I see my deposit is the same even though I dropped my wife from 2005 medical. IBM if anyone should get that right.. ... From: justa_bean_counter To:...
Ok I see where in 2004 the increase didn't take place until the Feb payment.. I guess we lag one month.. ... From: rdb104 To: ibmpension@yahoogroups.com Sent:...
... being > > forced out (full story later when it's over...already received my > > package) by 1/21/05. At that time I will retire and it looks as > > though...
... If you received an FHA opening balance as of July 1, 1999, you can retire with 30 years of service, regardless of age, and still qualify for the FHA. In...
I'll start the New Year on an optimistic note. What's not been stated in this "gloom and doom" discussion so far is that our IBM Pension Fund is a real asset...
Reminder, today was the day the new IBM Savings Plan mutual fund investments have become available. I enrolled and selected investments to fund. There are 5...
... <no_reply@y...> ... According ... qualify ... were ... after ... You guys had me worried. I had to go back and re-read...but I do qualify...Age 52, 30...
If I were you, I would go with plan A, and use up the FHA as quickly as possible after I became eligible. Remember, you never vest in the FHA, and IBM can ...
I agree with Janet - go with Plan A. I have been thinking about the same question for when I retire and decided Plan A is the best approach. First, if you...
Randy, Plan A for sure. 1. Federal legislation or other changes could render the FHA obsolete or IBM could eliminate it at any time. 2. Early reports of some...
... People can hope for "another vehicle" but I wouldn't bank on it. The only other vehicle that I see is a health savings account. I've said it before on this...
Sounds interesting but ... 1 - This is a C&P from the enrollment form: "Additional quarterly Mutual Fund Window participant fee. If you invest any portion of...
If you haven't seen this already, go to: http://www.benefitsrestoration.org/ and read the December newsletter. Then send in a couple of bucks. -- Don...
... options > here and hear any comments. ... Makes sense, Randy. A couple of questions...when you opt into your wife's insurance after the FHA runs out, are...
The funds that did well in 04 are not neccesarily going to repeat in 05. As a matter of fact, most stocks did well in 04 althought mostly in appearance while...
aranala@...
Jan 2, 2005 9:31 pm
56038
... And there is nothing that says you will have the capability to buy into IBM's group rates with your own funds once the FHA money runs out (assuming you...
... Unless IBM decides to change the rules sometime in the future, you *will* be able to buy health insurance from IBM after the FHA funds run out. The FHA...
Hello, This email message is a notification to let you know that a file has been uploaded to the Files area of the ibmpension group. File :...
ibmpension@yahoogroup...
Jan 3, 2005 12:48 am
56041
... madinpok, Thanks. But nowhere does it state that the "group rates" that retirees will be charged after FHA depletion are the same "group rates" that are...
Wow... No way I can digest all of that into one many faceted diamond. I especially appreciated the Tables 1 and 2. I come out of the reading it wondering if...
... Below is additional text from the FHA SPD. Since it says that you would pay the "full retiree group rates" it sounds like it would be the same rates as...
Can someone verify I have this correct? I used one popular fund for an example of costs: Fidelity Real Estate Investment Portfolio http://tinyurl.com/6plja If...
... But the current FHA rates are different from the rates paid by retirees on the "old" medical plan, aren't they? And couldn't they set up a different pools...
... I haven't seen anything that shows that there are two different rates for FHA and non-FHA retirees. If IBM has them in two different pools, that would be...