That is correct. If you IBM before retirement eligibility you lose all that is in the account and, if you stay until retirement, the you have FHA but it's not...
If all of us with DB pension, including those of us already on it, are converted to Cash Balance, do these items become true? 1) PBGC no longer is in the...
... That depends... If IBM were to cash out all existing annuities by handing people a lump sum, then they might be able to completely take PBGC out of the ...
For those of you who are familiar with the history of CB and the Vapor profits that can accrue to the bottom line I offer the following thumbnail - perhaps to...
... Your post made me curious, so I called Fildeilty today to see what Medical, Dental, and Eyecare that is equivalent to what I have today as an active...
That Somebody from Fidelity seems to be giving out BAD info; Ask for it in writing in a Retirement Modeling Statement. I am 53 (over 30 years with IBM) and...
The ESC is famous for giving out wrong information. My first phone call to them showed that I could get a high deductitble policy for nothing! I demanded to...
Suggestion from Document don 1) When you talk to a phone person and then to their ' supervisor " - simply get a mailing address and a title to which you can ...
Your numbers sound about right and match what I am paying this year for medical as a retiree. The key point you make, however, is that you require medical for...
You need to re-read the original post, the costs being asked about were for an individual ONLY. I believe your numbers are for "employee plus Spouse". ... for ...
... And you need to re-read. The low numbers quoted are for an individual under the OLD medical plan. The high numbers quoted are for an individual under the...
well, that's embarrassing.... You're right, Don, I was thinking of the "old plan" costs.. not the full costs charged to FHA folks. I'll go back to sleep, now. ...
If you read my answer, I stated that it is for SELF ONLY under FHA. I unfortunately am an FHA person, missed the old medical by a few "days". Those numbers are...
I'm under the old health plan and am retirement eligible under the old DB plan. But, I'm not currently enrolled in an IBM health plan, and have not been for...
... Medical, Dental, and Eyecare that is equivalent to what I have today as an active employee would cost as a retiree. They were only able to quote what it...
We need lots of calls into Washington, DC -- the HELP committee is going to act on their version of cash balance legislation right after Labor Day... Just as a...
... If you are covered by the FHA plan, you pay the full cost for yourself and any dependents, either with FHA dollars or out of your own pocket. The cost for...
... I'm sorry; I forgot to include the URL. It is: http://finance.groups.yahoo.com/group/ibmpension/files/ Note that you have to sign in with a Yahoo id...
... SS ... Don, be not confused. Medicare is not the same as SS. You qualify for Medicare at 65, unless you are disabled at an earlier age. SS and Medicare...
... Herb, check out this link: http://www.house.gov/stark/webarchives/Stark%20Web% 20Page/documents/earlyaccess.html Medicare IS available to those under 65...
... You need to understand what you are looking at; Medicare WOULD HAVE BEEN available to those under 65 in certain circumstances IF the Medicare Early Access...
I've placed an Adobe Acrobat (PDF) version of the IBM Lobbying articles on the www.ibmemployee.com server. The four articles in Janet's document are: * Many...
"Contact site owner" is dysfunctional on www.ibmemployee.com This link doesn't work for me at the top of the page on http://www.ibmemployee.com/press.shtml : ...
I am losing track here. I thought the Treasury released Cash Balance regulation about a month or so ago. Is that right? I thought I read them (and got lost,...
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