... It has always been my understanding, that in legal terms, Joint Survivor benefits are insurance paid for by the employee. It is paid for with the...
The check is in the e-mail ;-) Perhaps the next ad should be in something that gets national exposure like the New York Times or Wahington Post around the same...
... blue, The mid-term elections will be too late. They are working on the pension legislation now. I'm not sure what waiting until October or November to...
... One of the best ways to do that is to get a letter to the editor published. ... It doesn't cost anything (other than your time) to submit a letter to the...
... If you are an active employee and worried about having your name printed in the paper, then see if you can get a retiree to submit one. What would a...
If I read it correctly, it would seem that anyone who took the survivor option under the IBM plan would be affected by this ruling. Or am I being too...
I am not sure I am buying into Samuelson's premises but they are certainly points for discussion. Point 1 and 3 for sure, yes I want healthcare for everyone,...
... Well, I think that's you, and pretty close to you alone. There's always been a huge outcry, since the beginning of the HMO concept in the 80's, by people ...
The elections are too late; the goal isn't to derail Boehner's re- election [although that's a secondary goal] as much as it is to protect our pensions from...
... I'm not going to print any names anywhere. I was referring to having your name appear in the paper with your letter to the editor. Papers don't allow...
... Although the number one priority needs to be to stop the current legislation, the secondary goal of removing Boehner from office is extremely important....
Abouthadit, I think you are correct in assuming that the same is true for anyone who takes the survivor option under the IBM plan. Mr. Holloman took the...
... Baloney. We need to make sure that "the shift to cash balance pensions" doesn't happen. We need to make sure that cash balance plans REMAIN ILLEGAL. This...
The case is really not that simple - re IBM while it * could * happen- IMO it is unlikely that it would- masinly due to the change in company games, and the...
... Baloney. The article says: "According to recent U.S. Labor Department statistics, almost all of the major Fortune 500 companies have switched to...
... And being faced with losing the retirement security that you have worked for YOUR ENTIRE CAREER isn't a "life altering event"? ... Unless you are...
... I don't get this comment. Cash balance plans aren't illegal. Are you seriously suggesting that 401K's ought to be illegal? I though the purpose of...
... Did you just crawl out from underneath a rock??? Cash balance plans are NOT 401K plans. Cash balance plans are a form of hybrid defined benefit plan...
The restore option costs me $14 a month, and I opted for 100% J+S as my wife has longevity and will probably outlive me maannnny years, but good lord forbid,...
i live in Mass. and am retired(after layoff in 2002) and i just got a letter as required by Mass. law telling me what the monthly premium is they charge IBM...
... Oh, good grief! ... As American employers continue to assess and reduce their retiree health care benefits, Fidelity estimates that a 65-year old couple ...
... monthly) ... I am retired and my IBM medical is $650 a month, dental and pharmacy included, one person converage. Looking at your numbers, it appears IBM...
... That is exactly why I couldn't choose the lump sum. I retired on Friday 3/31 at age 56, after 38 years, 8 months. The lump sum was far too small to...
Well sure, Bean - IBM has figured out how to get maximum use out of its resources - when worn out or too expensive to maintain, simply contribute one dollar...
It sounds like you are using the FHA medical coverage based on the numbers. ibm doesn't subsidize a penny in that plan on a monthly basis. The virtual money...
Bill, What you did makes a lot of sense, and is exactly what the options are designed for. A totally opposite, but as equally effective, approach is for the...
