When you roll the PPA account into the 401K account are the two accounts merged into one lump sum? Does the whole thing now become an employer 401K as far as...
... It's not enough. Trust me. If I had my druthers, corporations would have been forced to deliver on years of promises made to their retiring employees (as...
http://www.nytimes.com/2009/05/30/health/30patient.html?_r=1&hpw ... IS your medical insurance bad for your health? If you have a high-deductible plan, the...
To gon2rckymts - Yes, when you roll PPA into 401K it simply increases amount in your 401K by the amount you had in your PPA. Keep in mind you can only do it...
Many people use the high-deductible health plan as a hedge against going bankrupt if they incur a catastrophic injury or illness. The US HC system is designed...
Just for a data point. I was RAed in April. I took the PRP (Cooper settlement) as a single life annuity. It added about 5% to my total monthly pension annuity....
I thought I was unique in having an irrational fear of the American health care system, but this article's myth 4 and myth 2 reinforced my fear, "researchers...
We were RA'd on May 26 and "retired" on June 1st so we are out of IBM already. Taking the lump sum out of the PPA and rolling it inot the 401k should not be a...
... The PRP is NOT the Cooper settlement. It is from the 91 plan and is the Personal Retirement Provision (the very beginnings of a cash balance aspect to the...
Does any know who to contact in Congress that's working on healthcare reform? I'm sure my Congressional representative is not working on it but I'd like to...
I've posted a few times asking people why they were so excited about converting and have gotten few responses. The only reason I clearly see is if you're...
... More pointers on this subject: http://voices.washingtonpost.com/health-care-reform/2009/06/new_study_shows_medical_bills.html?hpid=moreheadlines ...
I agree with you! This article proves that the American model for healthcare has failed. None of the other Western democracies have their citizens going...
I have to disagree with the article. Through my employer I have a high-deductible health plan (Blue Cross) with a health savings account. It saves my...
... I was reading about a couple who ended up losing everything through a combination of medical issues, disability and offshoring. The man injured his back,...
Fomr Paul Krugman: Sun, sand, and surgery Everyone knows that lots of Canadians come to America in search of medical care. But what everyone knows is wrong: a...
... 1) Whom do you work for? 2) Are they hiring? 3) With IBM's version of this plan, IBM contributes $500 towards the HSA. Anything else comes out of your...
Enjoy decent medical coverage while you're working. Many people are doing OK with their employer plan. The real trouble starts once you lose the job and the...
... Or one CEO change. "Decent medical coverage while you're working" can easily be taken away if you don't have a contract. If you work for a smaller firm,...
Yeah that's the sad truth. IBM used to tout a better than average benefit plan to attract 'the best and the brightest'. They clearly now only care about the...
I have not read this book, but seems like the author has really hit the title of why IBM did away with the Defined Benefit Pensions to force baby-boomers into...
Thanks for sending this information. When I hear the characters on CNBC talk about GM getting from under their "legacy" contracts, the pensions of workers...
I'm a bit confused as to how the information in this book relates to IBM. IBM is not financially troubled and on the verge of or in bankruptcy. I may get...
Having left IBM after 30 Years, I have to take my Pension and am trying to decide how to evaluate the different options of Joint Survivor and what percentage...
... I chose 100% replacement. Taking less and saving the money to buy Life Insurance seemed risky. I might be tempted to spend the money. Maybe not this...
... Maybe not now, but there is no guarantee that IBM won't go bankrupt and no guarantee the laws that protect pensions from corporate looting will remain in...
... Sit down with a life insurance agent and see what life insurance would cost to buy your spouse equivalent coverage. Make sure you get an actual estimate,...
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