... It has always been my understanding, that in legal terms, Joint Survivor benefits are insurance paid for by the employee. It is paid for with the...
62486
blue_in_pok
Apr 1, 2006 2:14 pm
The check is in the e-mail ;-) Perhaps the next ad should be in something that gets national exposure like the New York Times or Wahington Post around the same...
62487
fhawontcutit
Apr 1, 2006 2:26 pm
... blue, The mid-term elections will be too late. They are working on the pension legislation now. I'm not sure what waiting until October or November to...
62488
fhawontcutit
Apr 1, 2006 2:29 pm
... One of the best ways to do that is to get a letter to the editor published. ... It doesn't cost anything (other than your time) to submit a letter to the...
62489
fhawontcutit
Apr 1, 2006 2:39 pm
... If you are an active employee and worried about having your name printed in the paper, then see if you can get a retiree to submit one. What would a...
62490
abouthadit
Apr 1, 2006 3:17 pm
If I read it correctly, it would seem that anyone who took the survivor option under the IBM plan would be affected by this ruling. Or am I being too...
62491
justintm036
Apr 1, 2006 3:18 pm
If you are going to post any names, please ask first. Thanks,...
62492
justintm036
Apr 1, 2006 3:19 pm
I am not sure I am buying into Samuelson's premises but they are certainly points for discussion. Point 1 and 3 for sure, yes I want healthcare for everyone,...
62493
Mike Craney
evanied
Apr 1, 2006 4:06 pm
... Well, I think that's you, and pretty close to you alone. There's always been a huge outcry, since the beginning of the HMO concept in the 80's, by people ...
62494
Skip B
sbogard
Apr 1, 2006 4:06 pm
The elections are too late; the goal isn't to derail Boehner's re- election [although that's a secondary goal] as much as it is to protect our pensions from...
62495
fhawontcutit
Apr 1, 2006 4:14 pm
... I'm not going to print any names anywhere. I was referring to having your name appear in the paper with your letter to the editor. Papers don't allow...
62496
madinpok
Apr 1, 2006 4:51 pm
... Although the number one priority needs to be to stop the current legislation, the secondary goal of removing Boehner from office is extremely important....
62497
thekanck
Apr 1, 2006 6:18 pm
Without editorializing much here is an article on how employees should position themselves to weather the shift to cash balance pensions... FWIW: ...
62498
i_be_mad_as_heck
i_be_mad_as_...
Apr 1, 2006 7:33 pm
Abouthadit, I think you are correct in assuming that the same is true for anyone who takes the survivor option under the IBM plan. Mr. Holloman took the...
62499
fhawontcutit
Apr 1, 2006 8:31 pm
... Baloney. We need to make sure that "the shift to cash balance pensions" doesn't happen. We need to make sure that cash balance plans REMAIN ILLEGAL. This...
62500
Don Shuper
donwshuper
Apr 1, 2006 8:35 pm
The case is really not that simple - re IBM while it * could * happen- IMO it is unlikely that it would- masinly due to the change in company games, and the...
62501
fhawontcutit
Apr 1, 2006 8:39 pm
... Baloney. The article says: "According to recent U.S. Labor Department statistics, almost all of the major Fortune 500 companies have switched to...
62502
fhawontcutit
Apr 1, 2006 8:43 pm
... And being faced with losing the retirement security that you have worked for YOUR ENTIRE CAREER isn't a "life altering event"? ... Unless you are...
62503
Mike Germano
mike_germano
Apr 1, 2006 10:08 pm
I just sent $50 through Paypal. Thanks so much for doing this....
62504
Mike Craney
evanied
Apr 1, 2006 11:23 pm
... I don't get this comment. Cash balance plans aren't illegal. Are you seriously suggesting that 401K's ought to be illegal? I though the purpose of...
62505
Janet Krueger
puppy_play
Apr 1, 2006 11:59 pm
... Did you just crawl out from underneath a rock??? Cash balance plans are NOT 401K plans. Cash balance plans are a form of hybrid defined benefit plan...
62506
The Snodgrass Family
b_snod
Apr 2, 2006 1:20 am
The restore option costs me $14 a month, and I opted for 100% J+S as my wife has longevity and will probably outlive me maannnny years, but good lord forbid,...
62507
rich
rsked
Apr 2, 2006 3:11 am
i live in Mass. and am retired(after layoff in 2002) and i just got a letter as required by Mass. law telling me what the monthly premium is they charge IBM...
62508
rich
rsked
Apr 2, 2006 3:13 am
... yes to your last question.. i managed my 401k...
62509
fhawontcutit
Apr 2, 2006 6:17 am
... Oh, good grief! ... As American employers continue to assess and reduce their retiree health care benefits, Fidelity estimates that a 65-year old couple ...
62510
justa_bean_counter
justa_bean_c...
Apr 2, 2006 1:30 pm
... monthly) ... I am retired and my IBM medical is $650 a month, dental and pharmacy included, one person converage. Looking at your numbers, it appears IBM...
62511
old_school_blue
Apr 2, 2006 5:00 pm
... That is exactly why I couldn't choose the lump sum. I retired on Friday 3/31 at age 56, after 38 years, 8 months. The lump sum was far too small to...
62512
Don Shuper
donwshuper
Apr 2, 2006 5:17 pm
Well sure, Bean - IBM has figured out how to get maximum use out of its resources - when worn out or too expensive to maintain, simply contribute one dollar...
62513
bugbert_99
Apr 2, 2006 5:20 pm
It sounds like you are using the FHA medical coverage based on the numbers. ibm doesn't subsidize a penny in that plan on a monthly basis. The virtual money...
62515
chz_whiz
Apr 2, 2006 6:20 pm
Bill, What you did makes a lot of sense, and is exactly what the options are designed for. A totally opposite, but as equally effective, approach is for the...
