Whether you¢ve been keeping up with our articles or just enjoy reading financial
news, this simple and uncomplicated quiz will reinforce and enhance your
financial knowledge. 
Ready, set, answer.
1. Avoiding new credit will actually help my credit score and history. Is this
statement true or false?
True.  New credit may decrease your credit score, so try to avoid new credit and
maintain old credit accounts.  
2. Restoring my credit will be fast and easy.  Is this true or false?
False.  Restoring a damaged credit takes a lot effort, commitment and time.  It
may even take some years. 
3. Lenders don¢t care about the length of your credit history; they only look at
the types of credit you carry.  Is this true or false?
False.  Lenders do care about the length of your credit history AND they also
look at the types of credit that you carry, among other things.
4. A debt consolidation reduces your unsecured debt. True or false?
False.  A debt consolidation only consolidates all your payments into one
payment.  A debt negotiation program such as My Debt Negotiation by U.S.
Financial Management, allows you to negotiate and reduce your unsecured debt.  
If you are ready to control your unsecured debts, call U.S. Financial Management
and ask about their debt negotiation program and ask if you qualify for a debt
reduction.  Call for a free, no-obligation consultation at 1.800.738.5351, or
visit www.usfmgroup.com.

 
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