... worry about the dental care I would get there. He pointed out that the younger dentist were well versed in the latest methods and were anxious to prove...
... Mareen, I am in a similar boat, and here's what I believe to be true (all disclaimers apply) 1. yes 2. yes, the key being retire after 55 (which isn't the...
... Withdrew funds in 2003 and had to pay a 10% penalty. ... I think you could have avoided the penalty by rolling over your tdsp/401k into a IRA, and then...
The calculation of your social security benefit uses earnings from your best 35 years as explained here. http://www.fairmark.com/retirement/socsec/pia.htm ......
This will give you a laugh. I have been plugging in all the info the retirement estimator asks for and finding out a few interesting things that I wanted to...
If it is a pension you are collecting and not withdrawels from your TDSP, there is no penalty. It is simple taxable income. I retired at 51 & 11 mos after 30...
I would agree with this - I had dental care from the Loyola Dental School in Chgo when I was growing up and had excellent care. They have professors around...
Ian, a word of caution. When I was in college, they had a curriculum for training dental hygienists. The students would canvas the break rooms and school...
... TDSP, there is no penalty. It is simple taxable income. I retired at 51 & 11 mos after 30 years and have never paid a penalty on the pension. I paid a...
... I was retired in 2006, and as mentioned in another unrelated post, I was never explained certain things, as I assumed they would tell me or help me....
Thank you for all of your answers. I did go and read the the IRS publications and they are very confusing. In conclusion: PENSION: Collected after 30 years no...
Treasury Allows Some Pension Freeze By ELLEN E. SCHULTZ and THEO FRANCIS February 1, 2008 9:33 p.m. Under intense pressure from employers, the Treasury issued...
Maureen, REMEMBER that for the 401K payment to not get hit by the 10% penalty, the retiree MUST BE AT LEAST or TURN "55" the year they retiree. ***( If not you...
Thank you Don! I have been waiting to see if any additional paperwork would come rolling in ... and indeed I got a closing statement from the "old" mutual fund...
The only problem with that option was that I needed the money now, to pay off debts including a mortgage I couldn't pay since I didn't have any income. It's...
I've been retired since 2003, and I've never received a Vision card. My Optomologist has me in their records and they bill the appropriate place. Who should I ...
Phil Hobby wrote: Who should I contact to receive my card? As with Fidelity, IBM has put in place another level of insulation, this time for vision benefits....
The doctor I go to says they really don't need to see the card. All you have to tell them is that you have VSP coverage and using your employer's name, your...
I remembered how much per share (there is about 1.5 Billion shares of IBM stock outstanding as I recall). 14 Cents of 84 cents, going to the IBM executives was...
I wish there was a State or Federal law that said it was illegal for a company to lock a person into a medical plan when something in the plan changes that...
You posted "The only way things might change is if the news media wrote an article about what has happened to the retirees at IBM." I don't think the news...
Did anyone happen to capture the NAV values for the various funds before the lights went out at Hewitt? I would really be nice to have the high accuracy...
There is another dimension to this that must be considered: other investments. If you have significant assets in a tax-sheltered environment (IRA or 401-K),...
Here's a few as of 12/28/2007 (the latest date I could get). large Company Index fund - 25.113863 Vanguard Long Term Corp. fund - 1.750044 Vanguard High yield...
