File name = medical.txt

I decided to compile all my saved messages into a single file. Many
of them are from last year (2007)
and are intended to show the thought process that goes into choosing
your IBM/Medicare health
plans. Of course, the plans keep changing but I believe the analysis
process for us all will remain the same.

I used one file for convenience. You can download it and pick and
choose the messages
that "apply" to you. Thanks again to all that contributed especially
Irv for his insight.

Whenever possible, I will update this file with thread numbers as more
posts come in. That way the file
does not keep growing. I would have liked to do this from the start
but I lost the numbers...

Of course, no warranty is expressed or implied....;-)

It's a difficult choice as these notes show, made more so by the
choice that locks you in for future events.

Good luck to all and keep posting !!