was this: "Until you have products you
what I consider a have a successful practice...nothing wrong with
a successful practice...but you do not have a business."

I argued, "Look at everything I've accomplished. Look at
everything I've learned. I actually made a profit last year. The
IRS certainly thinks I have a business!"

"Those are all amazing accomplishments," my mentor said "but
if, God forbid, you got hit by a bus and couldn't do any work
for six months or longer what would happen to your business?"

"I'm the business," I replied, "If I can't work there is no
business."

Exactly

=======================================
A Practice Begins and Ends with You
=======================================

Even if you have an amazing assistant. Even if you have clients
who LOVE you and sing your praises: no you, no business.

One year later, two years later, there isn't even a vapor trail.

Now for a lot of people, this is completely cool. You may be
reading this article and thinking "Hey its enough that I take
good care of my clients and my business pays the bills for me and
my family."

You have a successful practice and that is something to be very
proud of.

And the success of your practice depends entirely on your ability
to show up and be present. If you can't show up, there is no
business.

My dad was a dentist for over 40 years. He was a very good at his
work and his patients adored him. When he retired he sold his
practice to another dentist.

When my dad is at the grocery store or running errands people
still come up to him and tell him how much they appreciated him
and that they miss having him as their dentist.

I'm always impressed by the warm feelings my dad's former
patients still express to him. You can't buy that kind of good
will.

But the practice itself winked out of existence when my dad took
his name off the door. Any special processes my dad knew, the
things he said to calm nervous patients, the skills and knowledge
he honed over the years; that's all gone.

=======================================
It's About Influence and Making a Difference
=======================================

This is not to belittle my dad's accomplishments. He taught me a
lot about working hard and with integrity. I'm proud of my dad.

At the same time, when I close shop for my business, in addition
to having contributed to my clients success, I want to have
products: books, classes, software, and tools that hundreds of
thousands of people can use and benefit from my skills and
knowledge.

When you create products, your business no longer depends on you
because in a sense, you have replicated yourself. You've
duplicated what made your business yours. The reason you got
customers to begin with.

With products you can influence thousands, hundreds of thousands,
maybe millions of people. That's a LOT bigger than what any
practice can do.

=======================================
Not that the Money isn't Nice too
=======================================

Most small business owners are attracted to creating information
products because they love the idea of earning passive income
from multiple sources.

It's a great reason to sell products. Not such a great reason
for creating products.

Seriously. If you're into products primarily because you want
multiple streams of revenue, I've got one word for you:
Affiliates. Sell other people's products and make commission.

It's easy. Most of the e-commerce products I use: my web host,
my email and list management, and my shopping cart all pay me a
percentage when people find them through me.

And I'm an affiliate for several businesses whose programs I've
used and gotten good results from including Amazon.com.

=======================================
Bottom Line
=======================================

Having a successful practice is huge accomplishment and you can
make a huge difference--as long as you're around.

If you want a profitable BUSINESS whose influence goes well
beyond the clients and customers you serve: then you want to
create and sell information products.

It's the best way I know to take what you know and make money
making a difference in the world.




---------------------------------------------------------------------
Judy Murdoch helps small business owners create low-cost,
effective marketing campaigns using word-of-mouth referrals,
guerrilla marketing activities, and selected strategic alliances.
To download a free copy of the workbook, "Where Does it Hurt?
Marketing Solutions to the problems that Drive Your Customers
Crazy!" go to http://www.judymurdoch.com/workbook.htm
You can contact Judy at 303-475-2015 or judy@...


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For a Better New Product Name or New Company Name, Create a Scorecard

Article Description:
====================

Create a list of criteria for your new business name or product
name before you start brainstorming. This enables you to winnow
your list to the top names with confidence.


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Distribution Date and Time: 2009-06-25 11:00:00

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For a Better New Product Name or New Company Name, Create a Scorecard
Copyright (c) 2009 Marcia Yudkin
Creative Marketing Solutions
http://www.yudkin.com/



Imagine being asked to judge a martial arts competition while
never having studied karate, tai chi, judo or the like. You might
latch on to a favorite whose moves you admire only to learn from
people in the know that this competitor's form was actually
embarrassingly and even dangerously bad. Or you might feel
completely frozen in your ignorance, unable to recognize a
competitor whose power and style were clearly head and shoulders
above the rest.

You'd do better with a list of judging criteria, such as
"posture," "balance," "presence," "power," and so on. By
knowing what you're looking for, you more easily see it when
it's in front of you.

This analogy applies neatly to business naming, whether for
companies or products. I've seen organizations pass over a
strong, winning name in favor of a weaker one when they go on
nothing other than their feelings. And I've seen companies
struggle to finalize a perfect name because they can't feel
confident that it truly fits the bill. They have no firm criteria
with which to assess competing possibilities.

For brainstorming a list of names, you don't need guidelines on
what the final name must be like. Indeed, it's often best to
generate possible names wildly, profusely and without censoring,
and only later to winnow them.

Before attempting to narrow down your list of candidates, create
a list of criteria or a scorecard. To name a new sporting goods
product, for instance, the criteria might include:

  * Must make sense at first hearing to both basketball and soccer
players.

  * Should be easy to say out loud and relatively easy to spell.

  * Must convey that the product has something to do with safety.

  * Needs to be trademarkable and have a matching domain name
available.

  * Should have a fun sound and positive connotation, without
being corny.

Using such a list, you'd go through the name candidates and
eliminate all the ones that didn't fit the criteria.

A company in the same line of business but with a different
history, goals and corporate personality might generate quite a
different list of criteria.

A scorecard would be a bit more complicated than a list of
criteria. Not only would you write down the qualities your ideal
name should have, you would also give each quality a numerical
weight so that some items on the list have more impact in
determining the suitability of a name than others. Using this
system, a name might turn out to be acceptable even though it
didn't meet every qualification if it met the most important
points.

A freelance namer for my company, in looking at the memo I
created for a product naming assignment, quoted to me this saying
by Charles F. Kettering: "A problem well stated is a problem
half solved." I agree wholeheartedly. The scorecard enables you
to know whether you've come up with a winner, you need to keep
at the task longer or you should really scrap the efforts so far
and make a fresh start.




---------------------------------------------------------------------
Marcia Yudkin is Head Stork of Named At Last, a company that
brainstorms creative business names, product names and tag lines
for clients.  For a systematic process of coming up with an
appealing and effective name or tag line, download a free copy of
"19 Steps to the Perfect Company Name, Product Name or Tag Line"
at http://www.namedatlast.com/19steps.htm


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Article Title:
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Taking Advantage of the Stock Market

Article Description:
====================

Is the market rebounding? The Dow, leveling out each week because
it gets a rise in the market one day and a pullback the next day,
comes from investors' taking their profits. This will probably
continue for a year or so until the really large investors such
as Hedge Fund Managers, Institutional Investors like Mutual Fund
and 401(k) managers start purchasing the really great stocks at
lower prices for the longer term. You may have questions... This
article will show you how you can take advantage of the current
stock market conditions...


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===============================

738 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-06-25 11:12:00

Written By:     Irene A. Majchrzak
Copyright:      2009
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Taking Advantage of the Stock Market
Copyright (c) 2009 Irene A. Majchrzak
Debt Free To Retire
http://debtfreetoretire.com/



Is the market rebounding? The Dow, leveling out each week because
it gets a rise in the market one day and a pullback the next day,
comes from investors' taking their profits. This will probably
continue for a year or so until the really large investors such
as Hedge Fund Managers, Institutional Investors like Mutual Fund
and 401(k) managers start purchasing the really great stocks at
lower prices for the longer term.

You might start looking for those investments that might be a
great buy and start to determine your strategies for owning new
mutual funds or stocks. You may have a deeply hidden desire to
own stock in a company like this 64 year old client never really
interested in investing any money for his future. I guess no one
had explained that you could put any investment into your Roth or
traditional IRA or after-tax investments. When he heard this he
said, in a very mild mannered voice, "Could I own stock in
Harley-Davidson?"

Being prudent and fiscally responsible we discussed what money
would be used, how to choose an investment, and what exit
strategies we were going to devise for his portfolio.

Step 1. Review of your finances. Have you determined that you do
have discretionary income that could be used to invest? While we
will discuss strategies for choosing stock and discuss when you
will get out of the investment, the money will be at risk if
investing is a choice you make. It is very important to recognize
that there is a danger of loss in any investment.

Choosing a stock could be as simple as the client above stated,
knowing about a company and wanting to own shares or you may want
to do your own research into stocks of various companies or
sectors. While you are looking at your stock choice you will want
to read some of the newsworthy items regarding the business or
sector itself. Identify problems that may have been causing the
stock price to fall or to rise. Look at merger information, read
the annual report of the company you are considering.

Step 2. Start to follow the stock price in the paper or online.
Start to form a list of those items that may be important to you
about the stock, itself. Does it pay dividends? How did the stock
perform in the last period of 2000-2008? What is there about the
stock that you like? Find worrisome? Has the stock been
repurchased by the company recently, and why? What is the current
price, etc.?

The newspaper will give you a variety of information about the
company you are choosing. Compare it to other companies. Make
sure you understand terminology or importance of concepts used to
describe the stocks such as selling on large volume, 200 day
moving average, etc. Go on-line or discuss the information with
your advisor.

Step 3. Determine an exit strategy. Exit strategies are very
important when deciding to own or purchase stocks. You must have
a plan for buying and selling your stock. In years past investors
used a buy and hold strategy that kept them tied to their
investment for the long term, many years. Investing today is
based on exit strategies.

Step 4. Choose an Exchange Traded Fund (ETF) or stock, decide the
percentage of profit you will make before you sell it, and then
sell it. Some investors think 8% over your purchase price, others
10%. But having a plan is essential. Buy and hold is not as clear
an option as it once was.

You may want to choose to sell the stock if it is not growing
after 3-6 months. Instead of keeping the investment for the long
term, sell it, buy something else you have researched that does
have better growth potential. Investors are selling to get back
their profits and it may be what is hindering the growth of your
investment.

Step 5. Look at opportunities to protect your profits with a
stop/loss. A Stop/loss strategy will allow you to protect your
profit by placing a stop(sell) to prevent a loss on your
investment. You could further, protect profits by continuing to
move the stop/loss upwards as your profits increase, always
staying about 2-3% below the current price. If the stock begins
to fall and hits your stop/loss price, it will automatically be
sold. Meanwhile, look for the next stock to invest your profits.




---------------------------------------------------------------------
Irene A. Majchrzak helps people retire debt-free with a sense
of well-being and the freedom to have the things they want.
Get her free ebook, Debt Free to Retire, by going to
http://debtfreetoretire.com


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Article Title:
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Making Money With Clickbank - Stop Getting Only Half The Story

Article Description:
====================

Even if you've got the simplest job on the planet... I don't
care if you're washing dishes or flipping burgers. Heck, even if
you're a roadside fruit seller... All of those jobs are much
more complicated than making money from Clickbank.


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Distribution Date and Time: 2009-06-25 10:24:00

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Making Money With Clickbank - Stop Getting Only Half The Story
Copyright (c) 2009 Brandon Weavers
ClickBank Money Making
http://www.ClickBankMoneyMaking.com/



Even if you've got the simplest job on the planet...

I don't care if you're washing dishes or flipping burgers.

Heck, even if you're a roadside fruit seller...

All of those jobs are much more complicated than making money
from Clickbank.

I know that for a fact...

Let me tell you a story about how I found that out...

About 8 weeks ago, I decided to take the plunge into Clickbank.

I'd always heard that it was easy to get started, and I had some
free time so I thought I'd finally give it a shot. I mean, I'd
had some success online in the past, and I thought I was finally
ready.

So I just sat down one day at my kitchen table, fired up the old
laptop, and started searching the Clickbank Marketplace for
products to promote...

I went through the same basic number crunching I always go
through with new stuff - I mean real basic - I'm talking
kindergarten math...

And after about an hour I'd found a few products with good
commissions, so I decided to pull the trigger and start promoting
them...

But I didn't take it seriously. I just grabbed a couple of free
templates for landing pages, and fired up a couple of Adwords
campaigns...

Boy, they were some ugly templates...and right then I figured
I'd already blown it.

So I sat back and waited...I figured I'd put a couple hours in,
may as well give it a fair shot...

It was incredible.

Everytime I hit the "refresh" button, I had another 2 or 3
sales...

I couldn't believe it...I'd heard Clickbank had some decent
products ... but it's not like they were converting at 15-20% or
anything...

So I tried again. Found new products. Put together new landing
pages.

And guess what happened?

You got it - The money kept coming in. Floods of it. Clickbank
was spraying cash like a broken fire hydrant...

So I tried again...new products, new landing page, new keywords,
the whole 9 yards...

But the commissions just continued to mount up...

After a few days of watching my stats spin like a slot machine, I
decided to look into things a little further.

So I began analysing my competition. The guys promoting the same
products as me, the ones using the same keywords...

And man, was that an eye opener...

I found that most Clickbank affiliates are making huge
mistakes...errors that drastically reduce the conversions of the
vendor's site!

But That's Not Even The Worst Part...

The worst part is that almost every Clickbank affiliate is
dropping the ball with their landing pages.

And they're doing it so badly that it's pushing their cost per
click through the roof...

If you're using Adwords to promote Clickbank products, chances
are you're paying at least double what you should be. Even right
now, as you read this page.

Scary huh?

And that's what got me thinking - seeing all those guys wasting
money while I massacre their ads and shut down their businesses
made me realise something:

Almost everyone has the wrong idea about affiliate marketing.
Think about it...

..Just about everyone gets their marketing skills from Internet
Marketing (IM) products. I'll bet you've bought a few of them
yourself, haven't you?

I know I have.

You've probably also realised that a lot of the time these
products - especially ones put out by the so-called gurus -
don't quite give you the whole story.

Sure, they'll give you some hints and a rough framework. But
after that, you're on your own.

The training wheels come off, and suddenly your "business"
sucks money out of your wallet like an industrial vacuum cleaner.

And man, that hurts. You'll probably need to take on a day job
just to finance the business!

Really, when you think about it, everyone learning from the same
gurus is the main problem.

Learn more at my website shown below...




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Try This Cost-Free Way To Roam The Globe And Write About It

Article Description:
====================

Enjoy exploring the world, and discover the satisfaction of
sharing your unique experiences with others. With a little
discipline and some research, plus an inquiring mind, you can
craft and even sell travel articles.


Additional Article Information:
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1159 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-06-23 11:12:00

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Copyright:      2009
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Try This Cost-Free Way To Roam The Globe And Write About It
Copyright (c) 2009 Charles Jacobs
Retire And Write
http://www.retireandwrite.com



Ah, joy. The cushy life of a travel writer.

Off to glamorous places. Air fare paid. No cost for
accommodations. Treated royally. Paid handsomely for all this
"suffering."

That's the dream, but unfortunately, it's a bit of a
misconception as well. But that shouldn't stop you. Travel is a
major activity for most Americans, and writing about it adds a
wonderful new dimension.

Nearby or distant. Whether it's a luxury cruise from Rome to
Istanbul, an epicurean visit to the Napa Wine Country or a
challenging trek though the rain forests of remote Borneo, travel
offers discovery. And discovery makes fascinating stories.

Seeing new cultures and very different parts of the world is
wonderful fun, but it does come with a price if you plan to write
about what you find. You're not just on vacation; you are
working too. To do it right, you'll spend long hours researching
the destination even before you leave. Much of your time after
arrival will be devoted to following up the leads your research
uncovered.

But there are delightful rewards as well. You will discover
people and places you never dreamed of visiting before. And you
will have the satisfaction and joy of telling others about them.

For non-professionals, writing can represent a way to help
finance the cost of more and more travel. But, of course, the
quality of the articles you turn out will determine whether or
not they are saleable. So don't embark on this route unless you
are ready to spend the time and effort required to make your
articles worthy of publication.

For most, especially newcomers, the compensation is quite low,
usually not enough to cover the cost of the trip. But smart
travel writers compensate by sending out their stories to
multiple non-competitive publications as you will learn later in
this article.

Before You Go

Careful preparation is mandatory if you are to succeed in this
specialized field. Once you arrive at the destination, you don't
have the luxury of time to begin your research. Every
professional travel writer spends long hours learning all there
is to know about the destination he/she's headed for. I begin
researching several months before departure so when I actually
arrive I know exactly where I want to go and what I want to see
and what I want to write about.

Every destination has its own unique features. They may be
physical (superb beaches, challenging hiking trails, remarkable
architecture) or cultural (excellent museums, fascinating
folklore, unusual customs or costumes). Before you depart, it is
essential that you know which of these you want to pursue.

Once there, you'll be able to supplement the knowledge you
gained in your research. You'll flesh out what you learned by
mingling with locals and meeting with tourism or government
officials. Possibly even with local journalists. It's best to
plan those formal meetings in advance and book them while you are
still at home. Then you can schedule your exploration around them
and be certain not to miss an opportunity.

Finding the Unexpected

The real fun of travel is discovering something you never found
in your advance research. Often the unexpected provides an
entirely new angle to the original piece you planned to do. Or
better yet, it may give you a second story to write and market.

Many times these discoveries develop from talking with local
folks. Sometimes other tourists comment on a sight or an
experience that they enjoyed or found particularly impressive. So
mingle, mingle, mingle. Talk to everyone.

Try to find elements that are unfamiliar, distinctive, even
strange to the average American reader as you describe the place
and the people. Create an in-depth piece that will not only
impress a travel editor, but also intrigue his/her readers.
Quoting the people you meet (in moderation) humanizes your story,
and can help readers imagine they are there with you.

Having Fun

A smart travel writer will divide his/her time between work and
play. Most times, the two seem to intermingle. Enjoy the fact
that you are in these new surroundings. I try to divide my day
into a morning and afternoon segment.

I spend the first four or so hours of the day confirming and
expanding what I have researched, completing the interviews I
scheduled and concentrating on what it is that forms the essence
of the destination.

The afternoons are left for exploration. Wandering about the
area, discovering things I never read about, enjoying museums,
beaches and whatever else the destination offers. Just having
fun. It's during these moments that the unexpected usually
surfaces. Keep your eyes and ears wide open so that you can
respond to any and every situation that may lead to a new article
or a new angle for the piece you had originally planned.

Don't be afraid to let your curiosity run wild. It may have
killed the cat in the old aphorism, but it never dulled a travel
writer. Be alert to sights, scenes, tastes, smells and describe
them all to your reader. They too will help you transport him/her
to the places you are describing.

Marketing Your Story

One of the stumbling blocks faced by travel newcomers is the
inability to convince a travel publication to give them an
assignment in advance. It is mighty tough to break into any of
the leading travel magazines even when you submit a superb story.

Newspapers seldom give an advance assignment, but are far easier
when it comes to placement. The problem is that newspapers are
reducing the size of their travel sections and are very miserly
payers. However, it is relatively easy to send your story to a
number of non-competitive papers and aggregate a decent return
for your work.

Non-Travel Publications

Smart writers recognize that there is a world of opportunity
awaiting them from non-travel publications. Stop for a moment and
think. Every major newspaper has a weekly food section. Some
magazines are devoted exclusively to food; others offer food
sections. All of them are delighted to fill their pages with well
researched stories on foods and delicacies in foreign countries.

If you are a trained architect, prepare a piece on the unique
buildings, homes, palaces, shanties, whatever you find that is
characteristic of the area. Perhaps you are an educator. Contact
the education offices overseas, visit classrooms, and do a story
on some aspect of education that is unique to the destination.

If you have a hobby, contact hobbyists who live in the
destination and write a piece for magazines that deal with the
subject. Describe the similarities or differences in the way your
special interest is pursued elsewhere. As a professional or
businessperson, compare operations and techniques in the country
you visit with those you and your peers use here in the United
States

This broad approach expands your potential market exponentially.
So break out the guidebooks, do your homework, pack your bags and
discover a brand new way to experience the globe.






---------------------------------------------------------------------
Celebrated author and writing coach Charles Jacobs has published
hundreds of travel articles and captured numerous rewards for his
work. His latest book "The Writer Within You" has been named a
Best Book of the Year buy seven organizations and won both gold
and bronze medals. It includes a chapter on travel writing and
a world of information on writing and publishing. Buy it at the
web site: http://www.retireandwrite.com/


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Article Title:
==============

Article Marketing: A Great Strategy To Promote Your Business

Article Description:
====================

Promotion is an important part of any business; you need to let
potential customers know about you and your product. Article
marketing is a strategy that will increase your exposure to the
people who will want to buy your product or service. Articles
written about your industry will help to establish you, the
author, as an expert in your field, and can be published in print
media and online.


Additional Article Information:
===============================

876 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-06-25 10:48:00

Written By:     Enzo F. Cesario
Copyright:      2009
Contact Email:  mailto:ennzo.f.cesario@...



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Article Marketing: A Great Strategy To Promote Your Business
Copyright (c) 2009 Enzo F. Cesario
BrandSplat
http://www.Brandsplat.com/



Promotion is an important part of any business; you need to let
potential customers know about you and your product. Article
marketing is a strategy that will increase your exposure to the
people who will want to buy your product or service. Articles
written about your industry will help to establish you, the
author, as an expert in your field, and can be published in print
media and online.

Customers have a preference for doing business with someone they
are familiar with, and article marketing is an ideal way of
getting your name out there. The content of your articles needs
to be useful and relevant to your target market. Articles that
are informative, interesting and provide solutions to your
readers are tremendously helpful.

If writing is your thing, then do your own articles. If not,
there are several sites online where you can connect with
writers, eager for work. Choose someone who uses good grammar and
spelling skills, and who can write in an informal and
conversational style that is easy to read. Your name will appear
as the author on these outsourced articles, promoting you as the
expert.

These articles are meant to inform and add value to you and your
product; they are not blatant sales letters. Online publishing
sites wouldn't publish sales letters anyway, and print media
would avoid them as well. To establish your credibility, you need
to give something to your readers, not blast them with sales
talk. Don't ever forget, the reason they are reading your
articles is for the information.

Web and ezine writing is very different than writing for other
off-line publications. Brief is better. Be concise and write in
short paragraphs. Your main purpose is to capture their attention
and to get them to visit your website. If your article is long
with every piece of information, they won't see the value in
clicking the link to your site.

You should always check for spelling and grammatical errors
before submitting your articles to directories. These kinds of
errors will reflect badly on your reputation and credibility as a
quality information provider. Try to avoid technical language,
but provide an explanation of terms if they need to be included.

Put the major benefit to the reader in your title. The title will
determine whether or not the reader will click to read the
article and possibly click to visit your site. If they aren't
compelled to read the article, they will never get to see your
link, or see your website.

Article directories are the sites where you submit articles for
online publication. They check your articles to make sure they
comply with their guidelines before they publish them. And though
we won't go into it here, print media, like newspapers and
magazines, are also always looking for fresh copy, so you can
also submit your interesting articles to them for publication.

Make good use of the resource box under the article; this is
where you can promote your product and supply contact
information. What you include here should encourage readers to
click to your website. The best resource box describes your
website or yourself in a short sentence and includes at least one
link that points back to your website or blog. When the reader
clicks on the link to your site, your website visibility will
increase.

Remember, a brilliant article with a bad resource box is a waste
of time and money. Carefully review the rules for resource box
information for each directory you submit to and try to get in as
much information about yourself as you can.

If you can, place links to other articles you've written in a
new article you're writing. Sometimes, if the advice is helpful,
the ezines will let you do this. This cross-referencing will get
you more bang for your buck. Before publishing them elsewhere,
you should always add your articles to your website or your
newsletter. This helps to identify you as the source of the
information and is another good way to get your name out there to
build relationships with potential customers.

Articles for online publication need to be written with search
engines in mind. You need to use the most popular keywords that
online users type into their search engine when looking for
information about your topic. Use the keywords in your article,
but do not saturate it with them. This ruins the readability of
the article and will not add to your credibility at all.

Set up a blog to keep in contact with customers and interested
contacts. You can upload your articles to your blog to give your
readers a continual supply of interesting, informative articles
about your area of expertise. Add new content frequently to keep
the search engines interested in your articles. Use your blog as
another means of promoting your product and yourself as
trustworthy and interested in your customers.

Article marketing is probably one of the easiest and most
effective ways of driving targeted traffic to your website and
boosting your exposure on the Internet. These guidelines will
help you get started in article marketing. Use them to promote
your product or service and to establish yourself as an expert in
your field, then watch your sales increase.






---------------------------------------------------------------------
Enzo F. Cesario is a Copywriter and co-founder of Brandsplat
(http://www.Brandsplat.com/), the only online marketing and
advertising company employing Brandcasting, the most effective
way to brand your company on the web.  Brandcasting uses
informative content and state-of-the-art internet distribution
and optimization to build links and drive the right kind of
traffic to your website. The approach is simple, highly effective
and affordable. Learn more at: http://www.Brandsplat.com/
and http://www.brandsplatblog.com/


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Article Title:
==============

Managing Your VoIP Rollout

Article Description:
====================

For mid-size to large companies, implementing VoIP (Voice over
Internet Protocol) for their telephone service can be a
tremendous benefit. You know that using VoIP can potentially save
your company money, especially if you make many domestic long
distance calls or international calls. And, while it all sounds
exciting, your business depends on your telephone service and
it's more than a little nerve wracking to actually make the
switch. Introducing your new telephone system is not something
you can do in a day. It's important to get it right and you can
lay the groundwork for a smooth transition with these following
suggestions.


Additional Article Information:
===============================

931 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-06-25 10:12:00

Written By:     Nermine Shaker
Copyright:      2009
Contact Email:  mailto:nermine.shaker@...



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Managing Your VoIP Rollout
Copyright (c) 2009 Nermine Shaker
The Sygnal Group
http://www.SygnalGroup.com



For mid-size to large companies, implementing VoIP (Voice over
Internet Protocol) for their telephone service can be a
tremendous benefit. You know that using VoIP can potentially save
your company money, especially if you make many domestic long
distance calls or international calls. And, while it all sounds
exciting, your business depends on your telephone service and
it's more than a little nerve wracking to actually make the
switch.

Introducing your new telephone system is not something you can do
in a day. It's important to get it right and you can lay the
groundwork for a smooth transition with these following
suggestions.

Who's in Charge?

The initial step in planning the rollout is to decide who will be
in charge of each phase. In most midsize to large companies, the
telephone system is managed by one department and the IT
structure is maintained by another group. In moving to a Voice
over Internet Protocol environment, your telephone system becomes
part of the IT structure.

However, IT personnel may be unfamiliar with the special
requirements of telephony applications while the telephone
personnel might not be familiar with the Internet. It is
important to ensure that you have people in charge who understand
the intricacies of VoIP. You may need to integrate the two
departments or bring in a Telecom Management Professional to
facilitate the process.

Bit by Bit

It is very risky to switch over all your phones to VoIP at once.
A better way would be to set up an initial test with one
department or a small group. This rolling out in phases will
allow you to pinpoint, diagnose and fix any problems that might
occur within a more manageable group. You can then increase your
VoIP footprint as you get more comfortable.

Get Your Network Right

A proper Local Area Network (LAN) is paramount in supporting your
VoIP system. It is the backbone for the system to operate and
ensuring the integrity of your network connection will ensure
quality of service (QoS).

Voice over Internet Protocol only works over broadband
connections. Businesses want to save money by making the switch
to VoIP, but may forget to increase the bandwidth from their
Internet Service Provider (ISP). As a result, you can have
delays, static, echoes and even lost connections.

You should do a complete assessment of your network to make sure
that all switches, cabling, and any other components are of
sufficient grade and speed for your system's needs. An Internet
speed test can simulate VoIP phone calls to let you know what you
can expect from using your existing connection with a hosted VoIP
PBX (Private Branch eXchange). Catching problems early in this
area will save countless headaches later.

At this time you should also make sure your server's security is
up to date. Also update all operating systems on all networked
devices, including mobile phones.

Quality, Security, New Hardware, and Compliance Issues

We are all used to the very high quality of our traditional
telephone network (PSTN - Public Switched Telephone Network) and
expect the same from any new service. However, voice
transmissions are in real-time and thus less forgiving than
regular IP transmissions, such as email. Quality of Service (QoS)
will depend on making sure your network has sufficient bandwidth
and speed so your calls don't have jitter, echoes or degradation
of voice quality.

VoIP calls are sent over the Internet. Because of this, those
voice packets are subject to the same threats as your data. There
are many ways that your VoIP network can be compromised and you
will need to treat your phone network just like you do your data
- with firewalls, encryption and virus protection. Security
should be carefully thought out and addressed at the beginning,
not as an afterthought.

It's important to choose the proper phone for your business.
Make sure you comparison shop and check such items as screen
resolution, HD voice technology, backlit LCD and the many other
options that can be used.

If you're in a regulated industry like healthcare or finance,
your data network is subject to government compliance
requirements. The same will be true for your new VoIP network.
Privacy of client data must be protected.

Another important issue that must be addressed is 911 services.
Because of the portability of the equipment, emergency centers
don't always know the address information from your VoIP phone.
In most instances now, using a 911 tool, you can verify your
emergency service coverage.

Get Out Your Crystal Ball

While you are planning your VoIP needs, take into consideration
your possible future needs. Plan for growth in capacity and
possible new applications, such as video conferencing. Sometimes
it's easier and more cost effective to upgrade infrastructure
now to address future concerns than it would be to have to do the
whole process again.

Backup Plans for Network and Power

Unlike your regular phone lines, your VoIP service is dependent
on your Internet connection. And, unlike your regular phone that
will continue to operate during most power failures, your VoIP
service will not. Redundant connections will prevent loss of your
phone service if one ISP should go down. Likewise, backup power
supplies or backup generators will be needed in the event of a
power outage.

You must always monitor and test the network to ensure continuous
success. You must also install any code revisions and security
updates that your vendor provides. Just as in data networks, a
little common sense will go a long way and keeping these
guidelines in mind will smooth the way in making the switch to
VoIP.






---------------------------------------------------------------------
With more than twenty-five years of experience in planning,
implementing, managing and consulting on telecommunications
projects, Nermine Shaker has generated tens of millions of
dollars worth of savings for her clients.  She is a Partner
at The Sygnal Group, a Telecommunications Management Company
that offers unbiased reporting, analysis and implementation
of telecom strategies to businesses of all sizes.
http://www.SygnalGroup.com

Nermine Shaker has generated tens of millions of dollars worth
of savings for her clients.  She is a Partner at THE SYGNAL
GROUP, a Telecoms Management Company that offers unbiased
reporting, analysis and implementation of telecom strategies
to businesses of all sizes. http://www.SygnalGroup.com


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Nautical Gifts or Home Décor For Boat Lovers

Article Description:
====================

We found some Nautical gifts that are unique, eclectic and
eco-friendly items which not only help the planet but provide
jobs to artists who use earth-friendly materials to create their
products.


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691 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-06-24 11:00:00

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Nautical Gifts or Home Décor For Boat Lovers
Copyright (c) 2009 Kris Bond
Unusual Home Decor
http://www.UnusualHomeDecor.com/



We found some Nautical gifts that are unique, eclectic and
eco-friendly items which not only help the planet but provide
jobs to artists who use earth-friendly materials to create their
products. Unusual Home Decor's CEO is pro-environment with a
degree in environmental studies and is dedicated to offering the
best in planet-friendly products on the market today.

Nautical Planters

The original nautical planter designs are boat planters that are
stunningly beautiful. They are versatile and work as window box
planters and are ideal to hang around the pool area to hold
beverages during parties and can also act as beach towels. There
are two different sized planters - 36" half hull boat planter
and the 15" half-Hull boat Transom Planter. Both are made from
fiberglass and are weather resistant with a long lasting design
that is pretty much maintenance free.

They come with a durable finish of shiny while gel coat that is
the same as what's put on a real boat; as a result they will
remain shiny for years to come even when exposed to bad weather.
It comes with a choice of colors made of vinyl for the rubrail
and double waterline, which adds a distinctive look and nautical
flair. The planters lay flat and flush against a wall, railing or
fence with a coco-fiber lining to help promote healthy plant life
and come with or without drainage holes.

Nautical Bags

If planters aren't your thing, why not take a look at the wide
selection of nautical tote bags and accessories made of
sailcloth. These very eco-friendly bags are made from recycled
and reclaimed yachts that are imported from around the world.
They are Urban Chic and Ocean Durable designs with write-ups in
major magazines including the New York Post, In-Style, Forbes
Life, and Sailing to name a few.

They come in rope tote styles with a star that's red, blue or
black, and Original zip total in blue, green grocery bags with
blue, red and black numbers, an original sailcloth duffle bag
with blue and orange trim and a couple of very unique items
including a shower curtain and dog bed.

The rope tote is very durable with a sophisticated design that is
all nautical with a bright star against a white Dacron Sailcloth
and high-performance Kevlar Sailcloth. It is considered to be a
gorgeous addition to the urban-chic in that it's both functional
and stylish while maintaining its durability and long life.

The Green Grocery Bag sports a sophisticated design that is a
reflection of the nautical life again combining the
hi-performance Kevlar Sailcloth with the crisp white Dacron and
comes with different sale numbers and sail insignia from the
actual yacht sails.

Nautical Home Decor

The shower curtain is a classic that any sailor or sailing buff
would love to add to their bathroom. It comes with a hint of
nautical presence and can be used with or without a liner. It is
a large 72" x 72" for full coverage in the bathroom shower.

The nautical Dog Bed can hold two king size pillows (not
included), comes with a zipper on one side for easy pillow
inserting and is perfect for your four legged buddy to lounge or
sleep on.

A Variety of Home Decor Products

Unusual Home Decor offers standard shipping via UPS Ground, and
allows for all the major payment options: Visa, MasterCard and
Discover. Paypal is also accepted.

Between the nautical planters, tote bags, shower curtains and dog
beds, you can add just a touch of the sea to your home and
garden, at affordable prices and enhance the unique style of your
home decor. Unusual Home Decor offers a wide variety of gifts
designed for the person who wants distinctive and different
furnishings that are environmentally friendly and make a unique
statement.

Visit http://UnusualHomeDecor.com for the Nautical items
mentioned in thsi article, and for many other Planet-Friendly
Home and Garden accessories. From stunning Indonesian hand-carved
masks, puppets and animals, solar chimes and lights, organic baby
bedding, and a variety of other "green" accents - these are all
eco products you will feel good about for your home and gift
giving.






---------------------------------------------------------------------
Article written by Kris Bond. At Unusual Home Decor, we
offer many planet friendly gifts, home and garden decor,
that you can feel good about. Come see What's New!
http://www.UnusualHomeDecor.com/


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Article Title:
==============

Student Credit Cards Can Help Lay The Foundation For Prosperous Adult Living

Article Description:
====================

Credit is one of the most fundamental aspects of the financial
structure we have built our society. In fact, a great credit
score can be one of the most valuable assets an individual will
ever have in his or her life.


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948 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-06-23 11:00:00

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Student Credit Cards Can Help Lay The Foundation For Prosperous Adult Living
Copyright (c) 2007-2009 Braxton Heitz
Jobs And Paychecks
http://www.jobsandpaychecks.com/



Credit is one of the most fundamental aspects of the financial
structure we have built our society. In fact, a great credit
score can be one of the most valuable assets an individual will
ever have in his or her life.

A young person, just beginning to build a credit rating for his
or herself will often discover that their lack of proven credit
history will be disadvantageous to their goals. Having no
established credit is generally viewed in the same light as
having bad credit, because there is no way to foresee how well
the individual will pay their bills.


Establishing Good Credit

Credit scores are determined by a number of factors. How much
debt a person has, how regularly they pay their bills, and a
history over a seven-year period, are typically the main factors
used in determining a person's personal credit rating. For the
college student, a student credit card can be a great financial
product to help them begin the process of establishing their own
good credit down the road.

College student credit cards provide a variety of options that
can make them more suited for a beginner in the world of credit,
than credit cards designed for more experienced cardholders.

Credit cards, in general, are a very easy concept to understand.
They are like little loans that one will qualify for in advance
and can use whenever they wish. The student can request a student
credit card by filling out an online credit card application from
any major bank, or they can fill out a credit card application at
their local bank.

If a student ever needs to purchase something and they do not
have the cash on hand, they can use a credit card to pay for it
and then pay the credit card company the money back. Having a
college student credit card is like having a kind and
compassionate parent in their back pocket who will agree to any
request the student has for cash.

Most student credit card providers prefer that a responsible
cosigner be listed on the credit card application. In most cases,
this would be a parent or guardian. Having someone with a great
credit score, willing to vouch for the student's ability to
repay any credit balances, is an encouraging sign for any
lender.


The Dangers

A student credit card is obviously a good thing for many reasons.
Many students use their cards for specific purposes only. This
can be an essential item, or they could have it purely for
emergencies.

One classic example is a gas credit card. It is common for
students to use their credit card solely to purchase gas, so they
always have a way of paying for gas when they need it. Other
common choices include groceries and other basic necessities.

This is a very responsible way to handle a credit card. Problems
begin when negative spending habits begin to develop. First,
students begin spending more than they can immediately pay back.
Student credit cards typically offer lower interest rates than
traditional credit cards, but they still charge interest.

Most students are just starting out in life and they are not
quite as responsible as they should be with their credit cards.
They will get a student credit card for emergencies only, but
fail to thoroughly define what they consider to be an emergency.
As time goes by, they might become more inclined to consider a
night on the town with their friends to be an emergency that will
justify the use of a credit card.

Most credit cards have what they refer to as grace periods. This
is a period of time that allows the cardholder a time period
where interest charges do not apply. Grace periods are typically
30 days or until the end of the month of the original purchase.
Different companies have different policies regarding their
credit card grace periods.

Paying off the entire balance every month is the ideal situation,
but there are always situations that will arise that make it
difficult to do so. Paying off what you owe as quickly as
possible is the only way to avoid accruing interest charges that
can easily increase the consumers debt to double the amount of
the original purchase.


Potential Perks

A wise spender can easily manage their finances, so that upon
graduation, a college graduate could have established a solid
enough credit rating to be able to buy a home straight out of
college.

There are many aspects of student credit cards that are designed
to help young cardholders wisely manage their debt. The amount of
interest most people pay is considerable. College student credit
cards are generally low APR credit cards, which means that the
student will often pay a lower APR than someone ten years their
senior.

In addition to low credit card APR rates, there are many Internet
features available for someone with a student credit card. Online
bill pay makes it possible for a student to easily pay all of his
or her bills conveniently. Many companies also offer monthly
reminders to help young people adjust to paying their bills
regularly.


In Conclusion

A college student credit card can help prepare a young person for
the immense financial world that awaits them at the end of their
college careers. There are many potential pitfalls in the
economic world that an untrained eye might miss, but the student
credit card program will teach the attentive student how to spot
and correct these potential pitfalls. Student credit cards can
help prepare anyone for a life in the real world, and help a
student enter adulthood with the good financial sense to make
good financial decisions.




---------------------------------------------------------------------
Braxton Heitz writes about family finances and the struggles of
the job search. If you are looking for a job or looking to make
a career move in the current troubled economy, then visit the
Jobs And Paychecks website at: http://www.jobsandpaychecks.com/


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Why So Many People Have Tried Dating And Are Still Alone

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Let's face it; we all want to find our special someone.
Unfortunately, too many people involved in the Dating Game are
hurting their chances of success, before they even go on that
first date.


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Why So Many People Have Tried Dating And Are Still Alone
Copyright (c) 2008-2009 Lance Metzger
NSA Dating Site
http://www.nsadatingsite.com



Let's face it; we all want to find our special someone. Even on
a "No Strings Attached" dating site, I am looking for a regular
girlfriend.

Unfortunately, too many people involved in the Dating Game are
hurting their chances of success, before they even go on that
first date.

I will give you an example or two.

One lady I knew a few years back had been single for years. Her
older sister thought she and I would be a good match, so the
older sister played matchmaker. I agreed to at least give the
younger sister a chance, so I tried to set up our first date.
But, I never actually got the chance to go out with my friend's
little sister.

Why? You might be surprised.

The younger sister would only agree to go out on a first date
with me, IF I promised to marry her!!!

I would not make that kind of promise. Sure, I was looking for a
wife, but I was not going to commit to marriage with a woman with
whom I had never been on a date!

I still see the younger sister's profile in Yahoo Personals
every time I look in her hometown to see who is available. We are
actually 15 years down the road. I have been in a few
relationships, including one marriage, and yet she is still
looking for her next husband.

There was another lady for whom I was very fond, and I really
wanted to date. But her deal was that she would not agree to a
date, unless I would agree to date her for several months.

I did not even know whether I would like her after our first
date, let alone like her enough to date her for several months
based on a commitment made before I got to know her. (She is also
still looking for a boyfriend on Yahoo Personals, as well.)

Put yourself in my shoes. If you were to go out with me, you may
decide after the first date that we are not compatible. So why
would you want to commit to several months worth of dates or even
marriage prior to your first date with me? You wouldn't, would
you?

"No Strings Attached" is the only way to date, if you ask me.
We should have the freedom to go on a date, without having to
commit ourselves to anything beyond that first date. We should
feel that we have the freedom to say no. If we don't work
together as a couple, there should be no expectation to drag it
out for months with no positive end in sight.

We should all have the freedom to choose if we want to go on a
second date, a third date, or even a twentieth date.

We should only seek marriage because we both want to be married
to each other. We should not ever feel obligated to marriage on a
first date or third.

So here I am. I don't want to lie to you. My personal integrity
will not allow me to lie to you.

But, if you want me to agree to multiple dates or marriage before
we go on our first date, then the only way that you and I will
ever go out is if I let my integrity fall by the wayside.

The only commitment I can make to you is that if I like you, we
can go out twice. If we continue to mutually like one another,
then maybe we can go out on a third date. And maybe some day, we
will decide that we would be a good pair in marriage.

And if this is not acceptable to you, then I might have to throw
my personal integrity out the window, and lie to you, just so I
can go on that first date with you to see if we could be a good
match.

If you don't want guys to lie to you about the future, then
don't ask them to commit to something that no person in their
right mind will commit to before the first date!




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Lance Metzger writes about relationships, offline and online
dating. "No Strings Attached" simply means, "Let's get to know
one another before we start making any commitments to one
another." To explore No Strings Attached Dating, please
visit the NSA Dating Site at: http://www.nsadatingsite.com/


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