Thanks for the information! I just got off the phone with the ESC. They told me that i will receive an invoice every month even though my health insurance...
66352
bugbert_99
Apr 21, 2008 11:14 pm
Hmmmmm, Let me think about this. A scumbag company like ibm sends you an invoice for your monthly medical coverage payment in the hopes that if you pay it for...
66353
fstephens
Apr 21, 2008 11:14 pm
You're Welcome. It appears they have screwed up something or haven't processed it completely. When I retired they put me into HIGH DEDUCTIBLE by default and it...
66354
ronald_d_young
Apr 21, 2008 11:15 pm
My 1995 divorce settlement included an IBM Qualified Domestic Relations Order (QDRO) giving part of my pension to my ex-wife. It was confusing then and since,...
66355
chaaya_cat
Apr 22, 2008 11:18 pm
... (or ... would ... I ... few ... could ... that ... If you want an answer you need to ask the plan administrator, not the ESC. Write a letter with exactly...
66356
Don Shuper
donwshuper
Apr 23, 2008 1:10 pm
I detect a certain amount of mis-information or confusion in the comments below. ERISA **requires** the Plan administrator to answer your benefit calculation...
66357
chaaya_cat
Apr 24, 2008 1:47 pm
I didn't mean to imply that he had to wait a year to get clarifications on questions but rather that he would have to wait a year to make new requests. In my...
66358
Don Shuper
donwshuper
Apr 24, 2008 8:25 pm
The 30 days are 'business' days from date of receipt of written request. Here is the appropriate rule after my comments, but you should also be able to find...
66359
ibm_vet
Apr 29, 2008 10:56 pm
IBM Board OKs Pension Increase For 42,000 US Retirees Last Update: 4/29/2008 2:37:36 PM DOW JONES NEWSWIRES International Business Machines Corp. (IBM) said...
66360
fhawontcutit
May 2, 2008 4:10 am
http://online.wsj.com/public/article/SB120934207044648511.html?mod=2_1566_topbox ... When Lisa Kelly learned she had leukemia in late 2006, her doctor advised...
66361
ibmmike2006
May 2, 2008 4:11 am
At the Stockholders meeting Tuesday, Sam said the average increase would be around 6%. ... retired before Jan. 1, 1997. ... the increase to 2008 net periodic...
66362
ibm_slave
May 2, 2008 8:25 pm
This is not the first time that I've heard about this. Seventeen years ago, I knew someone who was uninsured and scheduled to have surgery. The hospital...
66363
ranheimchas
May 4, 2008 1:50 pm
... retired before Jan. 1, 1997. ... the increase to 2008 net periodic pension cost and that the effect will be included in the personal pension plan...
66364
fhawontcutit
May 4, 2008 1:50 pm
In this case, she had insurance. It was "limited insurance", but she did have some insurance....
66365
J.
grayhorse89
May 4, 2008 1:51 pm
What other transaction over $100,000 can you make without having to give some evidence of your ability to pay and / or a down payment ? I feel sorry for those...
66366
dr_bendoveru2
May 4, 2008 1:52 pm
IBM's Pension Plan is mentioned in this article ! Or should I say "lack there of" ! 'High Wire,' Peter Gosselin's Look at the Economic Meltdown It would be a...
66367
mr_quarkwrench
May 6, 2008 3:39 am
On the other hand, if hospitals and other medical services would offer the same price to everyone they might not have so many dead beats. I had a procedure in...
66368
mr_quarkwrench
May 6, 2008 3:39 am
... <snip> ... I hope everyone is aware that you can appeal claim denials from UHC and even medicare. I've had diagnosed cancer since 2004 and have had to ...
66369
ranheimchas
May 6, 2008 10:11 pm
... employees ... they can ... course, ... UHC and ... to ... medicare ... the ... Having had cancer myself, I decided it was necessary to stay with IBM's most...
66370
chz_whiz
May 12, 2008 3:44 pm
http://apnews.excite.com/article/20080512/D90JS6E80.html Study: Retirement savers make costly 401(k) mistakes May 12, 12:07 AM (ET) By EILEEN ALT POWELL NEW...
66371
ranheimchas
May 12, 2008 9:30 pm
I received a letter from Randy MacDonald today addressing the possibility some of us retirees will receive a pension increase. Here is the text of the message:...
66372
fstephens
May 13, 2008 1:34 pm
Hold onto your panties. This type of action usually happens right before the sh.t hits the fan. This action is used to keep those getting shafted by a change...
66373
emmkaytee
May 13, 2008 8:21 pm
... Is this the actual text of the letter from Randy McD? Shouldn't it be "1997", as was widely reported, rather than "1977"?...
66374
ranheimchas
May 14, 2008 3:04 pm
... before ... emmkay: You are absolutely correct. The date should have been "1997", not "1977". I received the letter in hard copy instead of email, so I had...
66375
mr_quarkwrench
May 14, 2008 7:56 pm
I wonder if this "adjustment" is targeted at those earlier retirees whose medical premiums have exceeded their pensions? While all of us retirees could use an...
66376
Mark Buchanan
markeby
May 15, 2008 4:25 pm
Anybody know how QDRO's work? I have a basic question. I am retirement eligible in the old plan (34 years). Per the agreement in my divorce my ex got 45% of my...
66377
ranheimchas
May 17, 2008 1:22 am
... retirees ... us ... right ... about ... increase. ... I personally would rather see some relief in my medical costs, than a small, if any, increase in my...
66378
Don Shuper
donwshuper
May 17, 2008 1:26 am
I suspect - repeat SUSPECT - she does not get anything until YOU draw your first check. In any case write the plan administrator, certified mail, include a...
66379
tcimini
May 17, 2008 2:39 pm
Sorry if this has been answered before. I just found your group. I'm not really sure which rules apply to me (although I've asked a few times). I left IBM...
66380
Arnie
arnie_m1
May 17, 2008 2:45 pm
I have not decided if I am among the fortunate or not. I retired from IBM in February 1998. In most of my 30 years with IBM I was led to believe that my...
