Discussion group for readers of Michael Kielsky's Electronic Credit Repair Kit^tm, found at http://mix6.com/credit, a free guide on how to remove errors from your credit report. Includes sample letters that get action from credit bureaus, credit reporting agencies, and debt collectors.

The Electronic Credit Repair Kit^tm, has all you need to remove inaccurate, erroneous, misleading, or outdated information from your credit report. Topics covered include how credit reports work, how to get copies from credit bureaus, what it means to repair your credit, how to have "questionable" items cleared up, the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA), sample letters for requesting corrections, disputing derogatory items, and disputing illegal collections. Instructions are clear and easy to use. Everything from addresses of credit reporting agencies to samples of recommended letters are provided. The kit will walk you through getting, examining, and correcting your credit report, with links, addresses, and phone numbers along the way, including links to government agencies, other consumer information sites, and legal cites. Quick links:

• Legal Credit Repair: 800.829.5137 (free call)
• Credit Repair Service: http://freecreditfix.info/cr/
• Get a free credit report: http://mix6.com/credit/freeCR.html
• Animated Introduction to the Ideas of Liberty