The purpose of this group is to inform consumers of their rights regarding collection agency practices, scams, and scare tatctics often used to collect through intimidation and methods that violate the Fair Debt Collection Act.
This group will provide insight into the illegal practices used by junk debt buyers and re-sellers as well as how to keep them from lowering or damaging your credit score.

VIEW our LINKS section to find FTC approved information on how to get help with your credit problems. Also visit the FILES section for downloadable files and forms to help you compose various letters needed to end the hassle from debt collectors.


LEGAL DISCLAIMER: Information provided here is solely for the purpose of informing consumers of their rights. It is not intended to be used for legal purposes.

NOTE: ALL MESSAGES ARE SCREENED TO PREVENT SPAM OR OFFERS FROM UNKNOWN SOURCES.This is to protect the groups members from recieving unsolicited e-mails.
Posting of LINKS on the LINKS section to spam sites is NOT ALLOWED, those posting such links will be barred from uploading any files!

ALL SPAMMERS WILL BE BANNED FROM THE GROUP!