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Top Ten Tips For Happy Holiday Car Hire

Article Description:
====================

Avoid unforeseen pitfalls and astronomical charges when hiring a
car on your next holiday. Follow these ten simple steps from an
industry expert to dodge unnecessary surcharges and stay
protected.


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681 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-07-14 13:00:00

Written By:     Tobias Bowman
Copyright:      2009
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Top Ten Tips For Happy Holiday Car Hire
Copyright (c) 2009 Tobias Bowman
Budget Rent a Car UK
http://www.budget.co.uk/



When organising a holiday, more often than not what can go wrong
will go wrong. There is a wealth of horror stories telling of
bankrupt tour operators and roach infested hotels. Car hire is
not immune as the subject of these sorts of tales, however with
this expert checklist you can make sure you have all the bases
covered before you leave your house.

1. If you are a frequent flier with a specific airline then you
may well be eligible for fantastic discounts on car hire from
your service provider. Check with your airline to see if you are
eligible and find out what car hire companies they affiliate
with.

2. Save extra money and book online. The resources that are used
to provide an online booking service are far less than over the
phone, hence the savings are passed on to you. A car hire company
should have an E-commerce website and if they don't then you
might want to rethink your selection. If you are a technophobe
then get your 12 year old child to do it for you.

3. Check the contract carefully. There is a minefield of
potential contractual nightmares regarding insurance, liability
clauses, excess limits, who can drive and so on. Large car hire
companies will have a relatively standard contract and
infrastructure to provide support for any questions you might
have. Double check and ask questions because it is easier to do
it before you travel.

4. Get a confirmation number. It might seem rather obvious, but
your car hire provider should give you a confirmation number to
confirm your reservation. This will allow them to access your
details instantly and it is also worth providing your car hire
company with the details of your flight. This will protect you if
your flight runs into delays, as some car hire companies might
rehire the car in the event of you not turning up within a
certain time.

5. Is bigger better? Some car hire companies might offer you a
free upgrade on the spec of your hire car. This might seem like a
blessing however double check that there are no additional
contractual obligations with the upgrade. Obviously the fuel bill
will be higher and for those of us concerned with the
environment, the fuel consumption therefore emissions will be
higher.

6. On the subject of fuel, fill it up yourself. You have to
return the hire car with a full tank of gas and it is seriously
worth doing that at a gas station before you return the car. The
fuel surcharge by companies can severely sting your wallet, so be
organised and not in a mad rush. Leave yourself enough time to
fill the car up.

7. Check the vehicle before you accept the hire car. Easier said
than done with screaming children but it is seriously worth it.
Challenge any marks or inconsistencies with the report because if
you miss them, the car hire company will not and you will pay for
the pleasure of repairing their car.

8. Do not drink and drive. There are so many more important
reasons why, however in this context you will be void of
insurance and liable for everything that happens in an accident.
The same is true if you are under the influence of drugs, so just
don't do it.

9. Check the time when the vehicle has to be returned. Another
charge, similar to the fuel charge, that is a great source of
revenue for car hire companies. There are no excuses for late
return and you will be charged through the nose. If you are
definitely going to run over then inform them in advance and they
might be able to accommodate an extension at a pre-arranged rate.

10. Be organised. All these pointers will only work if you are
organised about your car hire. People end up paying extortionate
rates when they incur all these surcharges and they are in
abundance; if you plan your car hire properly and use this list
and you will not pay over the odds.






---------------------------------------------------------------------
Tobias Bowman is a senior consultant working with a global
car hire company and a veteran of nightmare holidays.
Visit: http://www.budget.co.uk/


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Easy Tips To Reduce Your Cost Of Living And Survive Recession

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====================

Recession is a period of general economic decline and we need to
prepare for it. Surviving the recession is much easier when you
are prepared for it. Here are some tips for surviving the current
economic crisis.


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505 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-07-14 12:48:00

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Copyright:      2009
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Easy Tips To Reduce Your Cost Of Living And Survive Recession
Copyright (c) 2009 Fred Vanhoosen
Fast Cash 4 All Net
http://www.fastcash4all.net/



Recession is a period of general economic decline and we need to
prepare for it. Surviving the recession is much easier when you
are prepared for it.

Here are some tips for surviving the current economic crisis.

Don't panic, keep your senses open and pay great attention to
the market news. Only a thorough knowledge about recession will
help you to cope up with the situation. Read books, visit public
libraries, gather information etc.

Calculate your total monthly necessary expenses as well as your
total monthly discretionary expenses. Your total necessary
expenses are those that must be paid even if you lose your job.
Clearing your mortgage or rent, your gas and electric bills,
groceries, your minimum credit card payments are a necessary
expense.

A discretionary expense is an expense you can eliminate without a
substantial penalty. Cable TV, the pool membership, and meals out
are all discretionary expenses. You can get rid of your
discretionary expenses. Get rid of anything that is a waste of
money or is no longer needed.

You can also trim or cut back some of your expenses. Save on
heating and air conditioning. Turn off lights and appliances when
not in use. Cut back on the number of times you eat out. Cut back
on entertainment in general. Instead of going to a movie and
spending money on popcorn, rent a movie and pop some microwave
popcorn.

Try to make dinners and lunches that are more economical.

If you have always paid your bills on time and are in good
standing with your credit card companies, ask them to reduce your
interest rate.

Making these small changes can add up to a few bucks a month.

Spend wisely and prudently.

Always keep an emergency fund with you.

Keep your budget with you at all times. Before you spend money on
something, look at the budget. By constantly referring to your
budget, you will be reminded of your goal. Stay focused and
determined.

Keep your budget updated.

Money breeds money, hence try to find out alternative sectors
where you can make money. Be positive and invest in them because
recession always creates opportunity. Try to earn as much as
possible by making smart moves and decisions.

If you lose your job due to recession, never get depressed or
feel bad about it. Use your skills to earn as much as you can.
Change your field if you want.

If somehow you struggle to make mortgage payments, keep calm and
think for the best possible option. May be you can opt for
extending the mortgage payment period or may be you can
temporarily do away with the interest.

Never try to get your hand on any additional major loans or
debts. It may only deteriorate your current situation.

For some, these tips may be easy. Others may need to make some
lifestyle decisions.

The choice is yours. But for peace of mind, it is better to cut
back your expenses now than to be short of money should the
unfortunate happen.




---------------------------------------------------------------------
Fred Vanhoosen writes money issues. While he recommends that one
should be careful about using cash advance loans in times of dire
need, he also knows that sometimes we need fast access to fast
money to cover an unexpected expense. When that happens, Fred
recommends http://www.fastcash4all.net/ for your payday loan needs.


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Article Title:
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Tips For Building a Successful Long Distance Relationship

Article Description:
====================

From time to time, life will hand you a twist, and you will be
required to move from one place to another - this can be the
result of a job transfer, leaving home to attend college, or any
of a number of other reasons. When you move from one town to
another, it is not always possible to bring your partner with
you, and this sometimes leads to the formation of a long distance
relationship (LDR).


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Distribution Date and Time: 2009-07-14 12:36:00

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Copyright:      2009
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Tips For Building a Successful Long Distance Relationship
Copyright (c) 2009 Lance Metzger
NSA Dating Site
http://www.nsadatingsite.com



From time to time, life will hand you a twist, and you will be
required to move from one place to another - this can be the
result of a job transfer, leaving home to attend college, or any
of a number of other reasons. When you move from one town to
another, it is not always possible to bring your partner with
you, and this sometimes leads to the formation of a long distance
relationship (LDR).

I have to be honest, it takes a very special set of people to
engage in the long distance relationship successfully and for a
lengthy amount of time. The weaker among us may work to keep the
facade, while at the same time looking for companionship closer
to home. I will be honest, I am not suited to the long distance
relationship, but I have known people who were able to do it
successfully over a number of years.

When you have a long distance relationship, it is always good to
maintain communication, whether it is through the phone, email or
any other possible means. It can be a bit straining and
expensive, but that is the only means that will keep the two of
you together. These days with Voice Over IP (VOIP) telephone
services, the cost of long distance phone services can be
drastically reduced, but these services require the user to keep
access to a high-speed internet access, in order to successfully
utilize the services.

Partners should also maintain a high level of honesty and respect
for each other. If you do not trust your partner, you will be
kept awake wondering whom they are with and whether they are
still faithful.

Do not ask your partner "who were you with?" or "what did you
do?" There is a difference between genuine interest and
suspicion, and the person whom you ask those questions can
usually distinguish between the two motives.

Insecurity will poison and ultimately kill any relationship.

If you find yourself straying, or simply do not love your partner
anymore, it is always best to come clean. Do not lie or pretend
that you are not going out with someone else. It may be seem more
convenient to hide the truth, but if you try, you are just
delaying the inevitable breakup.

When you decide to break the relationship, do not leave a message
on the answering machine.

Understand if your partner is unable to return your calls
immediately, or does not write that often. It may because of a
new lifestyle or a pressing job.

It also helps to tell your partner what you did, how you are
feeling and where you think the relationship is heading.

Make a habit of visiting each other when it is possible,
especially during holidays. This helps break the gap that the
distance is putting between you. Absence may make the heart grow
fonder, but presence gives it strength. The hellos may seem odd
and the goodbyes painful, but it gets easier with time.

Having supportive friends is also an added advantage. Some may
think it is an absolute waste of time to maintain a long distance
relationship, while others will respect you for trying to hold
the relationship together despite the distance.

A long distance relationship is just like any other relationship
- the only difference is that you will have to work a little bit
harder to stay together. If there is no reason to break up, head
on.

Keep in mind that nothing comes in life comes on a silver
platter. Relationships like anything else in life requires work
to be successful. If you are committed to your significant other
and him or her to you, then the long distance relationship is not
a bad thing. My brother was involved in a long-distance
relationship for more than four years, while he and his current
wife were working their way through college. It worked out well
in his case, and it could work out well in your case also.

If you find yourself involved in a long distance relationship,
you should use this article as a guide to help your relationship
be successful in the end. You never really know what cards life
is going to deal to you, so invest in what is important to you,
and find the fulfillment you have always wanted to find in your
own life.




---------------------------------------------------------------------
Lance Metzger writes about relationships, offline and online
dating. In our minds, "No Strings Attached" simply means,
"Let's get to know one another before we start making any
commitments to one another." To explore No Strings Attached
Dating, please visit the NSA Dating Site at:
http://www.nsadatingsite.com/


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Finding Flags Made In The USA

Article Description:
====================

Finding Flags made in the USA is not easy. Civil War flags,
Military Flags and Colonial Flags hold special meaning to many
Americans, especially those that have served in the Armed Forces.
However, it is very discouraging to purchase a flag only to find
a label Made In China or WhereEver Else!!


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Distribution Date and Time: 2009-07-14 12:24:00

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Finding Flags Made In The USA
Copyright (c) 2009 Beth Mark
Made In America Decor
http://www.MadeInAmericaDecor.com



Finding Flags made in the USA is not easy. Civil War flags,
Military Flags and Colonial Flags hold special meaning to many
Americans, especially those that have served in the Armed Forces.
However, it is very discouraging to purchase a flag only to find
a label Made In WhereEver!! And there are so many different ones,
that mean a lot to particular groups, like the Military or
Historical Buffs.

History Of Flags:

The original 13 star version of the United States flag originated
on June 14, 1777 and the current 50 star version originated on
July 4, 1960. The flag is the most recognized symbol in the
nation, and this country has had many different versions
throughout its changing growth and history.

While the flag represents the government established under the
U.S. Constitution, it has always represented our freedom and
liberty. It has been said that the stripes represent rays of
sunlight and the stars refer to the heavens, or the highest place
a person can aim to reach.

This symbolism is true of the United States flags, however, other
flags, such as Military and Civil War flags have a different
symbolism represented in the emblems and layouts chosen. The
majority of Colonial flags are based on the original versions,
including the famous Betsy Ross flag, which is the most symbolic
flag story, other than the story of the Star Spangled Banner
version, which our national anthem is based on.

Civil Wars Flags:

For Civil War history buffs, these flags made in the USA
symbolize different periods in the Civil War era, and the flags
were flown at different times in the history of the Confederate
Union. While it was an American War, there are many people,
especially in the South that still pay honor to the Confederate
soldiers that fought for their rights of different opinion, right
or wrong.

Many of the Southern States still fly what they call the "Rebel
Flag". In fact, these flags have actual names, and they are made
in the USA. Flags that are similar in appearance are the C.S.A.
Naval Jack Battle Flag, C.S.A. Cavalry Battle Flag, C.S.A.
Artillery Battle Flag, C.S.A. Infantry Battle and General Nathan
Bedford Forrest Battle Flag. These flags are symbolized with a
Red background and the Blue "X" of White Stars.

Other Civil War Flags available are: General Robert E. Lee
Headquarters, C.S.A. Eleven Stars and Bars, Union Thirty Four
Star, Union Cavalry Guidon, Custer 7th Cavalry Guidon, Terry's
Texas Rangers, Confederate 1st, 2nd, and 3rd National flags, and
the C.S.A. Bonnie Blue Flags. For the Civil War enthusiast, this
is a comprehensive of historical flags, at affordable prices,
most under $50.

Military Flags:

These flags made in the USA primarily honor the different
branches of the military, although they include the POW/MIA flag
and the Jolly Roger Pirate Flag. You can get the flag that
represents United States Army, United States Navy, United States
Marine Corps, United States Air Force and the United States Coast
Guard. Many military veterans are delighted to get these as gifts
and they fly them proudly throughout the United States.

Colonial Flags:

There are a wide variety of Colonial Flags made in the USA. These
include flags that were flown at different times throughout the
Colonial period of the United States. They include the Betsy Ross
flag, Grand Union flag, Star Spangled Banner flag, Washington's
Headquarters flag and the Bunker Hill flag, for example.

There are a variety of other Colonial flags that may be familiar
to some people and not others, such as Commodore Perry, Taunton,
Cowpens, Bedford, Continental, Bennington, Gadsden, Culpepper,
Fort Moultrie and Guilford Courthouse flags. Some of these flags
have significance to people in certain areas or through
historical family references, but for flag collectors they can be
difficult to find in many places.

Choice of Materials:

Most of the flags made in the USA are 3 foot by 5 foot flags, and
they are available in Sewn Cotton, Sewn Nylon or Sewn 2 ply. With
reinforced edges and brass grommet flags, they are constructed
for the wind and weather elements of the United States and not
cheaply constructed like overseas flags. So be sure to check the
labels before you purchase!




---------------------------------------------------------------------
Beth Mark enjoys sharing home decoration ideas with her
readers. These and many other items can be found online at
http://www.MadeInAmericaDecor.com/ Made In America Decor is
always adding to their collections and everything in the store
is guaranteed to be "Made In America"!!  The store owners say
that it is their goal to eventually offer products from every
State in the Union.


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Nice Has Its Price!

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The key to living your life from a place of freedom, peace and
joy is that if you try to live your life to please others, or to
do what they think you should, you'll never be happy or fulfill
your dreams. These tips can help lead you to a more happy, more
fulfilling life...


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Distribution Date and Time: 2009-07-14 12:12:00

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Copyright:      2009
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Nice Has Its Price!
Copyright (c) 2009 Carol Chanel
Certified Life Coach
http://www.carolchanel.com/



At the 2007 Grammy awards The Dixie Chicks song "I'm Not Ready
to Make Nice" won the Grammy for best song.

The storm of controversy that spawned the song is known to many.
The hottest selling female country band in music history, the
Dixie Chicks, got knocked off a lot of radio stations and
suffered significant financial losses when one of them expressed
a political viewpoint during a London concert in 2003. Whether
you agree with them or not, isn't what I want to focus on in
this article.

As the Dixie Chicks worked their way out of the controversy, they
wrote an award-winning, powerful song that can be a great guide
for all of us.

"I'm not ready to make nice. I'm not ready to back down...I
don't have time to go round and round and round...I've paid a
price and I'll keep paying... I can't bring myself to do what
it is you think I should."

That last line is the key to living your life from a place of
freedom, peace and joy. If you try to live your life to please
others, or to do what they think you should, you'll never be
happy or fulfill your dreams.

People will find all sorts of ways to try to manipulate you into
doing things their way. They will give you gifts, promotions,
raises, love (well not really, but they say they will), housing,
food, and validation. They will act pouty, whiney, controlling,
angry or aloof to try to get you to do things their way. And all
you have to do is give in, speak, act and do it their way. All
you have to do is sell your soul!

Am I being dramatic? Not really. When you live your life by
someone else's standards and wishes, you aren't living it
according to what feels great for you. And you will never be
happy under those circumstances. And it's your life!

As women, many of us were raised to be nice little girls. We were
taught that being people pleasers had benefits. After all most of
us had moms and dads who validated, rewarded and loved us when we
were good.

And that might have been okay when we were small, since we
couldn't survive without mom and dad, but now as women it's not
good for us.

I'm not implying that you need to be nasty. Kind and firm are
appropriate and a great guide for living your life, especially
combined with humble and loving.

But if you think that you need people to like you more than you
need to honor yourself, then you'll be stuck living your life
the way others think you should.

The cost of being nice, of pleasing others, is giving up your
dreams, desires, choices, freedom and your joy of life. It might
keep you from asking for a raise, taking a dream vacation, living
in a favorite city, driving a fun car, having children, or
getting an education - just to mention a few things you might
sacrifice by being nice and pleasing others.

Other than never making you happy, there's a bigger problem to
the nice scenario.

People who want you to do things their way, who want you to make
them happy, don't really care about you. They only care about
their own feelings and needs. They make terrible partners,
friends, co-workers or bosses.

They care about themselves, at your expense. And it's up to you
to see the truth about them. They are in the relationship for
what they can get out of it, not what they can put into it.

If you stay, you will wake up one day and realize how empty you
are. You will realize that you don't know who you are, that you
lost yourself.

So do yourself a favor, find a partner, friend or boss who also
cares about you. Someone who doesn't manipulate you with gifts,
praise, supposed love and other things to get their way.

Find a partner who doesn't get pouty, whiney, controlling, angry
or aloof to manipulate you into doing things their way.
Especially when it's something you really don't want to do, and
know it's not good for you, or doesn't feel right for you.

As the Dixie Chicks learned, there is often a price to be paid
for speaking your opinion, your truth. But the price of being
nice is far greater than any price you might pay for being true
to yourself. Selling your soul to get material or other perceived
gains, isn't what your came here to do or be. You came here to
live an authentic life. You came here to thrive. You can't
thrive when you turn against yourself.

Choose to not back down. Choose not to make nice. Choose to be
kind, firm, humble and loving. Choose to listen to your heart.
Choose to trust that God Source Creation has great people lined
up for you if you make room for them, then trust and stay
positive.

Imagine the possibilities...

(c) Carol C. Chanel






---------------------------------------------------------------------
Carol Chanel is a Certified Life Coach who works with people to
create new, meaningful and FUN lives.  You can learn more about
how to create loving and healthy relationships, draw boundaries,
not take things personally, be happy to be who you are, and
make time for fun by going to her free ezine archive.
http://www.carolchanel.com/rockin_relationships.html



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Gambling Myths

Article Description:
====================

Few areas of human activity are so immersed in superstition and
myth as gambling. Many gamblers do believe in "good" and
"bad" luck, playing a part in their gambling success or failure
and often carry "good luck charms" or have rituals they perform
before going to play. Unless the belief in "luck" becomes
obsessive, it is usually harmless.


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Distribution Date and Time: 2009-07-14 12:00:00

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Gambling Myths
Copyright (c) 2009 Skyler Ace
Online Gambling Blog
http://onlinegambling23.blogspot.com/



Few areas of human activity are so immersed in superstition and
myth as gambling. Many gamblers do believe in "good" and
"bad" luck, playing a part in their gambling success or failure
and often carry "good luck charms" or have rituals they perform
before going to play. Unless the belief in "luck" becomes
obsessive, it is usually harmless.

Far more insidious are the myths, some based on superstition,
which surrounds gambling. The myths that even the most
intelligent and realistic gamblers are willing to accept is often
truly surprising.

The very fact that all gambling is a matter of luck and chance is
itself a myth. If that were so, over a period of time most
gamblers would break even. In that case where would the casinos,
either real or online, get their profits from? While luck and
chance do affect the outcome of each gamble, the odds are always
stacked in favor of the casino. Complex mathematical formulae and
probability calculations are used to set up the games so that the
house always has a fixed advantage over the player. This is not
cheating - it is business. Once these odds are established in
favor of the house, the rest is left to luck and chance. But it
is never a fifty - fifty chance. The house advantage is kept
small. If it were too big, players would be discouraged. But even
this small advantage totals up to huge sums because the volumes
are so large.

There are some games like blackjack and poker that have a lot of
myths about them. The biggest of them is the "betting system."
There's always a story going around of someone, somewhere who
has a fool proof betting system that guarantees success. Let us
accept the fact that this is, and always will be, bunkum. There
is no such thing as a foolproof gambling system. If there were,
it wouldn't be gambling. Gambling is a huge multi billion dollar
industry with high internal standards and self checks. If any
system that could beat the odds ever does appear, the first
people to spot it and counter it will be the casinos. And they
have all the resources needed to do it.

Card counting is a myth that has always hung around blackjack and
poker tables. There are some mathematical formulae that could
help to increase the chances of knowing the likelihood of the
next card to be dealt. But it has never been proven that this
offers any serious advantage to the gambler. Secondly, card
counting in a fast moving card game would require a mathematical
talent and mental computing genius that maybe one person in few
million may have.

Slot machines have one major myth that has always surrounded
them. And that is that the casinos are able to influence the
results. This is done not to cheat the players but to ensure that
too many big wins do not come too close together and, on the
other hand, that a long period does not go by without a win. This
is done to keep the players happy and encouraged. Beyond that,
the casinos do not care who wins or loses. This is not possible
with real slot machines or with online ones since, firstly, the
control system would be detected sooner or later. And secondly
and more importantly, it is not required. The odds are such that
over a period of a month the spacing of the winnings and their
volume will be what the casinos have planned for.

A myth that is applicable only to physical casinos is that of
special treatment given to "high rollers." Yes, high rollers do
get complimentary rooms, along with food and drink. Yes they are
given special treatment in the casino. But the myth that this is
given only to those who win big, so that they are tempted to come
back to play again and, hopefully, lose their winnings, is a
myth. These facilities are provided to people who gamble with a
large amount of money and it doesn't matter if they have won or
lost. In fact, providing these facilities to a loser is more
important because it makes him feel compensated, at least to some
extent, for his loss and creates a bond with the casino so that
he will come back again, when he has the money.






---------------------------------------------------------------------
This article was written by gambling pro Skyler Ace.
Warning: Do Not Gamble Another Dollar Online Until You Read This.
Free Consumer Awareness Guide Reveals The Seven Deadly Mistakes
All Gamblers Make: http://www.jobsource20-23.com/casclok.html
Also feel free to visit our gambling blog for tons of winning
tips: http://onlinegambling23.blogspot.com/


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How to Save Money on Your Wedding - Even During a Down Economy

Article Description:
====================

Weddings are expensive to plan at anytime, but during the current
economy, it can seem downright impossible to pull off the perfect
wedding. But have no fear brides, for there ARE ways to have your
dream wedding without breaking the bank.


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532 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-07-14 11:48:00

Written By:     Sarah Simmons
Copyright:      2009
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How to Save Money on Your Wedding - Even During a Down Economy
Copyright (c) 2009 Sarah Simmons
MyGatsby.com
http://www.MyGatsby.com



Weddings are expensive to plan at anytime, but during the current
economy, it can seem downright impossible to pull off the perfect
wedding. But have no fear brides, for there ARE ways to have your
dream wedding without breaking the bank. Follow these foolproof
tips to stay within your budget, and even save money, while
planning your wedding:

Prioritize, Prioritize, Prioritize!

First things first make a list of the most important things you
want for your wedding and have your fiancé do the same. Are you
most committed to having a designer gown, inviting 500 of your
closest friends and family, serving filet mignon and lobster or
hosting the wedding in Tahiti? Knowing your priorities will help
you decide what to spend money on, and what you don't mind
skimping on or doing without.

Timing is Everything

Consider having your wedding any day but Saturday. Fridays and
Sunday are also popular wedding days but may cost a lot less than
a Saturday event, or for even greater savings, choose a weekday
evening for your wedding. Choose a date between November and
April to avoid higher peak season rates in many areas, and
consider having your wedding during the day, such as a weekend
brunch or a luncheon on Saturday or Sunday. Any of these
suggestions can significantly lower venue costs.

It Never Hurts to Ask

Don't be afraid to ask for deals when negotiating the costs for
your cake, flowers, and reception hall. For example, offer to pay
up-front in exchange for an overall discount. This can be useful
in negotiating the price on your cake, flowers or venue. When
planning your ceremony or reception at a hotel, ask to speak to a
manager who is in charge of these services. A manager should be
in a position to offer the best rates for the hotel's services.

It's All About Who You Know...

Ask friends to lend their talents by helping out with such things
as invitations, flowers, and programs. Borrow a friend's
printer, to print out Do-It-Yourself wedding invitations, or ask
your favorite Aunt to bake your cake. Assembling fresh or silk
flowers yourself can save you hundreds of dollars, and some of
the most attractive wedding programs are printed from a home
computer and then creatively assembled with accessories such as
ribbon, lace or decorative buttons.

...But Not EVERY ONE You Know

One of the most difficult, but sometimes necessary cost saving
measures is to trim the guest list. Invite only the people who
are important to you, rather than everyone you know. Take off
guests who might feel obligated to come to the wedding if they
are invited, but would not have their feelings hurt if they are
not asked to attend, and think of inviting only relatives with
whom you have a close relationship.

Prioritize Some More

Look at your goals as a couple beyond the wedding day, and
remember that your wedding is just one day in a life-long
commitment. If you want to purchase a house in the next few
years, keeping that as a priority throughout the wedding planning
process will help you to be prudent about how much you spend on
that one day.




---------------------------------------------------------------------
Article written by: Sarah Simmons.
MyGatsby.com focuses on unique, stylish and elegant wedding
invitations. At http://www.MyGatsby.com/ you can create your own
spectacular invitations, or select from hundreds of cutting-edge
invitations from top brands in the industry. Their new budget
line of wedding invitations features over 50 affordable designs.


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Article Title:
==============

Retirement Is the Perfect Time to Fulfill Your Cherished Dream of Writing

Article Description:
====================

Retirees are particularly qualified to fulfill their dreams of
writing. They can call on years of life and work experience.
Don't succumb to the myth that only a chosen few can see their
words in print. You can do it too, but it is essential to think
your project through and complete the research necessary to
create quality content, whether your choice is fiction or
nonfiction.


Additional Article Information:
===============================

1105 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-07-14 11:36:00

Written By:     Charles Jacobs
Copyright:      2009
Contact Email:  mailto:charles.jacobs@...


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Retirement Is the Perfect Time to Fulfill Your Cherished Dream of Writing
Copyright (c) 2009 Charles Jacobs
Retire And Write
http://www.retireandwrite.com



The Gallup Survey Organization says 81% of mature adults long to
write a book. You're probably one of them.

In a poll sponsored by the Eons.com web site, 14,000 Seniors and
Boomers chose writing as one of their most cherished life dreams.

What's your choice for retirement writing? The novel you've
always dreamed of crafting? Perhaps a memoir for loved ones?
Maybe you'd prefer to turn out interesting magazine articles on
the favorite hobby you've pursued for so many years. Like many
others, you may want to maintain contact with your former career
by writing articles for trade magazines or possibly a how-to
book.

What's holding you back? Are you reluctant because writing seems
to be so challenging? Limited to just the chosen few? That's
nonsense. Don't let those myths keep you from trying what
you've always dreamed of.

Retirement Writing

As a retiree you have great advantages that will help you to
fulfill your dream of becoming a published author. You have
time...free time at last to pursue the activities you love. You
bring years of life experience and professional knowledge to the
task.

Can you use those advantages to become a published author?
Certainly you can. You'll probably never reach best seller
status, although some late starters have accomplished that feat.
But with some effort and dedication, you can see your words in
print as an article or a book. And they can be distributed over
the Internet for millions to see.

It's time to move beyond the starting gate. Set aside those
fears of failure. No task can be completed if it isn't begun. No
challenge overcome until it is tackled. So it is with writing.
Once you start, you'll see your confidence build.

Lawrence Block, a prolific novelist and writing instructor, says,
"Writing has this in common with most other skills; we develop
it best by practicing it. Whatever writing we do helps us to
become better writers."

Before You Face the Computer

The process begins well before you sit down at your computer to
write the opening lines of your new gem. A bit of self-searching
will put you on track. Think through your answers to several key
questions:

  * Why do I want to write? Is my goal self-fulfillment? Do I have
a message I want to deliver to others? Do I want the thrill of
seeing my words in print? Am I trying to supplement my income?

  * What category of writing can best help me attain that goal?
What category is most comfortable for me?

  * Do I want to write just a single piece (a memoir, for
example)? Or do I hope to make writing a new career?

  * How much time am I willing to devote to the task?

  * Will I be happier writing articles or a book?

Whatever your answers may be, be absolutely certain you are
comfortable with them. This is particularly important if you plan
to write a full-length book, for you will be married to that task
for a substantial length of time.

Making Your Choice

Beginning writers regularly ask, "Where can I find ideas?" The
answer, in short, is the world around you. There are no limits to
the ideas that astute observers can develop. And writers must be
alert spectators.

Ideas abound right in your own home. Coping with a dear one's
terminal illness. Issues that caused a divorce. Secrets of a
relationship that grows stronger with every year of marriage. An
unusual family heritage. Cooking or decorating ideas. Unique
holiday celebrations. The list is endless.

Beyond your four walls there is an endless storehouse of ideas.
You find them all around you by listening and watching and
hearing what friends and relatives talk about. Stories, books and
articles are built around events and emotions that people
experience.

You can also find them every day in the newspaper. You can choose
to follow up a factual report and expand it far beyond what a
rushed reporter can do on a tight deadline. Or you can choose to
take the idea and fictionalize it, adding your own twists and
turns.

A book like Writer's Market, updated annually by Writer's
Digest Books is a treasure trove of ideas. It offers hundreds of
pages of periodical listings categorized by subject. Freelancers
use it as a bible to locate publications that might use their
stories. You can use it as a trigger for ideas as you flip
through the 50 categories of consumer magazines and 60 categories
of trade journals.

Getting Ready

Whether you're about to embark on a novel or nonfiction, an
article or a full length book, you're not ready to face that
blank computer monitor until you've completed all of your
initial homework. That includes evaluating the responses to the
question listed above..

Most fiction writers begin by drafting an outline of the plot. As
each main character is fully developed-and you as the author must
know those key players as well as you know yourself--changes will
be necessitated in the outline. You must research the locale(s)
and the time period of the book, for nothing can cause a reader
to lose interest faster than discovering factual mistakes made by
a careless writer.

The essence of nonfiction is fact, and you better know your facts
intimately and accurately if you are to achieve success. Whether
you are writing an historical piece or a how-to, do your
research. Know your subject. Those of you who choose to write on
your work specialty better make certain you are up to date on all
the latest developments. Always remember that progress didn't
end on the day you retired. Change has occurred, and you better
be aware of it.

The key word here is research. Getting up to speed. Knowing your
subject intimately. Without this, you run the serious risk of
suffering from the author's dread disease, Writer's Block. It
usually results from facing a stark white computer screen that
seems to leer at you, challenging you to make the leap from brain
to computer, from thought to the reality of converting those
thoughts into words and placing them on the computer. Writers who
have done their research well and know their subject will seldom
if ever face this problem.

The one last component that you must agree to is discipline.
Whether you choose to devote only two or three hours a day to
your writing or anticipate making it a full-time job, it cannot
be hit-or-miss. You must set a rigid schedule, and follow it. A
few hours each morning leaves lots of time for other activities,
yet adds a hugely enriching complement to your retirement years.






---------------------------------------------------------------------
Do you need a support system to help jump start
your writing career? See what's available free on
http://www.retirement-writing.com/ - the web site of
writing coach and author Charles Jacobs. His latest book
"The Writer Within You" is a Best Books of 2007 honoree,
a 5-star choice on Amazon, B&N and Borders and a selection
of the Writer's Digest Book Club. Find detailed info and
order it at a substantial discount  by clicking on
http://www.retirement-writing.com/the_writer_within_you.aspx


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TERMS OF REPRINT - Publication Rules
(Last Updated:  May 11, 2006)

Our TERMS OF REPRINT are fully enforcable under the terms of:

   The Digital Millennium Copyright Act
   http://thomas.loc.gov/cgi-bin/query/z?c105:H.R.2281.ENR:

.....................................

*** Digital Reprint Rights ***

* If you publish this article in a website/forum/blog,
   You Must Set All URL's or Mailto Addresses in the body
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   Hyperlinks (clickable links).

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   Clean links should point to the Author's links without
   redirects having been inserted into the copy.

* You are not allowed to Change or Delete any Words or
   Links in the Article or Resource Box. Paragraph breaks
   must be retained with articles. You can change where
   the paragraph breaks fall, but you cannot eliminate all
   paragraph breaks as some have chosen to do.

* Email Distribution of this article Must be done through
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* You Are Allowed to format the layout of the article for
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* You may not use sentences from this article as an input
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   order to build an article with software. The copyright on
   this article applies to the "WHOLE" article.


*** Author Notification ***

   We ask that you notify the author of publication of his
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and opinion of its author, Charles Jacobs
http://www.retireandwrite.com



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Article Title:
==============

For Snazzier New Product Names, Use Creative Naming Prompts

Article Description:
====================

Try these six brainstorming prompts when you have to come up with
a new product name. Examples included!


Additional Article Information:
===============================

286 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-07-14 11:24:00

Written By:     Marcia Yudkin
Copyright:      2009
Contact Email:  mailto:marcia@...


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For Snazzier New Product Names, Use Creative Naming Prompts
Copyright (c) 2009 Marcia Yudkin
Creative Marketing Solutions
http://www.yudkin.com/



Participants in my product development seminar recently asked me
for a brainstorming session to help them come up with creative
names for information product packages - multi-format products
and services that might include a manual, CDs, coaching or
consulting and other items.

Here are the questions I posed for this group, along with some
examples illustrating product names developed from each idea.

1. What is the result your customers want?

  * Lose Weight Before Bikini Season

  * Finish Your First Marathon

  * The Fame and Fortune Program

  * Double Your Donor Base

2. Who are your customers?

  * Fun Fundraising for Museums

  * The Shy Person's Guide to Networking

  * Wanna Change the World? Social Entrepreneurship 101

3. What is the problem you solve?

  * Coach Kids' Soccer Even If You Never Played Yourself

  * Kicking Procrastination Out of Your Life

  * The "Home Depot's Coming to Town" Survival Guide for
Hardware Stores

  * Home Study Challenges Solved

4. What do happy customers say?

  * "We Built a House Ourselves!" The 10-Month Action Plan

  * The "I Used to Be Fat" Course

  * The People-Recognize-Me-Everywhere Publicity Program

5. What does your product particularly have or not have?

  * The Lose Weight Eating Chocolate Plan

  * The Earth-Friendly Lawn Care Guide

  * The No-Discipline Method of Kicking Procrastination

  * No-Rules Parenting

6. What's the customer's fondest fantasy?

  * Getting Through Your Teen's Years Still Sane

  * The Tonight Show, Here You Come!

  * Build a Four-Generation Family Business Dynasty

  * Multi-millionaire by Your Tenth College Reunion

Whatever sort of product you are creating, these questions can
help. Take a look at the words and ideas generated from each
brainstorming prompt, then combine, recombine and tweak them
further, looking for an appealing succession of words that clicks
with you and has great potential to do so with customers as well.





---------------------------------------------------------------------
Marcia Yudkin is Head Stork of Named At Last, a company that
brainstorms creative business names, product names and tag lines
for clients.  For a systematic process of coming up with an
appealing and effective name or tag line, download a free copy of
"19 Steps to the Perfect Company Name, Product Name or Tag Line"
at http://www.namedatlast.com/19steps.htm


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TERMS OF REPRINT - Publication Rules
(Last Updated:  May 11, 2006)

Our TERMS OF REPRINT are fully enforcable under the terms of:

   The Digital Millennium Copyright Act
   http://thomas.loc.gov/cgi-bin/query/z?c105:H.R.2281.ENR:

.....................................

*** Digital Reprint Rights ***

* If you publish this article in a website/forum/blog,
   You Must Set All URL's or Mailto Addresses in the body
   of the article AND in the Author's Resource Box as
   Hyperlinks (clickable links).

* Links must remain in the form that we published them.
   Clean links should point to the Author's links without
   redirects having been inserted into the copy.

* You are not allowed to Change or Delete any Words or
   Links in the Article or Resource Box. Paragraph breaks
   must be retained with articles. You can change where
   the paragraph breaks fall, but you cannot eliminate all
   paragraph breaks as some have chosen to do.

* Email Distribution of this article Must be done through
   Opt-in Email Only. No Unsolicited Commercial Email.


* You Are Allowed to format the layout of the article for
   proper display of the article in your website or in your
   ezine, so long as you can maintain the author's interests
   within the article.

* You may not use sentences from this article as an input
   for any software that steals sentences from others in
   order to build an article with software. The copyright on
   this article applies to the "WHOLE" article.


*** Author Notification ***

   We ask that you notify the author of publication of his
   or her work. Marcia Yudkin can be reached at:
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The content of this article is solely the property
and opinion of its author, Marcia Yudkin
http://www.yudkin.com/



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Article Title:
==============

Finding More About A Potential Expired Domain Buyer

Article Description:
====================

Finding a potential buyer is very difficult when someone does not
learn and master the techniques of domain trading. Here are five
important things that you must remember before selling your stock
of domain names:


Additional Article Information:
===============================

500 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-07-14 11:12:00

Written By:     John Khu
Copyright:      2009
Contact Email:  mailto:getjohnkhu@...



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Finding More About A Potential Expired Domain Buyer
Copyright (c) 2009 John Khu
Expired Domain Secret
http://www.expireddomainsecret.com



Selling your expired domains to a potential buyer could be a very
tricky issue. Segregating a serious buyer from a casual one is
very difficult as you may deal and interact with hundreds of
them. Some of them may be very dedicated expired domain traders
who are looking for very good domains expired while a number of
others are not too serious in their buying intentions. In fact,
non-serious expired domain traders keep looking for their domain
names but never buy one. Finding a potential buyer is very
difficult when someone does not learn and master the techniques
of domain trading. Here are five important things that you must
remember before selling your stock of domain names:

1. Finding the location where your buyer lives could be a tough
task. Most of them are almost anonymous when they quote their
price. Most of them also send their messages through their email
ID's. Hence, you will need to know from which location your
prospective buyer is sending his or her e-mail. Make sure that
you are checking for clues about the origin of e-mails you
receive from the buyers. To find out the location from where you
are getting e-mails from, you can use tracking software to check
the origin of the mails. However, the sender can send e-mail from
a location that is entirely different from his or her place of
actual residence.

2. Most of the newbie or minor domain traders bid or buy domains
on their own. However, some traders solicit the professional help
of a broker or a lawyer while buying domain names. You will need
to know whether the buyer who is showing an interest in your
domain is using professional help. Such buyers could be very
choosy and methodic as they look for every detail about the
domain name, its origin, previous history, legal status and
registrar details.

3. Some expired domain traders make it a point to call their
buyer to talk to them about the domain and its price. When you
interact with a buyer through a telephone, you can make out if
they are really showing an interest in your domain. Their voice
and the confidence with which they talk can provide many clues.

4. Does the potential buyer ask for precise details about your
expired domains? If yes, he or she is sending a clear signal that
your expired domains are good enough for buying.

Whatever the case, never sell your domain names for a price that
you feel is very low for its perceived quality. If you are happy
with the price offer, you can definitely sell your domains almost
immediately. If possible request your buyer to chat with you
about the purchase; video chatting is possibly the best and the
safest way to sell your domain names. Once you strike a deal, you
can ask your buyer to deposit the money in an escrow account; an
escrow account can safeguard the deal for both of you with mutual
guarantees.




---------------------------------------------------------------------
John Khu is an author and also a seasoned professional
with vast experience in expired domain name business.
He is also the owner of the path breaking web sites
called http://www.expireddomainsecret.com and
http://www.expireddomaingains.com which provides
complete and up-to-date information on expired
domains and their eternal secrets.


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TERMS OF REPRINT - Publication Rules
(Last Updated:  May 11, 2006)

Our TERMS OF REPRINT are fully enforcable under the terms of:

   The Digital Millennium Copyright Act
   http://thomas.loc.gov/cgi-bin/query/z?c105:H.R.2281.ENR:

.....................................

*** Digital Reprint Rights ***

* If you publish this article in a website/forum/blog,
   You Must Set All URL's or Mailto Addresses in the body
   of the article AND in the Author's Resource Box as
   Hyperlinks (clickable links).

* Links must remain in the form that we published them.
   Clean links should point to the Author's links without
   redirects having been inserted into the copy.

* You are not allowed to Change or Delete any Words or
   Links in the Article or Resource Box. Paragraph breaks
   must be retained with articles. You can change where
   the paragraph breaks fall, but you cannot eliminate all
   paragraph breaks as some have chosen to do.

* Email Distribution of this article Must be done through
   Opt-in Email Only. No Unsolicited Commercial Email.


* You Are Allowed to format the layout of the article for
   proper display of the article in your website or in your
   ezine, so long as you can maintain the author's interests
   within the article.

* You may not use sentences from this article as an input
   for any software that steals sentences from others in
   order to build an article with software. The copyright on
   this article applies to the "WHOLE" article.


*** Author Notification ***

   We ask that you notify the author of publication of his
   or her work. John Khu can be reached at:
   getjohnkhu@...


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   If you desire to publish this article in a PRINT
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   for Print Permission at:
   mailto:getjohnkhu@...



.....................................

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The content of this article is solely the property
and opinion of its author, John Khu
http://www.expireddomainsecret.com



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Free-Reprint Article Written by: RoseMary Alberts
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Dating Rules Explained: How to Turn Your Date Into a Relationship

Article Description:
====================

How adults behave on a date depends more on their intentions
towards the other person than it does on other factors. For
instance, a man who really likes a woman is going to behave
differently towards her than he would a woman he is only casually
interested in. Sometimes, it is hard to know the difference.


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Distribution Date and Time: 2009-07-14 11:00:00

Written By:     RoseMary Alberts
Copyright:      2009
Contact Email:  mailto:rosemary.alberts@...



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Dating Rules Explained: How to Turn Your Date Into a Relationship
Copyright (c) 2009 RoseMary Alberts
NSA Dating Site
http://www.nsadatingsite.com/



How adults behave on a date depends more on their intentions
towards the other person than it does on other factors. For
instance, a man who really likes a woman is going to behave
differently towards her than he would a woman he is only casually
interested in. Sometimes, it is hard to know the difference.

If you really like a guy, you may not be paying attention to his
body language, the inflection of his voice as he speaks, or the
tone of voice in which he is speaking, and so might miss some of
the non verbal cues that would otherwise clue you in to what he
is thinking, and how he views you. Does he view you as a
potential partner, or a potential bed partner?

We all know the dating rules, or at least enough of them to know
what to do and what not to do on a date. However, if you are
dating for real, some of those rules don't apply. The rules for
dating were largely established a few decades ago to make it
easier for people to date, and figure out how to behave towards
each other when they had no idea how dating between a man and a
woman is supposed to work.

When you date for real, as in you are looking for a lasting
connection with a man, rather than a fleeting infatuation, you
are more likely to put yourself out there, be more honest and
more direct than you would be normally. The interesting side
effect of such blatant courage is that the man you are showing
your real self to is blown away by your honesty and will probably
respond in kind. A real relationship is not based on mind games
or attempts at power plays or control.

If you begin your association with communication, honesty, and
forthrightness, the chances are good that that will be the basis
for the dynamic of your relationship. If you or he goes the other
way, and depends upon a list of antiquated guidelines to look to
for correct behavior, the relationship will never really get off
the ground because neither of you will ever really get to know
the other person.

It's not about being polite, its about being you, the real you.

What happens a lot of times is that a woman will meet a man that
she likes or who fits all of her idealistic relationship
criteria: he is successful, he is good looking, intelligent, has
a nice body, etc.....then she will try to figure out what he
wants in a woman, and she will mold her personality to fit into
what she THINKS he wants. Then what happens?

He is still not having a relationship with her. He is having a
relationship with the woman he thinks she is. But she will soon
grow tired of this game, and he will eventually notice that she
is unhappy but will be unable to figure out why.

Dating for real is scary because it means that you have to let
the other person in. You have to let them see who you really are
in order to start something. Just as you need to see who he
really is. You need to fight through the nice clothes, and the
fancy car, and the sexy voice, down to who he is on the inside.

It's a long, arduous frustrating journey, but at the end of all
that, guess what you will have? You will have a bond with a man
who knows you don't look like Tyra Banks in the morning when you
wake up, but loves you anyway.

So many men are looking for good women, and so many women are
looking for good men, and they are all around us all the time.
They are lonely and confused and have a few dings and scratches,
or even a humdinger of a dent, but with a little care and
patience, and honesty, they could be good for us.

What we put into a relationship is what we get out of a
relationship. If you're dating for real, be yourself. If he
takes off, he is not the one for you. That's all it is.

This is life. We are going to be rejected. It happens. But don't
shy away from being yourself for fear of rejection.

The hypothetical man in the above story just wanted a woman to be
with who he could share his time and his life with. If she had
been authentic with him from the beginning, things would have
been different.

Be Real. That is the only dating rule you really need to follow.




---------------------------------------------------------------------
RoseMary Alberts lives in Florida and has a lifetime of dating
experiences in her rear view mirror. As a young 50-year-old, she
enjoyed the single life through most of her twenties and for the
last ten years, since the death of her late husband. For online
dating, visit: http://www.nsadatingsite.com/


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The LPI Certification Is The De Facto Standard For Linux Professionals

Article Description:
====================

With its certification programs, the Linux Professional Institute
(LPI) has constantly raised the bar of excellence. It has
continuously provided support to Linux professionals to meet the
industry demands for expert skills. LPI has been acknowledged
universally as a leader in providing professional help with
Linux, Open Source, and Free Software.


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543 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-07-10 15:00:00

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Copyright:      2009
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The LPI Certification Is The De Facto Standard For Linux Professionals
Copyright (c) 2009 Frank Pines
CDI Communications Inc
http://www.netwind.com/



Today Linux is a very potent tool for a successful project in a
highly competitive marketplace.

With its certification programs, the Linux Professional Institute
(LPI) has constantly raised the bar of excellence. It has
continuously provided support to Linux professionals to meet the
industry demands for expert skills. LPI has been acknowledged
universally as a leader in providing professional help with
Linux, Open Source, and Free Software.

The Linux Professional Institute Certification (LPIC) program has
been designed to recognize the capabilities of IT professionals,
who have proven themselves capable of operating within the Linux
operating system. These certificates are distributed to computer
professionals in hundreds of cities around the world.

LPI intends to develop and recognize important Linux and Open
Source talent around the globe, by providing complete and high
standard tests.

LPI offers a formal and standardized program both for students
and training centers alike. These programs improve the quality of
market and also arm the students with powerful certifications
that can be used to enhance their career prospects.

The LPI Certification Program has been developed by Linux
professionals and IT institutions, around the world. The Linux
Professional Institute depends on the response reports it
receives from many of the skilled professionals, who work with
Linux each and every day.

Interestingly, the Linux Professional Institute is independent of
vendors and has no commitment bias in regard to its service. This
has led to diverse and multiple techniques to the general design
of the test. It has become one of the most comprehensive and
global exams presented anywhere in the world.

The LPI certificate is one of the most respected and requested
job requirements, among computer professionals and major
organizations, for applicants seeking IT jobs. Many independent
companies, outside of LPI, have enhanced the Linux certification
program and this is possible because there is no totalitarian
authority controlling the Linux operating system.

The vital distinction between LPI and other such programs is
that, LPI has been incorporated as entirely vendor-independent
and distribution neutral.

The largest corporations in the world have recognized the exam
standard and the tests have become a reflection of the standards
these corporations expect from their professional IT staffers.

The LPI certification is based on three levels:

Junior Level Administration (LPIC-1): this level consists of two
tests the 101 and the 102. They can be taken in any order. This
level expects you to work at the command line, execute
fundamental maintenance, and set up a workstation with a
connection to a network.

Advanced Level Administration (LPIC-2): the candidate needs to
pass the 201 and 202 exams to qualify at this level. These tests
can also be taken in any order. Also the candidate has to pass
the Junior Level Test. You will need to govern an average-sized
website by using Linux or Microsoft servers. You will also
oversee your juniors and then report to senior management.

Senior Level Administration (LPIC-3): LPI's Certification
Program concludes with the LPIC-3 exam. The test papers are 301
and 302.

The LPI exams are computer-based tests done through Pearson VUE
and Prometric. LPI exams are also provided in Japanese, German,
Chinese, French, Portuguese and Spanish. It takes about two to
five weeks to get the actual LPI certificate, after notification
of your pass status.






---------------------------------------------------------------------
Frank Pines - CDI Communications Inc (http://www.netwind.com/)
CDI Communications is a leader in implementation of instructional
strategies for MCSE, AutoCAD, Sap, Skillsoft, CCNA, MCTS, Cisco,
MCITP, MCTS, Microsoft Office, Oracle, Crystal Report,
Knowledgenet, SAP, NetG and A+ Training Certification.
Visit CDI Communications Inc. at: http://www.netwind.com/
OR follow Frank on Twitter at: http://twitter.com/cdicomp


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Winning The Bet: I Have Your Name Tattooed On My...

Article Description:
====================

In college, my roommate Rick used to win bar bets by walking up
to strangers at the bar and saying, "Hey, I bet you fifty bucks
that I have your name tattooed on my (backside)..."


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575 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-07-09 12:24:00

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Winning The Bet: I Have Your Name Tattooed On My...
Copyright (c) 2009 Cesar Jantz
Nuviderm
http://nuviderm.com/



In college, my roommate Rick used to win bar bets by walking up
to strangers at the bar and saying, "Hey, I bet you fifty bucks
that I have your name tattooed on my (backside)." The strangers
would almost always take the bet, part because it seemed like an
easy bet from a drunk and part because they were a bit tipsy
themselves. But every taker would always lose after Rick would
pull down to expose his left cheek and the words 'your name'
burned into his skin.

We paid for plenty of bar tabs thanks to his tattoo, but as he
got older, 'your name' warped into a jumbled mess of
indecipherable letters; even after years of enjoying his mark,
Rick joined so many others in regretting his tattoo.

Tattoos are a powerful form of self expression and one of a young
adult's ultimate feats in rebellion. Many people seek out
tattoos because they want to feel unique, or wish to revolt from
paternal objections, or maybe they want to document an important
life experience on their skin. Either way, tattoos are a bold
statement on your body that, while maybe a significant symbol for
yourself at the time, more often than not, can come back to haunt
you.

By now, we are all well acquainted with 18-year old Kimberley
Vlaeminck of Belgium and her 56-piece facial art display. Lying
to the news and her family just to dodge the anger of a
disapproving father is definitely not something she planned on
having to do when she walked into that tattoo parlor to get what
she told the media was "only three stars".
(http://itn.co.uk/8080a47397dab3b36c56ed5dec817f4e.html)

Even though Kimberley secretly liked her face art, many people
who get such extravagant works done on their bodies live to
regret it. Even celebrities have laments thanks to tattoos.

Heroes star, Hayden Panettiere has the words "Vivere senza
rimipianti" down the left side of her body, which is supposed to
mean "to live without regrets" in Italian. Ironically, the word
"rimipianti" is meant to be spelled "rimpianti" without the
extra "i." This is just another good argument for people to not
get foreign words imprinted on their bodies without fully knowing
what they are putting on there in the first place.

A study done through Texas Tech University Health Sciences Center
in 2006 showed that while about twenty percent of people who get
tattoos are unhappy with their body art, only six percent ever
seek to get them removed. (http://tinyurl.com/6zf6wt)

Several reasons for their tattoo removals ranged from new jobs
that conflicted with their appearances, social embarrassment, or
lowered body image.

However on the other side, laser tattoo removals can be very
costly, which is part why most people do not have it done. Laser
tattoo removal treatments usually range from two hundred to nine
hundred dollars per visit and it generally takes several visits
to a specialist before the ink really begins to fade away.

Even after the tattoo is gone, some people still retain remnants
of the shape of the tattoo in a scar.

So before you decide to ink your skin, plan out what you want
seared onto your body. Is it something really meaningful? Is it
something you won't mind seeing for years to come? And will it
help you win bar bets? If you can at least answer the last one
with a yes, then maybe it might be worth 56 stars after all...




---------------------------------------------------------------------
Cesar Jantz is a freelance writer, who frequently enjoys a good
hearty laugh. But getting a tattoo removed is no laughing matter.
When it comes to removing tattoos, most people think about laser
tattoo removal treatments, but the Nuviderm Home Tattoo Removal
System has been medically tested and proven to fade and/or remove
tattoos. Nuviderm is a clear liquid, not a cream, and contains
no Hydroquinone, a skin bleaching chemical found in most Tattoo
Removal Cream products. Learn more at: http://nuviderm.com/


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Why We Women Are Our Own Greatest Enemy When Dating

Article Description:
====================

I have learned that while there are women who want to be
committed to one man, there are some others who seek only
attention, gifts, dinners, movies etc, and still others who are
only interested in having a physical relationship. But all these
three categories cannot be used as a base to judge women and
their point of view about relationships only because, like I
said, "Women never know what they want." So read on and you
will know what I mean...


Additional Article Information:
===============================

544 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-07-09 12:12:00

Written By:     RoseMary Alberts
Copyright:      2009
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Why We Women Are Our Own Greatest Enemy When Dating
Copyright (c) 2009 RoseMary Alberts
NSA Dating Site
http://www.nsadatingsite.com/



It is rightly said, "Women never know what they want."

I begin by saying this because, I have learned that while there
are women who want to be committed to one man, there are some
others who seek only attention, gifts, dinners, movies etc, and
still others who are only interested in having a physical
relationship. But all these three categories cannot be used as a
base to judge women and their point of view about relationships
only because, like I said, "Women never know what they want."

So read on and you will know what I mean...

When I was in my twenties, I was once walking my little dog
"spark", and I noticed a man staring at me.

I ignored him and moved on.

He followed me, and without any waste of time, he introduced
himself to me.

As I kept talking to him, I found him to be very interesting and
I knew he was attracted to me too.

This went on for a couple of days, until one day he asked me out
to dinner. I did not even think twice as this was what I was
waiting for.

We went out that weekend for dinner, had a lovely time and I
promptly came back home that night. This went on for months. Our
relationship was growing, we were becoming more than just
friends, got closer emotionally and physically.

Then one evening, I casually asked him where did he think this
relationship was going.

He said he preferred not thinking about it.

It was a little disturbing. I mean, I was expecting him to say
something that put us on a committed path with one another.

When I asked him what he meant by that and why he did not want to
think ahead, he plainly said "because I am a man, and men don't
do that."

I was so puzzled. When everything was going so well, I felt like
our relationship was actually going somewhere. I wanted him to
meet my friends, wanted to have conversations about our future,
marriage, kids, our little home over-looking the park, a little
dog etc. And the more I thought about it, the more I felt, or
rather, the more I assumed he felt this way too. But I was
wrong...

This made me sad the first few days, then angry, then I reached a
phase where it did not bother me anymore, and finally I was
thinking it probably happened for the best and he was not meant
for me anyway.

It made me wonder how just a few weeks back I was dreaming of a
home, kids, and marriage and now I'm glad I'm alone and free
again.

Why is it so hard for us women to decide on one thing? Why do we
always want to put our feet into every shoe?

No wonder men find it so easy to move on and say, "there are
other fish in the sea".

Why does it take so long for women to figure that out? Why do
they wait for reality, or in this case, men, to brutally show it
to them?

There's no end to these questions, but there probably is only
one answer - "Women never know what they want".




---------------------------------------------------------------------
RoseMary Alberts lives in Florida and has a lifetime of dating
experiences in her rear view mirror. As a young 50-year-old, she
enjoyed the single life through most of her twenties and for the
last ten years, since the death of her late husband. For online
dating, visit: http://www.nsadatingsite.com/


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Cutting Corners In A Stressed Economic Situation

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====================

The economy has really taken a toll upon my family. My wife was
laid off from her job, significantly reducing our total monthly
income. This has forced us to stick to a very rigid budget,
cutting our cost of living and finding money where we never
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Distribution Date and Time: 2009-07-09 12:00:00

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Cutting Corners In A Stressed Economic Situation
Copyright (c) 2009 Hadley Kincaid
Fast Cash 4 All Net
http://www.fastcash4all.net/



The economy has really taken a toll upon my family. My wife was
laid off from her job, significantly reducing our total monthly
income.

This has forced us to stick to a very rigid budget, incorporating
everything from weekly groceries to amount of money we can spend
on entertainment. We realized that a budget was going to be
necessary, after a couple weeks of paying bills after she had
lost her job.

The first place we started when constructing our budget was
entertainment cost. Luckily, our only child is 17 and has a part
time job to pay for his activities, so we only really had to
worry about me and my wife.

We stopped going out to eat and to the movies as often as we had.
Instead, we would cook dinner at home, and then catch a matinee
movie for the cheaper ticket prices.

We started buying cheaper alcohol also.

Making these small concessions really made a large difference on
our spending.

We then started looking at how much we were spending on food. The
one thing that people do not really realize is how expensive
going out to eat really is compared to cooking at home. Since we
changed our budget, we have not been out to eat at all.

This includes fast food restaurants. Even though fast food is a
fairly cheap source of food, it still is much more expensive than
buying food at a grocery store.

A nice side effect of this budget cut is that now we are eating
healthier and are getting in much better shape than we were in.
We are both dropping a few pounds and finding that our energy
level is on the increase.

One of the easiest things we did to save money was to start
cutting coupons. $0.40 here and $0.25 there can really start to
add up when you are grocery shopping. If you're not cutting
coupons, then you're basically just throwing money away.

There were also a lot of just miscellaneous cuts that we made in
our budget that, upon first glance, may seem minor, but they
certainly add up.

One of the things was to lower the temperature setting on the hot
water heater to reduce energy cost. During past winters, we would
usually keep the house at 70 degrees. This past winter, we cut
that down to 65 degrees, and instead we just wore heavier clothes
around the house. This made a very significant difference in our
heating bill.

We also raised the deductible on our auto insurance. This saved
us quite a bit, and now we just make sure to drive more
cautiously.

One of the other things we did was to change our phone plans
around. We got rid of our land line, as we use it very little
now. We also cut down the plan we were on for our cell phones.
This means that we will have to be a little more cautious about
how often we are using our phones, but the savings were
significant.

We also started to do home improvement projects on our own. When
the sink drain got clogged up, I took the drain apart and cleaned
it out instead of calling a plumber. We also installed energy
savings light bulbs around the house.

These are among the many steps we took to make it through these
tough economic times. We never really understood how much money
we were simply throwing away each month. But in this time of
economic challenges, we found that we can survive on much less
than we ever thought was possible to do.




---------------------------------------------------------------------
Hadley Kincaid took up writing to supplement his family's reduced
monthly income. While he recommends that one should be careful
about using cash advance loans in times of dire need, he also
knows that sometimes we need fast access to fast money to cover
an unexpected expense. When that happens, Hadley recommends
http://www.fastcash4all.net/ for your payday loan needs.


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Signal Mountain Serves As A Doorway To Civil War History and Chattanooga,
Tennessee

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====================

In Signal Mountain and nearby Chattanooga, one has quick and easy
access to boutiques, restaurants, and antiques shopping. In
Signal Mountain, the downtown area offers many attractions
including: a beautiful aquarium, Ruby Falls, Rock City, The
Chattanooga Choo-Choo, and several Civil War battlefields.


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856 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-07-09 11:48:00

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Copyright:      2009
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Signal Mountain Serves As A Doorway To Civil War History and Chattanooga,
Tennessee
Copyright (c) 2009 Alesha Corwin
Find Vacation Rentals
http://www.findvacationrentals.com/



Located in the historic district of Signal Mountain, Tennessee,
owners and innkeepers Earl and Susan Rothberger have renovated
their hundred-year-old home and turned it into a wonderful bed
and breakfast. The Rothberger's B&B home is called the Old Towne
Bed and Breakfast, and it welcomes guests from all over the
country.

The Old Towne Bed and Breakfast has four unique bedrooms
(designed and decorated by Susan) with 3 private bathrooms. The
owners of the Old Towne B&B can accommodate individuals on
vacations or honeymoons, and if needed, they can accommodate
large groups for reunions or weddings, in the event you would
want to rent the whole house for your event.

Excellent Food

Each room provides a stocked fridge, and guests are offered wine
and cheese provided every afternoon.

The food is good. In fact, proprietor Earl Rothberger enjoys
getting into the kitchen and providing anything his guests might
ask to eat. Earl has a gift for food preparation that enables him
to brilliantly answer to the food needs of his guests, from eggs
benedict, to delicious homemade bread, homemade rosemary bread,
or vegetarian dishes.

Pefect For The Business Traveler

The Old Towne B&B has made its accommodations suitable for
business travelers. They provide free computer access, copying
machines, fax machines, and Internet access - everything that the
business traveler needs on those business trips or working
vacations.

I know how hard it is to leave the office at the office when you
are on vacation, but the Old Towne has shown itself to be aware
of our need for connectivity, while at the same time creating an
environment that will allow us to relax and enjoy ourselves.

Central Location

Old Towne Bed and Breakfast is a quaint house nestled on Signal
Mountain, Tennessee. It is perfect place to stay of you have a
relative at Alexian Nursing Home - just seconds down the street.

Located just 12 miles from downtown Chattanooga, it's location
makes it convenient to the business traveler or the couple on
vacation.

In Signal Mountain and nearby Chattanooga, one has quick and easy
access to boutiques, restaurants, and antiques shopping. In
Signal Mountain, the downtown area offers many attractions
including: a beautiful aquarium, Ruby Falls, Rock City, The
Chattanooga Choo-Choo, and several Civil War battlefields.

If you plan to visit the Old Towne with your children, you will
find a wealth of playgrounds to choose from, and if you are a bit
more adventurous, your kids will have a thrill at the Pumpkin
Patch or the downtown Creative Discovery Museum.

Some wonderful attractions within driving distance, include:
Monteagle, Lookout Mountain, historic Chickamauga battlefield,
and the Applachian mountains.

Signal Mountain, TN played a pivotal role for the Union army
during the Civil War, starting in 1863. You can read more about
the historical significance of this area at the Signal Mountain
community website (http://www.sigmtn.com/community/history.php).

Activities

If you are visiting the area during the summer months, one of the
highpoints of the local culture includes a trip to watch the
Lookouts Baseball games. The team's stadium overlooks the
beautiful Tennessee River.

For the more civilized among us, the local area boasts of several
local golf and country clubs, and tennis courts for your
enjoyment.

But for those of us who like to dive into our natural
surroundings, mountain treks are not out of the norm. In fact, if
you are an extreme outdoors adventurer, there are great rock
climbing sites, mountain biking trails, and several white water
rivers around the area to explore.

While the extreme outdoors is not for everyone, the beginner
hiking trails invite anyone and everyone to visit, and along the
way, you might even take up bird watching, as the local natural
habitat appeals to a great diversity of animals and birds.

The Old Towne Experience

Innkeepers, Earl and Susan Rothberger welcome anyone from
anywhere in the world to come visit their quaint and beautiful
Bed And Breakfast.

There is no minimum stay, so if you stay for one night or two
weeks you will be very welcome, and the rates are very reasonable
- at a little over one hundred dollars per night.

With a recent addition to the home, the Rothberger's have added
a lovely deck overlooking a garden. Also, you can enjoy a nice
soak in the hot tub with a nice glass of wine, if you feel so
inclined. The owners have also acquired a wide selection of dvds
and board games if you happen to be staying with them on a rainy
or snowy day.

Having made the journey to Tennessee, I can't help but recommend
it to anyone who loves the great outdoors and the cozy
environment brought forth by the Old Towne B&B, just a few miles
to the northwest of Chattanooga, TN.

The Signal Mountain, Tenn area offers activities for all ages.
And for my taste, the Old Towne Bed and Breakfast is the choice
for my weekend getaways and sleeping accommodations in the
Tennessee valley area.

To learn more about the Old Towne Bed and Breakfast, give the
Rothberger's a call at 1-423-886-4561, or learn more about their
establishment online at:
http://chatterchattanooga.com/news/2008/dec/27/getting-away-witho
ut-leaving/






---------------------------------------------------------------------
Alesha Corwin writes about travel, vacation homes and
the Bed and Breakfast industry. To explore additional
information about Bed And Breakfast rentals, visit:
http://www.findbnb.com/

Follow Alesha on Twitter at:
http://twitter.com/AleshaCorwin


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My Night on the Town

Article Description:
====================

Are you new to the Philadelphia area; are you looking to take a
vacation to the City Of Brotherly Love; or are you a long-time
resident looking to find new and interesting things to do with
your time? Whatever the case, you will enjoy this article, as it
brings a fresh view of the Philadelphia nightlife and its food
and entertainment options...


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1543 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-07-09 11:36:00

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My Night on the Town
Copyright (c) 2009 Ryan Hogan
Philadelphia Smarts
http://www.philadelphiasmarts.com/



It's just after 3 a.m. when you sidle up to the counter at
Geno's Streaks, located at the intersection of 9th Street and
Passyunk Avenue in South Philadelphia.

"One wiz with," you order.

That means one cheesesteak with cheese wiz and fried onions. You
have to order quickly because there's always a line at Geno's.
There's always a line at Pat's King of Steaks too. That famous
cheesesteak eatery is located on the south corner of this
intersection.

That's right, the two best cheesesteaks in Philadelphia (as well
as the world) are located at the same intersection. Tonight you
picked Geno's because the coin came up heads. Next time you'll
try Pat's or maybe both.

Even though it's early in the morning you were in desperate need
of a late night snack. After all, you just spent the entire
evening (and some of the morning) exploring everything there is
to do at night in Philadelphia.

Well, not everything. The City Of Brotherly Love offers so many
options for night time fun - from cocktails to live music, from
neighborhood bars to bowling alleys - that's there's no way you
could see and do everything in just one evening (and some of the
morning).

Besides its vast selection, Philadelphia also offers convenient.
Depending on the area you choose, you can spend the entire
evening in one neighborhood walking (hopefully not stumbling)
from one hot spot to the next.

For you, this particular night started with dinner at a daring
and dashing restaurant called 10 Arts. Located inside the
Ritz-Carlton Philadelphia Hotel, at the corner of Broad and
Chestnut Streets, the elegant 10 Arts is the product of
world-renowned Chef Eric Riper.

The cuisine is American and the atmosphere is urbane, especially
with its beautifully white-marble architecture. While it's an
expensive restaurant they are sensitive to their patrons'
pocketbooks and this down economy. Monday through Wednesday if
the stock market is up, 10 Arts will help you celebrate with 25
percent off their appetizers. If the market is down, they will
help you drown your sorrows with 25 percent off their drinks.

After dining at 10 Arts, you and your party shuffled over to the
World Café Live on 3025 Walnut Street. There you listened to
great live music in their 300-seat bistro-style music hall.

The atmosphere was bright, cheerful and the café's metropolitan
flair was conducive for both appetizers and drinks. Of course you
were still full from your 10 Arts experience so you just had a
cocktail or three.

After the World Café Live it was off to Johnny Brenda's. This
famous Philly night spot is positioned at 1201 Frankford Avenue.
While large, it's not quite as big as the World Café, Johnny
Brenda's seats only 250 music lovers. Live bands, mostly from
the indie scene, rock this joint five nights a week.

The menu at Johnny Brenda's is written on a chalkboard because
it changes several times throughout the course of the day. You
were in luck during your visit and were able to order their
grilled octopus. It's definitely a must try dish.

Listening to all that music made your and friends quite thirsty,
so you all decided to do a little bar hopping. Your first
destination was Bob and Barbara's. Located on 1509 South Street,
B&B is the perfect dive bar.

You can enjoy beer or a cocktail at Bob and Barbara's while
listening to live music. Everything is played on their stage,
from funk to jazz, from rock to pop. Tonight you were in luck as
Nate Wiley and the Crowd Pleasers were on hand playing their
self-described "liquor-drinking music."

The best part of Bob and Barbara's is their racially diverse,
gay and straight crowds. Everyone is welcome at this colorful
venue.

After tossing back a few, it was off to Grace Tavern. Located at
2229 Grays Ferry Avenue, this drinking establishment is one of
the best bars in Philadelphia.

This bar's ceiling and walls are decorated in sublime tin tile
giving the space a cozy and welcoming feel. Their kitchen is
opened until 2 a.m. but you're just here for one final drink,
that perfect pint of Guinness. After savoring every last drop,
and closing down the bar, you and your brood decide it's time
for a cheesesteak run.

As you're consuming your Geno's cheesesteak you realize that
you have yet to touch the surface of all the night time fun
Philadelphia has to offer. You plan right then and there that the
next time you go out you won't gallivant all over town (with the
services of a designated driver of course) but you'll stay in
one neighborhood.

For instance the Northern Liberties neighborhood, situated north
of Spring Garden Street to the south of Girard Avenue, is full of
restaurants, bars and taverns that attract active and artsy
crowds.

On North 3rd Street you'll find the popular bar and restaurant
called North Third. Their burgers are terrific and they have a
great fried calamari.

Bar Ferdinand is a hip tapas bar serving over 50 authentic
Spanish wines. Located on 1030 North Second Street, the always
enjoyable Ferdinand is both versatile and reasonably price.

It's 21,000 square feet of pure fun. North Bowl and its 17 lanes
are located at 909 North 2nd Street. Also in residence are two
full bars, an upstairs lounge with Italian sofas, pool tables and
an arcade. You might have to wait for a lane but it's worth it.

The Northern Liberties neighborhood also has dancing. Silk City,
5th and Arch Street, has been called "the hottest party in
town" by the New York Times. Often categorized as a
diner/restaurant/bar/nightclub hybrid, Silk City is a fun, cool
and safe place to go and boogie.

If you're seeking more sophistication, Ortlieb's Jazzhaus can
be found at 847 North 3rd Street. You'll find the city's best
jazz playing there nightly in this welcoming and accessible club.

Finally, there's the Good Dog Bar (224 South 15th Street). Since
its kitchen is open until 1am, this cozy bar is a great place to
end the evening. They're known far and wide for their
Roquefort-stuffed Good Dog burger.

Old City is another neighborhood destination for those looking
for some fun Philadelphia nightlife. This is the original
Philadelphia neighborhood and it lies south of Vine Street, north
of Pine Street, and east of 7th Street. For our purposes, we care
about 2nd and 3rd streets, as well as Chestnut, that's where
we'll find the bars, restaurants and all the happening night
spots.

One of Old City's most unique establishments is the Natural
Mechanics Bar and Restaurant located at 22 South 3rd Street. They
have more than 15 beers on draught and you can make-your-own
bloody Mary's.

Check out Natural Mechanics' "exotic" menu: corn dogs, grilled
cheese sandwiches and Campbell's tomato soup, and the "Frito
Taco Extravaganza." The "Extravaganza" is a split-open bag of
Frito's covered with chili and cheddar cheese.

If you're looking for live music visit 56 South 2nd Street.
That's where you'll find The Khyber, the destination for those
wishing to hear great live music from local and national artists.
This hip establishment dates all the way back to the 19th
century. If you don't see the bar when you first walk in don't
panic, it's upstairs.

If you need to sit down, have a beer, and maybe catch your
breath, visit Sugar Mom's at 225 Church Street. You can not only
smoke inside but they have tons of seating options.

West of Broad Street, between Girard Avenue and Spring Garden
Streets is the Fairmont area of Philadelphia. The Fairmont area
is home to several bars and restaurants, including the London
Grill, The Bishop's Collar and the Urban Saloon.

Located at 2301 Fairmount Avenue, the London Grill is a great
place to get a burger or an order of fish and chips. Their beer
selection is second to none featuring Flying Fish "Hopfish"
India Pale Ale, Stoudt's Willie Sutton Lager, and Victory Prima
Pilsner, just to name a few.

Finally, there are a few other places, outside of the
aforementioned neighborhoods, that you'll want to visit. The
Royal Tavern, on 937 East Passyunk Avenue, has great burgers,
buffalo chicken wings and a famous vegan sloppy Joe. A real home
town bar, the Royal also specializes in local brews like Victory,
Yards and Dogfish Head.

Tria, 1137 Spruce Street, is the place to go to for hard-to-find
cheeses and succulent wines (they also have craft beer). This
sophisticated bar doesn't serve mixed drinks and they don't
take reservation.

As you can see the city of Philadelphia is teeming with things to
do at night. Depending on your mood, you can spend the entire
evening (and some of the morning) exploring one neighborhood or
you can spend the entire night (and some of the morning) visiting
establishments spread throughout the city.

Regardless of whether you stick to just one neighborhood or you
traverse the city, you have at your disposal a wealth of night
time options: sophisticated pubs, groovy dance clubs, great beer
halls and neighborhood watering holes.

However, the absolute best part about going out at night in
Philadelphia is finishing your evening with a cheesesteak. After
all, Geno's and Pat's are always open.

Copyright (c) 2009 PhiladelphiaSmarts






---------------------------------------------------------------------
Ryan Hogan seriously enjoys Philadelphia at night
http://www.philadelphiasmarts.com/articles/thingstodoatnight.php
He contributes to http://www.PhiladelphiaSmarts.com/ a site
dedicated to providing entertainment information for people
in the Philadelphia area.


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Taking Advantage of the Stock Market

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Is the market rebounding? The Dow, leveling out each week because
it gets a rise in the market one day and a pullback the next day,
comes from investors' taking their profits. This will probably
continue for a year or so until the really large investors such
as Hedge Fund Managers, Institutional Investors like Mutual Fund
and 401(k) managers start purchasing the really great stocks at
lower prices for the longer term. You may have questions... This
article will show you how you can take advantage of the current
stock market conditions...


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738 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-07-09 11:24:00

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Taking Advantage of the Stock Market
Copyright (c) 2009 Irene A. Majchrzak
Debt Free To Retire
http://debtfreetoretire.com/



Is the market rebounding? The Dow, leveling out each week because
it gets a rise in the market one day and a pullback the next day,
comes from investors' taking their profits. This will probably
continue for a year or so until the really large investors such
as Hedge Fund Managers, Institutional Investors like Mutual Fund
and 401(k) managers start purchasing the really great stocks at
lower prices for the longer term.

You might start looking for those investments that might be a
great buy and start to determine your strategies for owning new
mutual funds or stocks. You may have a deeply hidden desire to
own stock in a company like this 64 year old client never really
interested in investing any money for his future. I guess no one
had explained that you could put any investment into your Roth or
traditional IRA or after-tax investments. When he heard this he
said, in a very mild mannered voice, "Could I own stock in
Harley-Davidson?"

Being prudent and fiscally responsible we discussed what money
would be used, how to choose an investment, and what exit
strategies we were going to devise for his portfolio.

Step 1. Review of your finances. Have you determined that you do
have discretionary income that could be used to invest? While we
will discuss strategies for choosing stock and discuss when you
will get out of the investment, the money will be at risk if
investing is a choice you make. It is very important to recognize
that there is a danger of loss in any investment.

Choosing a stock could be as simple as the client above stated,
knowing about a company and wanting to own shares or you may want
to do your own research into stocks of various companies or
sectors. While you are looking at your stock choice you will want
to read some of the newsworthy items regarding the business or
sector itself. Identify problems that may have been causing the
stock price to fall or to rise. Look at merger information, read
the annual report of the company you are considering.

Step 2. Start to follow the stock price in the paper or online.
Start to form a list of those items that may be important to you
about the stock, itself. Does it pay dividends? How did the stock
perform in the last period of 2000-2008? What is there about the
stock that you like? Find worrisome? Has the stock been
repurchased by the company recently, and why? What is the current
price, etc.?

The newspaper will give you a variety of information about the
company you are choosing. Compare it to other companies. Make
sure you understand terminology or importance of concepts used to
describe the stocks such as selling on large volume, 200 day
moving average, etc. Go on-line or discuss the information with
your advisor.

Step 3. Determine an exit strategy. Exit strategies are very
important when deciding to own or purchase stocks. You must have
a plan for buying and selling your stock. In years past investors
used a buy and hold strategy that kept them tied to their
investment for the long term, many years. Investing today is
based on exit strategies.

Step 4. Choose an Exchange Traded Fund (ETF) or stock, decide the
percentage of profit you will make before you sell it, and then
sell it. Some investors think 8% over your purchase price, others
10%. But having a plan is essential. Buy and hold is not as clear
an option as it once was.

You may want to choose to sell the stock if it is not growing
after 3-6 months. Instead of keeping the investment for the long
term, sell it, buy something else you have researched that does
have better growth potential. Investors are selling to get back
their profits and it may be what is hindering the growth of your
investment.

Step 5. Look at opportunities to protect your profits with a
stop/loss. A Stop/loss strategy will allow you to protect your
profit by placing a stop(sell) to prevent a loss on your
investment. You could further, protect profits by continuing to
move the stop/loss upwards as your profits increase, always
staying about 2-3% below the current price. If the stock begins
to fall and hits your stop/loss price, it will automatically be
sold. Meanwhile, look for the next stock to invest your profits.




---------------------------------------------------------------------
Irene A. Majchrzak helps people retire debt-free with a sense
of well-being and the freedom to have the things they want.
Get her free ebook, Debt Free to Retire, by going to
http://debtfreetoretire.com


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Why So Many People Have Tried Dating And Are Still Alone

Article Description:
====================

Let's face it; we all want to find our special someone.
Unfortunately, too many people involved in the Dating Game are
hurting their chances of success, before they even go on that
first date.


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Why So Many People Have Tried Dating And Are Still Alone
Copyright (c) 2008-2009 Lance Metzger
NSA Dating Site
http://www.nsadatingsite.com



Let's face it; we all want to find our special someone. Even on
a "No Strings Attached" dating site, I am looking for a regular
girlfriend.

Unfortunately, too many people involved in the Dating Game are
hurting their chances of success, before they even go on that
first date.

I will give you an example or two.

One lady I knew a few years back had been single for years. Her
older sister thought she and I would be a good match, so the
older sister played matchmaker. I agreed to at least give the
younger sister a chance, so I tried to set up our first date.
But, I never actually got the chance to go out with my friend's
little sister.

Why? You might be surprised.

The younger sister would only agree to go out on a first date
with me, IF I promised to marry her!!!

I would not make that kind of promise. Sure, I was looking for a
wife, but I was not going to commit to marriage with a woman with
whom I had never been on a date!

I still see the younger sister's profile in Yahoo Personals
every time I look in her hometown to see who is available. We are
actually 15 years down the road. I have been in a few
relationships, including one marriage, and yet she is still
looking for her next husband.

There was another lady for whom I was very fond, and I really
wanted to date. But her deal was that she would not agree to a
date, unless I would agree to date her for several months.

I did not even know whether I would like her after our first
date, let alone like her enough to date her for several months
based on a commitment made before I got to know her. (She is also
still looking for a boyfriend on Yahoo Personals, as well.)

Put yourself in my shoes. If you were to go out with me, you may
decide after the first date that we are not compatible. So why
would you want to commit to several months worth of dates or even
marriage prior to your first date with me? You wouldn't, would
you?

"No Strings Attached" is the only way to date, if you ask me.
We should have the freedom to go on a date, without having to
commit ourselves to anything beyond that first date. We should
feel that we have the freedom to say no. If we don't work
together as a couple, there should be no expectation to drag it
out for months with no positive end in sight.

We should all have the freedom to choose if we want to go on a
second date, a third date, or even a twentieth date.

We should only seek marriage because we both want to be married
to each other. We should not ever feel obligated to marriage on a
first date or third.

So here I am. I don't want to lie to you. My personal integrity
will not allow me to lie to you.

But, if you want me to agree to multiple dates or marriage before
we go on our first date, then the only way that you and I will
ever go out is if I let my integrity fall by the wayside.

The only commitment I can make to you is that if I like you, we
can go out twice. If we continue to mutually like one another,
then maybe we can go out on a third date. And maybe some day, we
will decide that we would be a good pair in marriage.

And if this is not acceptable to you, then I might have to throw
my personal integrity out the window, and lie to you, just so I
can go on that first date with you to see if we could be a good
match.

If you don't want guys to lie to you about the future, then
don't ask them to commit to something that no person in their
right mind will commit to before the first date!




---------------------------------------------------------------------
Lance Metzger writes about relationships, offline and online
dating. "No Strings Attached" simply means, "Let's get to know
one another before we start making any commitments to one
another." To explore No Strings Attached Dating, please
visit the NSA Dating Site at: http://www.nsadatingsite.com/


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Mailers Your Powerful Message For Success

Article Description:
====================

Auto responders are a powerful marketing tool, saving you time
and bringing you money. Mailers are one of the ways you can use
this tool to its fullest potential. Firstly choose a reliable
auto responder and know that not all auto responders are the
same.


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Mailers Your Powerful Message For Success
Copyright (c) 2009 Cathy Q
the A-Y-B Internet Marketing Newsletter
http://a-y-b.com/



Auto responders are a powerful marketing tool, saving you time
and bringing you money. Mailers are one of the ways you can use
this tool to its fullest potential. Firstly choose a reliable
auto responder and know that not all auto responders are the
same.

What is a mailer? It is a sequence of messages set up to sell a
product or service. They are a series of messages sent to your
list at timed intervals. A good timed interval for information
about a product or opportunity is about 7-10 days on a daily
basis. This would be to leads/prospects that need more
information.

Another mailer can be set up for your newsletter list
(subscribers) This should be information on a certain
product/service that will be useful to them. Remember your
newsletter list is your most valuable one. Always make sure that
you offer them information on products and services that they can
really use. Treat your subscribers like the loyal readers they
are. Another way of timing for this type of information is to
send 1 then another 2-3 days later another after a week.

Mailers to your customer list can be very profitable. This is
called backend selling. It is most important when you sell a
product to follow up with your customer. Your first mailer will
be your thank you note, within 24 hours of purchase. It would be
thanking your customer for their purchase and asking them to
contact you should they have any help. You can also refer to them
to your FAQ page, for further assistance. In 1 week you can check
up with your customer and this time you can include a flyer or
note about a useful related product. You can also offer a special
discounted price.

Who are you sending these messages to? You will be sending them
to prospective clients/leads/customers. A word of caution, never
send messages to anyone on a random basis. This is Spam and can
get you into more trouble than you can ever imagine. Always send
to your opt in list, those who have specifically asked to get
information and emails from you, or your established customers.

Mailers are very effective tools for closing the sale, and
getting repeat sales. They are simple to set up; save you time
and can make you a lot of extra sales when set up correctly. With
these points you have the means to utilize a powerful tool, which
will continue to make you money.






---------------------------------------------------------------------
Cathy Q is a professional writer and publisher of the A-Y-B
Internet marketing newsletter. For more information on this
tactic and many others please visit http://a-y-b.com/

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keep the byline intact and reprint in its entirety.


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How To Say No!

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We've all have had the experience where we meant to say no to
someone. We knew it was going to be difficult but we were
determined this time. Then next thing you know, we're saying
yes. How did that happen? Why did that happen? Do you notice that
the very people you mean to say no to, are the ones who seem to
draw the life energy out of you?


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912 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-07-09 10:48:00

Written By:     Carol Chanel
Copyright:      2009
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How To Say No!
Copyright (c) 2009 Carol Chanel
Certified Life Coach
http://www.carolchanel.com/



"I meant to say NO." We've all have had the experience where
we meant to say no to someone. We knew it was going to be
difficult but we were determined this time. Then next thing you
know, we're saying yes. How did that happen? Why did that
happen?

Do you notice that the very people you mean to say no to, are the
ones who seem to draw the life energy out of you?

It reminds me of buying a car. You know how much the car costs,
how much you can spend, and the next thing you know the salesman
has worn you down and your energy is totally spent and you'll
say yes to anything just to get out of the dealership.

I don't mean to pick on car salesmen, there are great ones out
there who are very helpful and have your best interests at heart.

There are people who are trained to get their way. They will be
persistent and determined to get you to say yes.

I take my car to a local car wash and the man who writes up your
ticket is a master at getting people to buy the full works. You
know the $35 hand wash, hand wax, air freshner, etc. I actually
can't stand going there because I know each time I'll have to
be really strong and almost harsh to get him to back down. I just
want a regular wash and wax. Do you want the $8, the $4 or the $2
wax? Just put the wax on the car and let me out of here!!!

These people are what I call energy suckers and you're the
energy lollipop. What actually goes on?

How Do People Get Your Energy?

People learn, from a young age, how to control other people to
get their way. Here are some of the techniques they'll use:

  * Manipulation

  * Acting aloof by puling away in an attempt to have you chase
them

  * Money or gifts

  * Bullying techniques - verbal, emotional or physical

  * Hostility

  * Persistence

  * Crying or drama of some sort

  * Acting intellectually superior

How Do They Control You?

Whatever they do to control you, there's only one reason why it
happens.

You allow it.

You allow it because you tell yourself you need something from
these particular people. Like love, validation, acceptance,
approval, a job, a home, or something as simple as your car
washed.

Or you allow it because you don't want to be seen a certain way
- like harsh, uncooperative, unkind, not nice!

Remember, as women we were raised to be good girls, to be sweet
and helpful, not to be assertive, not to compete with each other
and at all costs not to create conflict.

How To Be Released From Their Control?

So whatever your reason, it will keep you from being firm. So
next time you need to say no, look to see what might keep you
from no. Then once you understand that reason, instead of trying
to get it from an outside source, give yourself the love,
validation or acceptance. Or let go of needing to be seen a
certain way.

When you give yourself what you need, you take your energy back.
Then you will release yourself from their control.

When you connect to an all-loving God (Divine Source) you will be
filled with love, light and joy. God is THE energy source.

Everything comes from God (Divine Source.) If you think that your
mother, brother, boyfriend, father, boss, teacher, or husband is
the source then you can be controlled. If you realize you receive
everything you need and want when you connect to God, then you
can freely have what you want. No cost. Yes to God, no to human
control.

Saying NO to others who want you to do something you don't want
to do, is saying YES to yourself.

The Cost of Not Saying No!

The impact of not saying no to others can be costly to your
health, relationships and your spirit.

So the next time your boss asks you to stay late when you have
dinner plans, choose yourself and go to dinner. The next time a
friend wants you to listen to her sob story, for the 10th time,
and it's your workout night, choose yourself and go workout. The
next time your boyfriend or spouse wants you to stay at home and
watch TV when you have plans to go to the movies with your
girlfriends, choose yourself and go to the movies.

You'll be training people how to treat you. You'll be taking
care of yourself. You'll be maintaining balance in your life.
You'll be building strong relationships.

Remember people are not your Source. Of anything. They may look
like it, but they're not. If you get fired for not working late,
then you'll get another job right away. If your friend gets mad
and doesn't want to talk to you, well sounds like you'll be
saving yourself from lots of drama. And if your boyfriend
doesn't like you going to the movies with your girlfriends, get
another boyfriend. There are plenty where he came from. God or
Divine Source will send you anything you need. Just ask and be
open to receiving it.

Choose to take care of yourself. Choose to be firm. Choose to say
NO to others. Choose to say YES to yourself. Choose the basic $15
car wash.

Imagine the possibilities....

(c) Carol C. Chanel






---------------------------------------------------------------------
Carol Chanel is a Certified Life Coach who works with people to
create new, meaningful and FUN lives.  You can learn more about
how to create loving and healthy relationships, draw boundaries,
not take things personally, be happy to be who you are, and
make time for fun by going to her free ezine archive.
http://www.carolchanel.com/rockin_relationships.html



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All The Good Domains Have Disappeared! Find Me A Good Expire Domain Name!

Article Description:
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All the good domains have disappeared! Find me a good expired
domain name!....


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===============================

515 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-07-09 10:36:00

Written By:     John Khu
Copyright:      2009
Contact Email:  mailto:getjohnkhu@...



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All The Good Domains Have Disappeared! Find Me A Good Expire Domain Name!
Copyright (c) 2009 John Khu
Expired Domain Secret
http://www.expireddomainsecret.com



It is becoming increasingly difficult to buy a good expired
domain these days, because almost all words in a Standard English
dictionary have been used to register domain names! Generic and
single, two or three letter names are no longer available, unless
you buy them at a hefty price. Most of the names available in an
expired domain portfolio are just good enough to get you very
small income. The secret key to expired domain business is buying
one that possesses a flood of incoming links and traffic. If you
find a domain name that has this kind of traffic, you can just go
ahead and buy it depending on the price bracket.

Look at some of the following domain names that saw astronomical
sums quoted by their owners!

* Business.com – $7.5 millions

* Altavista.com – $3.3 millions

* Loans.com – $3 millions

* Wallstreet.com – $1.03 millions

Most of these domains are premium. Because they are either single
dictionary, word or they represent immense business value to the
domain. Such names are very difficult to purchase and most of
them may never see the open market in their lifetime. Thousands
of them still exist in private auction sales, where an ordinary
domain trader will find it very difficult to participate in the
bidding process.

If other traders already purchase all the great domain names,
what is left for you? How do you buy expired domain names that
you can sell in the market? Can you buy domain names with at
least some commercial value? It is as difficult as finding a
small pin in a big pile of grass! However, there are still hopes
left for you, because you can still buy some good names that you
can sell for decent profits. Just remember that domain-trading
business is a sum game, where you will be selling a number of
expired domain names for small profits. Also, note that selling
just one or two major expired domain names is not actually a
lucrative proposition. You may end up in chasing for these names
without any productive results and spend considerable amount of
time and energy.

Good domains are those nuggets or gold that can be your
invaluable assets for life! On the other hand, you can never keep
those nuggets of gold forever, because they will be useless to
keep with you when you speak in terms of commercial viability.
Common sense dictates that you must sell them for decent profits
as soon as possible. Only exception here is that you may keep
those domain names that are organic and generic with one, two or
three words. Such domain names are the real gems that you can
preserve for selling at astronomical sums.

Before you want to buy expired domain names, you may wish to
learn the techniques of detecting good expired domain names
from a big pool of expired domain names. You can use a number
of sophisticated and efficient tools and methods that have the
ability to seek and detect excellent domain names.




---------------------------------------------------------------------
John Khu is an author and also a seasoned professional with vast
experience in expired domain name business. He is the owner of
the path breaking website at http://www.expireddomainsecret.com/
which provides complete and up-to-date information on expired
domains and their eternal secrets. -- This article may be
freely reprinted or distributed in its entirety in any e-zine,
newsletter, blog or website as long as the resource box remain
intact.


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13 Tips For Saving Money And Reducing Your Cost Of Living

Article Description:
====================

During this current economic downturn, people are rediscovering
how to save money during hard times. In this article, we document
thirteen of the most useful tips for helping you and your family
save money and reduce your overall expenses.


Additional Article Information:
===============================

899 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-07-09 10:24:00

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Copyright:      2009
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13 Tips For Saving Money And Reducing Your Cost Of Living
Copyright (c) 2009 Fred Vanhoosen
Fast Cash 4 All Net
http://www.fastcash4all.net/



During this current economic downturn, people are rediscovering
how to save money during hard times. In this article, we document
thirteen of the most useful tips for helping you and your family
save money and reduce your overall expenses.

While it is true that there are two ways to regain control of
your personal finances (1. Cut costs; and 2. Increase income),
the saving money part is far easier for most people to
accomplish. If in fact you are seeking out new sources of income
to supplement your current income, you should review this article
(http://tinyurl.com/lnm282) that shows you where you can find
telecommuting jobs online.

If you are looking for a job, then find a job. But if you are
looking to discover old and new ways to save money, then read the
thirteen money saving tips shown here:

1. Do you find yourself reading more news online and only reading
the paper for comics or coupons? Then bookmark both a comics
website and printable coupons site (like coupons.com) and cancel
the newspaper. Save paper and money on delivery.

2. Don't buy it unless you know that you will use it for
certain. The "this might be handy" purchases can drain money
and closet space, when you find that the maybe situations don't
come up.

3. Some utility companies give the option of installing a power
meter that shows you energy consumption for the entire house at
any given moment. This constant awareness of the consumption rate
can lead home owners to cut back, where a monthly bill might not
be enough motivation.

4. Get rid of the garbage disposal. It encourages you to get rid
of waste by dumping it down the sink. If you have to put it in
the trash, you have a stronger visual signal of how much food was
wasted, and thus a better reason to either eat the food or not
fix as much. This also saves water, since garbage disposals
require water to work appropriately. It is best to compost, but
even putting it in the trash is better than putting it down the
sink and wasting both food and water at the same time.

5. You're thinking of planting a garden. Although ease of
growing and food preferences are factors, don't forget to pick
plants or plant varieties that require little water, fertilizer,
and pesticides.

6. Take your shoes off inside the house. It reduces wear and tear
on shoes, which are more expensive than socks, and reduces the
scuff marks you have to clean up.

7. Like an exercise program? Ask about becoming an assistant
instructor or motivator. It would most likely be free to do, but
even if the venue wants to charge you money to be an assistant,
you can likely get the classes at a reduced cost.

8. Only get magnetic bumper stickers. There's no clean up
necessary when you change your mind, you can put it on your
fridge or work cubicle at a whim, and can be removed in locations
where such sentiments can get your car keyed.

9. Gambling never makes money, so do not go into a casino unless
you work there.

10. If you indulge in "retail therapy", shopping for a pick me
up, look for a job as a mystery shopper. And then do not go into
the store unless paid to do so. At the very least, only shop when
someone else is paying for the merchandise.

11. If you are in debt, don't touch the alcohol - unless you're
serving it to someone else. This is a vice that is doubly crucial
to contain, since we often do stupid things under the influence
of alcohol. From drunk driving (and expensive tickets) to
purchases and conversations we would not make when sober (both
physically and emotionally costly). When the financial stress
begins to mount, step away from the alcohol. This will certainly
save your budget, and possibly far, far more.

12. Do not drink the coffee unless it is fueling your night shift
job, and thus is a justifiable business expense. Even in this
case, skip the Starbucks latte for Dunkin Donuts or McDonald's
coffee. Better yet, make your own coffee and brown bag it in a
thermos to work to save even more money. And having your own
coffee at hand can reduce the temptation to buy a snack while
already in line to buy the coffee.

13. True emergencies are defined by something physical being
broken: your bones, your car, your roof. We often think of an
emotional disaster as an emergency, and then spend part of our
emergency fund to make it better. Don't break into your
financial piggy bank when something physical isn't broken.
Broken hearts because you won't go on a cruise with someone or
mall trip for the weekend do not count. Breaking the mold and
expectations - like not sending the kids on a summer camp when
you are worried about paying the credit card bill - are
completely acceptable. Redefine your emergencies for which you
touch your emergency fund.

While it may seem like all is lost right now in your time of
need, it is important to always keep a positive mental attitude.
Stress kills, and besides, it is easier to uncover the good times
that await you if you are in a good mood now and into the future.





---------------------------------------------------------------------
Fred Vanhoosen writes money issues. While he recommends that one
should be careful about using cash advance loans in times of dire
need, he also knows that sometimes we need fast access to fast
money to cover an unexpected expense. When that happens, Fred
recommends http://www.fastcash4all.net/ for your payday loan needs.





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The Day My Daughter Woke Me Up to See That Her Father Never Really Loved Me

Article Description:
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I am 31 years old with two children, and I was in a relationship
with the man I loved until two years ago. We were not married but
we lived together, and yes he is the father of my children. We
had been together for more than five years at that point, but we
never felt the need to get married. We had been happy the way
things were, until one day my daughter changed all that, at least
for me.


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The Day My Daughter Woke Me Up to See That Her Father Never Really Loved Me
Copyright (c) 2009 Mary Ann Lipitz
NSA Dating Site
http://www.nsadatingsite.com/



I am 31 years old with two children, and I was in a relationship
with the man I loved until two years ago. We were not married but
we lived together, and yes he is the father of my children.

We had been together for more than five years at that point, but
we never felt the need to get married. We had been happy the way
things were, until one day my daughter changed all that, at least
for me.

I was preparing dinner when suddenly my first born daughter
asked, "Where did you and dad get married?" I couldn't answer
her at first, then I said your dad and I are not married.

I felt a bit ashamed to say that to my daughter, and I could see
the confusion on her face. That's how I knew it was time for
change.

The man I loved and the man I thought loved me also didn't feel
the same way.

It's amazing how a woman and a man can be so different when they
are in a relationship, and it's very painful when one member of
the couple doesn't love the other as much as the first loves him
or her.

That's what happened. I assumed that since I loved him so much,
I thought that he loved me as much also. I was so wrong.

I found out that in a relationship, two people can be loving
towards each other, but not always in the same capacity.

One would be willing to sacrifice everything for his or her
partner, while the other may not always be so willing.

This is so painful for me, but one has to realize that one can
never really own a person - no matter what you do or give.

It's heartbreaking, but one has to be prepared for this to
happen, when you are in a relationship. I wasn't prepared for it
to happen to me, but I had to be strong for my children.

I thank God for my daughter everyday, after I left her father,
for showing me what kind of man her father really was.

I was so blinded by my love for him that I lost sight of the
strength of his love for me - or lack thereof. I didn't notice
that my love was not being reciprocated, or maybe I tried not to
notice, as long as I was able to be with him.

I guess, in a relationship or not, a woman or a man must be wise
enough to know if he or she is loved and being shown that love.

It's not enough that "I love you" is said every now and then,
but what's right is that it should be said from the heart, not
because it's what the other wants to hear... When in a
relationship, you should love and be loved in return.

Don't settle for anything less than that... You'll only get
hurt if you do settle for less.

It took me five years to learn that lesson. Hopefully, you will
keep my words in mind, before such a thing happens to you in your
life.




---------------------------------------------------------------------
Mary Ann Lipitz is the mother of three beautiful daughters.
Since leaving her husband, she has rejoined the dating
community, seeking the love of her life. For online dating,
she uses http://www.nsadatingsite.com/ among others.


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When It Comes to Business Names, Acronyms Are FUBAR

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When you're dreaming up a new company name or product name,
avoid acronyms. Here's why.


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Distribution Date and Time: 2009-07-09 10:00:00

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When It Comes to Business Names, Acronyms Are FUBAR
Copyright (c) 2009 Marcia Yudkin
Creative Marketing Solutions
http://www.yudkin.com/



Maybe you'll read the following sentence as it was intended, but
I sure didn't. It was the lead sentence in an article in my
local business journal:

"CA is a fundamentally different company than it was when I
arrived two years ago."

To me, "CA" means California, and that's how I read it. But
when I reached the end of that sentence, that obviously did not
make sense. Then I thought, "Must be a misprint - they left a
letter out - but what?" Only in the fourth paragraph of the
article did my bafflement clear up. "We simplified 'Computer
Associates' to 'CA' and brought the 'C' and 'A' on our
brand mark closer together."

"Oh my gosh, 'CA' is a company name?!" Too bad you couldn't
see the expression on my face.

This illustrates one of the problems in creating a company name
out of letters. With just about any combination of letters you
choose, the acronym is probably already in use somewhere. Indeed,
CA is also in use for Cocaine Anonymous, as well as an
abbreviation for Canada. On the web, a new company name
consisting of an acronym will be impossible for the average
person to get useful results for from a search engine.

According to the Web Directory All Acronyms, the letters NSA
stand for more than 100 different entities, including No Such
Agency. Incorporating an acronym as part of a longer name
doesn't resolve the issue of multiple meanings. For example, if
you named your company SME Services, thinking of "Small and
Medium-sized Enterprises," SME could still call up more than 60
other meanings in common usage, including Subject Matter
Expertise and Solid Metal Embrittlement.

Second, because acronyms have no self-evident meaning, they
require a very heavy investment of resources to become
recognizable and memorable as a company name. True, the
now-global fast-food company KFC has done well with its initials
by trading on its previous incarnation as Kentucky Fried Chicken.
But unless you're also serving more than a billion customers a
year with a marketing budget to match, that shouldn't encourage
you to follow their example.

And third, acronyms invite ridicule. There are scores of jokes
purporting to explain what the letters in IBM really mean:

  * I've Been Moved (because of the company's relocation policy)

  * I've Been Misled

  * It's a Broken Machine

  * Immoral Brand and Management

  * I Blame Mathematics

  * Idiots Became Managers

  * Imbecilic Bad Micros

  * Invented By Murphy

  * and on and on.

Perhaps because we dislike how we tend to be treated by
governmental and technical acronym-named organizations, many of
us find acronyms geeky and off-putting rather than cuddly and
comforting. "Acronyms tend to keep non-experts at arm's
length," wrote language critic Amy Gahran in 2003. For example,
"the original full name for RSS [which most people believe
stands for Really Simple Syndication] is 'RDF Site Summary' - a
nested acronym that requires two levels of decoding, and it gets
geekier at the second level," Gahran noted.

Most of the time, keeping people at arm's length is not a
desirable state of affairs or a goal for a new company name. So
ditch the acronyms.

By the way, in case you're wondering what "FUBAR" means, since
before World War Two it's been an American military expression
for the more vulgar version of "Fouled Up Beyond All
Recognition."




---------------------------------------------------------------------
Marcia Yudkin is Head Stork of Named At Last, a company that
brainstorms creative business names, product names and tag lines
for clients.  For a systematic process of coming up with an
appealing and effective name or tag line, download a free copy of
"19 Steps to the Perfect Company Name, Product Name or Tag Line"
at http://www.namedatlast.com/19steps.htm


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Are Your Decisions Crushing Your Spirit?

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Next time you have to make a decision about a job, a
relationship, a promotion, or even a date, I want you to run the
fear-based vs. trust-based test past it.


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829 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-07-08 15:00:00

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Copyright:      2009
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Are Your Decisions Crushing Your Spirit?
Copyright (c) 2009 Carol Chanel
Certified Life Coach
http://www.carolchanel.com/



Next time you have to make a decision about a job, a
relationship, a promotion, or even a date, I want you to run the
fear-based vs. trust-based test past it.

In the fear-based choice, you'll make your decision to prevent
something you're afraid of from happening. In a trust-based
decision, you'll trust your heart and soul's voice to go where
it's calling you, knowing that the Universe will respond to that
desire.

How Fear-Based and Trust-Based Decisions Sound

The fear-based job decision sounds like - "I'd better take this
job, they're offering me a lot of money and I might never get
married, so I better be thinking of how to support myself in the
future."

A trust-based job decision sounds like - "I'm grateful the
company wants me, but I don't feel good about working there.
They seem so cold and a little unprofessional. I'm going to hold
out for a job where I can work hard, make a good living and also
have fun."

A fear-based relationship decision sounds like - "Why not date
Tom? He's a successful, smart and serious man. I know he wants
me to dress up more than I like to, and he's kind of serious all
the time, but I can manage that. And I don't know if someone as
smart or successful will ask me out again."

A trust-based relationship decision sounds like - "It's so
lovely that Tom wants to date me, but he's just not the kind of
person I want to spend time with. I prefer men who are more
relaxed and fun, where I can wear a tee shirt, shorts and
flip-flops on the weekend. I'm not going to date him. I'm going
to wait to spend time with someone I'd rather be with."

Why You Make Fear-Based Decisions

You make fear-based decisions in order to get love, security,
approval or self-esteem from outside sources.

And when you make a decision for the sake of security or approval
or love, you often go against what your heart and soul truly
desires. You go for the security because you don't trust the
Universe will send you something better. And you do it at a huge
cost to yourself.

Oprah is a perfect example of not choosing to make a decision for
security. As I recall the story, when she was very young she was
offered an anchor job that would have allowed her to earn $22,000
a year. Her father strongly advised her to take that job because
it was safe. Fortunately for Oprah, and all of us, she turned it
down and followed her heart.

Oprah is a clear example of the Universe powerfully responding
when you choose to follow your heart's desire.

Can you imagine what her life would have been like, and the
thousands along the way she's helped, if she had chosen
security? That was a fear-based decision she avoided. Thank you
Oprah!

Other people make wrong choices in relationships because they are
desperate for love. A woman might choose to marry a man she
doesn't love. Her thinking is usually, "he loves me, he's a
nice man, and even though I don't love him, at least I'm not
alone."

More often than not, people make choices to get approval or to
avoid disapproval. So you decide to buy an expensive outfit for a
dinner party that you can't afford, because you think your date
will like you better if you do. That's performing for approval.
And it has a high cost.

Or you'll let people violate your work boundaries so they'll
like you, keep you around, or maybe even promote you.

The Cost of Fear-Based Decisions

Making fear-based decisions to gain love, security or self-esteem
from the outside has a high cost attached to it. And it's too
high a price to pay.

THE COST IS THE CRUSHING OF YOUR SPIRIT!

And if you choose to crush your spirit, you might as well stop
breathing because you are a spiritual being having a human
experience. So if you're not going to honor your spirit you've
just wasted your life. And you will end up depressed and
questioning whether your life had any meaning.

We all have the power of the Universe waiting to provide for,
love and protect us. All you have to do is trust it and receive.
Oprah isn't any more special than you. She just trusted her
heart and the Universe. And she receives all the goodies the
Universe has for her. It has them for you too!

When you choose to honor your fears to gain love, security,
approval or self-esteem, you're telling the Universe that you
don't believe it will honor your heart's desires. And that is
exactly what happens. The cost to your heart, soul and finances
is huge!

So choose to make a trust-based decision. Trust the Universe to
bring you all the amazing goodies it has for you.

Imagine the possibilities....

(c) Carol Chanel






---------------------------------------------------------------------
Carol Chanel is a Certified Life Coach who works with people to
create new, meaningful and FUN lives.  You can learn more about
how to create loving and healthy relationships, draw boundaries,
not take things personally, be happy to be who you are, and
make time for fun by going to her free ezine archive.
http://www.carolchanel.com/rockin_relationships.html



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Online Fax - Five Super Reasons To Fax Online

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Online fax has become extremely popular in recent years mainly
for these five reasons. Discover what they are and find out how
you can also take advantage of this new way of faxing...


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Copyright:      2009
Contact Email:  mailto:contact@...


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Online Fax - Five Super Reasons To Fax Online
Copyright (c) 2009 Titus Hoskins
Bizware Magic
http://www.bizwaremagic.com



Internet or Online fax has become extremely popular in the last
four or five years. Countless individuals have suddenly
discovered this new way of faxing and have truly embraced it.
Over the same time frame, many businesses, both big and small,
are switching over to this new faxing technology.

But what exactly is online faxing and why has it become so
popular so quickly?

Simply put, Internet fax is using your email system and the web
to send and receive all your faxes. First, you have to sign-up to
an online fax service provider which acts as an intermediary to
handle all your faxing. You are given your own local or Toll-Free
fax number and your faxes are sent as email attachments, usually
in TIFF or PDF format.

You can send your faxes in several different ways, you can logon
to your fax service account (interface) where your faxes are
stored and send your faxes from there. Some fax services have a
desktop application for faxing or you can use your own email
program. Plus you can still use a traditional fax machine to send
and/or receive your faxes.

More and more individuals are dishing the old fax machine in
favor of their computer and the Internet. Many faxes are now
simply sent and received by computers via the web - bringing this
common business task into the modern age.

Here are five super reasons why online faxing has become so
popular:

1. Convenience

Online fax is very convenient to use because it is paperless and
inkless. Because there are no more paper jams or messy inks to
fool around with - it is quick and fast. Creating your faxes can
also be more expedient because you can prepare them on your
computer and then quickly send them without bothering with the
old traditional fax machine.

2. Accessibility

Your faxes are accessible anywhere, anytime. Since it is web
based, your faxes are available wherever you have Internet access
and these days that's just about everywhere. Plus, your old
faxes can be stored online or on your computer, so you can access
them at any time, whether it is yesterday's fax or one from last
month.

3. Security

Internet faxing is more secure than the traditional way of
faxing. Your faxes can be sent encrypted over the web and only
you can access them. Unlike the old fax machine, where anyone can
read your faxes, online faxing does offer a great deal more
privacy.

4. Easy to Use

Sending a fax is as easy as sending an email. You simply attach
your fax as a TIFF or PDF file. Viewing your faxes is as easy as
reading any PDF file on your computer. Plus, all your old faxes
can be stored and ready for your use at any time.

5. Cost-Effective

Perhaps, one of the major reasons online faxing has become so
popular, is because of the low price. Internet faxing is much
cheaper than the old way of faxing - you don't need all that
paper, inks and toners which you have to constantly keep in stock
with a regular office machine. Plus, you don't need an extra
phone line since all your transactions take place over the
Internet. Online fax services are relatively inexpensive, monthly
plans run for around $4 to $15 a month, depending on your faxing
requirements. If your faxing is very minimum, you can get a
simple plan for around $20 a year.

Some of the major online fax providers are: eFax(r), MyFax,
RingCentral, TrustFax, Faxage, MetroFax, RapidFax, Send2Fax...
among others. Since this is an on-going business expense, it pays
to do your homework now before you sign-up so that you get the
right service to perfectly match your needs. It can result in
major savings, especially over the long haul.

Regardless of which service or plan you choose, perhaps another
underlying reason why Internet fax has become so popular has to
do with competitiveness. If your business or company depends on
faxing to bring in sales, to deliver orders, to attract new
clients, or just for quick business communication; then using a
faxing system that's available 24/7, no matter where you're
located does make any business more competitive than some one not
using this service. In this present business climate and in our
"dog-eat-dog" commercial environment; you do need every
advantage you can muster. Can you or your company afford NOT to
use online fax, that is the real question you have to ask?

It's your call!




---------------------------------------------------------------------
For more information on Internet Fax Services use
this handy online Comparison Guide to get your own:
http://www.onlinefaxguide.com
Or if you want more detailed information on Internet Faxing try
here: http://www.bizwaremagic.com/internet_fax_service_guide.htm
Titus Hoskins Copyright (c) 2009. This article may be freely
distributed if this resource box stays attached.


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Article Title:
==============

Why Chicago is a Classic Sports Town

Article Description:
====================

Chicago is one of the best sports towns in America. Not only do
they have knowledgeable and passionate fans but they also have
some of the oldest franchises and some of the most hallowed
playing fields in all of sports.


Additional Article Information:
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955 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-07-08 14:36:00

Written By:     Ryan Hogan
Copyright:      2009
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Why Chicago is a Classic Sports Town
Copyright (c) 2009 Ryan Hogan
Click It Ticket
http://www.clickitticket.com/



Chicago is one of the best sports towns in America. Not only do
they have knowledgeable and passionate fans but they also have
some of the oldest franchises and some of the most hallowed
playing fields in all of sports.

Chicago is home to several professional, semi-professional, and
collegiate sports teams as well as several world-class sporting
events. It's no surprise that a city as large as Chicago has
five teams competing in the four premiere North American
professional sports leagues.

The "Monster of the Midway," the Chicago Bears, play at
venerated Soldier Field. Known as the "Da Bears," this charter
member of the NFL has produced a plethora of footballs legends.
Hall of Famers Bronko Nagurski, Red Grange, Gale Sayers, Dick
Butkus, Walter Payton and Mike Singletary have all played for the
Bears.

In 1985, the Bears dominated the league on their way to winning
Super Bowl XX. They also showed the world how well they could
sing and dance by releasing the song, and subsequent video, "The
Super Bowl Shuffle."

The city of Chicago is fortunate enough to have two baseball
teams, both over one-hundred years old, that play in the Major
Leagues. The Chicago White Sox play at US Cellular Field and have
won three World Series, the last one coming in 2005.

The White Sox have some great nicknames, "the South Siders",
"the Pale Hose" and "the ChiSox."

The "North Siders," or the Chicago Cubs, are probably the most
popular team in not only the Major Leagues but in all of sports.
The Cubs play in one of the shinning cathedrals of American
sports, Wrigley Field. The Cubbies have been playing ball since
1876 and are a charter member of the National League.

Adding to the team's charm is their over 100-year title drought,
the longest of any major North American professional sports team.
The Cubs are the quintessential lovable losers.

The Chicago Bulls won six NBA titles in the 1990's thanks to the
skill and leadership of greatest basketball player of all time,
Michael Jordan. That team was coached by Phil Jackson and also
featured all-star forward Scottie Pippen. The Bulls haven't
fared well since "MJ" retired, but they are still one of the
NBA's premiere franchises.

What the Cubs are to the National League, the Chicago Blackhawks
are to the National Hockey League. The Blackhawks were founded in
1926 and are one of the "Original Six" NHL teams. In their
storied history, they've won three Stanley Cup Championships and
13 division championships. They last hoisted the cup in 1961.

Both the Bulls and the Blackhawks play at the United Center. That
building opened in 1994 and replaced the legendary "Madhouse On
Madison," Chicago Stadium. On the east side of the United Center
you'll find a statue of Michael Jordan.

That's enough teams to make any town happy, but the City Of
Broad Shoulders has even more to offer sports fans.

The Chicago Sky of the Women's National Basketball Association
plays at the University of Illinois at Chicago Pavilion. That's
a mouth full so most people just call the 6,900 seat arena the
UIC Pavilion.

Most WNBA teams utilize the same colors and the same nickname,
although it's generally feminized, as their NBA counterpart.
However, the Sky are not associated with the Bulls whatsoever.
Makes sense, it's probably not a good idea to call a women's
pro-team the "Cows."

Toyota Park, located in nearby Bridgeview, Illinois, just 13
miles from the Chicago Loop, is home to the Chicago Fire of Major
League Soccer. Incidentally, the Fire were founded on the
anniversary of the Great Chicago Fire of 1871.

The Fire franchise experienced immediate success winning both the
MLS Cup and the U.S. Open Cup in their inaugural year of 1998.
Since then they have won three more U.S. Open Cups.

At Allstate Arena you'll find the Chicago Wolves of the American
Hockey League, they are an affiliate of the Atlanta Thrashers.
The Rush, an Arena Football League team, also plays there. One of
the team's owners is Chicago legend Mike Ditka, he coached the
Bears to victory in Super Bowl XX.

Chicago has two rugby teams, the Lions RFC and their rivals
Griffins RFC. The Lions play on the campus of Northeastern
Illinois and the Griffins play at Schiller Woods in Schiller
Park, about 12 miles away from downtown Chicago. By the way, the
Twinkie was invented in Schiller Park.

The Sports Complex at Judson University, located in nearby Elgin,
Illinois, is home to the Chicago Bandits, a professional women's
softball team. They play in a league called National Pro
Fastpitch or NPF.

The Chicago Force of the Independent Women's Football League
plays tackle football at the Holmgren Athletic Complex located at
North Park University. Most of their games kick off at 3pm.

Bank of America's Chicago Marathon is one of the running
world's five major marathons. It's flat and fast course draws
runners from far and wide while its prize money lures the
world's elite long distance runners. The race generally takes
place in early October with first-come-first-served registration
beginning in February.

Auto racing can be found just an hour away from downtown Chicago.
The Chicagoland Speedway is a 1.5 mile track that hosts both
IndyCar events and NASCAR events including the Sprint,
Nationwide, and Truck series. The speedway opened in 2001 and has
a capacity of 75,000.

As you can see, Chicago is a sports fans' paradise. If the sport
has a ball, puck, or if it's on wheels, it's being played, or
raced, in the Windy City. While the Cubs and the Bears get most
of the headlines, the city of Chicago has enough passion to
support all their teams. Chicago is the classic American sports
town.






---------------------------------------------------------------------
Ryan Hogan writes for http://www.ChicagoSmarts.com/
a website for the Chicago Enthusiast. Ryan also contributes to
http://www.SeattleSmarts.com/ and http://www.BostonSmarts.com/
as well. If you like these cities, check out the websites.


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==============

Pitching Hot Stuff Derek Lowe

Article Description:
====================

As a bonafide Atlanta Braves fan, let me just say that I don't
easily excite over specific players. The whole game is so diluted
with the comings and goings of various players, it's hard
sometimes to keep up with who is on what team this season. I
mean, you know the drill...


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===============================

568 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2009-07-08 14:24:00

Written By:     Lynda Belcher
Copyright:      2009
Contact Email:  mailto:lynda.belcher@...



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Pitching Hot Stuff Derek Lowe
Copyright (c) 2009 Lynda Belcher
Click it Ticket
http://www.clickitticket.com/



As a bonafide Atlanta Braves fan, let me just say that I don't
easily excite over specific players. The whole game is so diluted
with the comings and goings of various players, it's hard
sometimes to keep up with who is on what team this season.

I mean, you know the drill, you get Chicago Cubs tickets in hopes
of seeing your favorite players in action and poof, you didn't
notice in the off-season half the team was traded to the St.
Louis Cardinals or some other team you don't like.

In fact, if you are like me and don't pay attention in the super
short off-season or spring training, you miss it all.

Therefore, I spend my time rooting for the team instead of
individual players to keep myself from being attached to any one
person. Then, my heart isn't broken when they end up elsewhere
the next season.

But, I broke my rule. I am completely hyped up about Derek Lowe
this season. What's worse is that he's a freakin' free agent,
which means at the end of his four-year tenure with my beloved
Braves, he could be headed for dustier diamonds elsewhere.

But for now, I (and every other female Braves fan out there)
think this guy is hot!

Not just in a general, rugged sense, but his record this season
already speaks for itself. On Opening Day, he pitched eight
innings of two-hit ball against the Phillies and last week, he
pitched into the seventh inning against the New York Mets.

Ok, so he wasn't necessarily hot stuff taking on the Marlins,
but he has won his past four starts and beat both Cincinnati and
Houston, which puts him at 3-1 against NL East and 2-0 against NL
Central. Perhaps that sweet $60 million contract has put a little
extra oomph behind some of his pitches, to the delight of this
Atlanta Braves fan.

For a while, I actually wasn't a fan of Lowe. After all, his
personal life is tabloid fodder after he left his wife for a
Dodgers broadcaster (I mean, of all of the chicks you could
choose from, a freakin' Dodgers broadcaster?!).

I also wasn't too fond of a stunt he pulled when he signed on
with the Dodgers. He left the Red Sox (who wouldn't have wanted
a better gig than Boston?) for L.A. in 2005. However, since that
was the year the Red Sox actually managed to get out from that
curse, even after actually starting for the Dodgers, Lowe showed
up to the World Series ring ceremony in his Red Sox
uniform...sooo not cool. Not a great way to make an impression on
your new fans.

However, all that's water under the bridge as I look forward to
watching Lowe take my Braves to new heights this season with that
arm of his.

I have great faith since, according to the Braves site, he is one
of maybe three other people in the entire league who have managed
to play for at least 12 seasons without one getting on the
disabled list, which is uber impressive for a pitcher.

His record last year speaks for itself, as he finished 14-11 for
the seventh year in a row, with at least 12 victories. His skills
are phenomenal and I am looking to see him help my Braves clinch
it this year for the MLB National League's Eastern Division.






---------------------------------------------------------------------
Lynda Belcher writes for http://www.ClickitTicket.com/
a concert and sports ticket website where you can buy tickets
to any MLB game you want to attend. Get Atlanta Braves tickets
(http://www.clickitticket.com/mlb-tickets/Atlanta-Braves.htm)
and tickets to almost any game you want to attend.


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Credit Card Companies Reward Consumers Who Shop Around

Article Description:
====================

With Ronald Reagan came mass deregulation in many industries. One
of the industries that benefited from deregulation was the
financial industry. As a result, hundreds of new financial
companies were introduced to the American consumer during the
1980's. With the sudden explosion of new competitors in this
industry, credit card companies began to struggle with how to
retain existing customers and to recruit new customers.


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Credit Card Companies Reward Consumers Who Shop Around
Copyright (c) 2007-2009 Braxton Heitz
Jobs And Paychecks
http://www.jobsandpaychecks.com/



With Ronald Reagan came mass deregulation in many industries. One
of the industries that benefited from deregulation was the
financial industry. As a result, hundreds of new financial
companies were introduced to the American consumer during the
1980's.

With the sudden explosion of new competitors in this industry,
credit card companies began to struggle with how to retain
existing customers and to recruit new customers.

So, financial companies took their cue from the airline industry.
The airline industry had preceded the financial industry in
deregulation, and they had met the new increase in competition
with Airline Miles programs to encourage brand loyalty and repeat
customers.

Noting the successes in the airline industry, credit card
companies soon began to offer their own clients Airline Miles for
repeat business. But, Airline Miles were not attractive to the
whole of the consumer credit card market.


Credit Card Providers Upped The Ante

Once the credit companies realized that Airline Miles could only
offer them limited success, they began to spread their wings and
to offer additional credit card reward programs to their
potential customer base.

Banks eventually changed the name of their rewards from credit
card miles to credit card points to address the fact that
consumers could earn far more from their company than just free
travel. Consumers began to sit up and really take notice of these
new kinds of credit card offers.

Through the 1990's and into the new millennium, consumers began
to find that most of the primary players in the credit card
market were offering various mixes of credit card rewards. The
most common credit rewards offered are still airline, travel,
gas, and cash-back rewards.

Other types of credit card rewards offered to consumers include
low-interest or 0-interest credit card balance transfers. Another
type of reward is 0-interest or low-interest borrowing for the
first six-months or one-year.

Credit Tip #1: Credit card balance transfers and early-bird
credit card offers such as the no interest for six months will
remain in effect for the full amount of time stated, so long as
all credit card payments are made on-time. A single late payment
on one's credit card payment will likely be viewed as a breach
of contract, leading to a higher interest rate from the date of
the late payment or even from the credit card sign-up date.
Whatever you do, make all of your credit card payments on time
for the entire amount due according to your monthly statement.


Expanded Travel Rewards Brought Real Value to Consumers

Credit card travel points were a real blessing for ordinary
consumers. Family vacations are generally taken within 200 miles
of home, so most consumers would never use the free airline
travel offered with credit card miles programs.

Credit card points or travel rewards offered more options to
consumers as to how the consumer rewarded themselves for their
loyalty to the credit card company. In many cases, travel rewards
can be extended to include fuel, hotel rooms, attraction entrance
fees, and food at restaurants. As a result, consumers can expect
to utilize their travel rewards, even if they jump in the car and
drive down to the next major city.


Cash-Back Rewards Added A New Dimension To The Financial Game

Credit cards can be your best financial friend if you know how to
work the system.

Cash back rewards range from one- to ten-percent of the amount
spent on the credit card.  Clever consumers make those cash-back
rewards really count by using them for all of their purchases.

One can start the month by putting their paycheck into the bank
and then use their cash-back credit card to pay for everything
that can be paid with a credit card through the month. This might
include groceries, food, fuel, utilities, car payments, house
payments, etc. As each credit card purchase is transacted, the
consumer should write down the amount of the expenditure in their
checkbook. Then at the end of the month, when their credit card
bill arrives, the consumer can write a check for the entire
balance of their card for that particular month.

This way, the consumer can maximize their cash-back rewards and
never carry a balance on their credit card. If one pays $3000 per
month in bills, and all of those bills can be paid with their
credit card, the consumer could very well receive an extra
$30-300 back from their credit card company.

Credit Tip #2: The added benefit of using this method of bill
paying is that you are building your credit rating as you pay off
the entire balance of the credit card each month.


Selecting the Right Credit Card Offer

Don't be afraid to shop around to find the best credit card
offers. Before you begin your search, sit down and sketch out
some goals that you would like to reach using your credit card.

Perhaps you would like to transfer your credit card balance from
one high-percentage credit card to one with a lower interest
rate. Maybe you are more interested in the percentage value of
cash-back reward. You might want to get a credit card that offers
extra points or a credit card offer that will let you earn credit
card points towards the purchase of a Sony big screen television.
Whatever your financial goals might be, make sure you know what
they are before you begin your search.

On your first pass, eliminate the credit card offers that do not
provide the kinds of rewards that you are looking to achieve.
Your first selection round will generally narrow your field by
two-thirds.

Once you have knocked down the list of offers, then get out a
pencil and paper and develop a checklist that will allow you to
compare each offer side-by-side. This phase will let you
determine which credit card will best serve all of your desires.
Of course, you may have to make compromises with yourself, but
when you are done, you will have found the best credit card offer
for your situation.

If you have the bank's brochure in front of you, it will likely
have a credit card application inside of it that you can fill out
and send in to the company. If you are relying upon credit card
applications by mail, make sure you keep your list handy until
you have gotten a card you are happy with using.

If you have an Internet connection, you will be able to shop a
huge variety of credit card offers. By following the method shown
above, you can make a good decision about the cards you want to
try to acquire, and you can file an online credit card
application with the expectation of getting an answer on that
card within just a few minutes. If you are turned down on your
top pick, then move on to your second top pick. By using the
Internet, you can actually reduce your credit card shopping time
by as much as weeks.




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Braxton Heitz writes about family finances and the struggles of
the job search. If you are looking for a job or looking to make
a career move in the current troubled economy, then visit the
Jobs And Paychecks website at: http://www.jobsandpaychecks.com/


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