Health of the pension fund vis a vis GIC stable value funds is a really great question. If it is AIG that is insuring (wrapping) the stable value of the GIC...
I found this: Question: I have a chunk of my 401K in Stable Value Fund and am wondering how safe the fund is (in light of the AIG fiasco). Can anyone inform me...
Disclosure: Well, I'm not a financial advisor or expert. But my first reaction to that Plan Overview is this. It was created June 08 before the big crash. So I...
I agree with you. The Stable Value Fund isn't just a list of funds that you invest in. Stable Value Funds is packaged debt whereupon an insurance company...
FYI. 35% of all IBM 401(k) Plus Plan assets are invested in the Stable Value Fund. This is the largest pecentage holding of any of the Plan's investment...
Two thoughts come to mind. 1) I wonder if IBM wraps their own Stable Value Fund. They self-insure the health benefits, why not the Stable Value Fund too. 2)...
... This notice appeared on w3 on 21 September 2007: New: Money Market and Equity Income Funds to be discontinued On January 1, 2008, the plan's Money Market...
... Sweeeeeeeet. So IBM made the decision sometime 3Q 2007 to put all their eggs in the Stable Value Fund. If you recall (without crying about it), the last...
... Only the principal is "stable", not the income. I can't find the 30-day yield figure, but Fidelity claims a YTD gain of 1.25% (seems about right - my...
... That's correct. Only the principal is wrapped, not the interest income. If the wrap stays, you are fine. It really bothers me that there are a lot of...
... I'm glad to see that IBM is treating people fairly in the IBM 401K plan. I retired in 1992 so I'm a little out of date on the IBM offerings. If someone...
Kathi, Yikes on your true story. So this was a bank employee that did not know who Bernie Madoff was? I'll bet she could have named the last 10 finalists on...
so for current, active employees invested in the stable value fund and starting to have doubts planted about the their stablity after reading all the related...
tconesus, First, make up your mind which camp you are in. The "Green Shoots" camp or "Green Sh1ts" camp, pardon my french. If you believe "Green Sh1ts", then a...
... If you want stability, with no risk of loss, and still maintain liquidity, then put it under your mattress. I'm banking that the year will close down from...
Well, as a convenience, you can look through the performance of all the IBM 401k funds at my web site here http://myretirementsavingsplan.com/ and even sign up...
... It looks to me like there are no index funds available in the IBM 401K (For example an S&P 500 index Fund, a Total Stock Market Index Fund, or a Total...
... There are index funds, including: Total Stock Market International Stock Market Index REIT Index International REIT Index European Stock Index Pacific...
... Have you even read the list of funds? The IBM 401k offers the: Total Stock Market Index Fund (i.e. Dow Jones Wilshire 5000 Total Market Index) Large...
How can you continue to trust the IBM 401K Plus Plan to manage your money? From 01/04/08 thru 03/31/09, the Plus Plan lost 34.49% of my retirement savings....
Just caught up on all the posts about Stable Value. I too am planning to roll to IRA and then probably to a Roth in 2010. Where did you decide to set up your...
It looks really good. I'm sorry I asked the question. I don't think I have the ability to view the 401K offerings since I'm retired and no longer have any of...
"How can you continue to trust the IBM 401K Plus Plan to manage your money?" Is the implication that Fidelity is not safe? Fideltiy manages the 401k not IBM....
http://www.ajc.com/services/content/printedition/2009/07/05/pension0705.html Traditional pensions all but retired Financial crisis forces firms to freeze...
I invest in individual stocks and am recommending active management of individual stocks. In 25 years of investing, my investments in mutual funds have, at...
I agree dave49. People do not even investigate enough to know that ibm DOES NOT manage the 401k fund. Sheezzz, when you logon it says "Fidelity". This is...
I set up my IRA at the end of March 2009. In my opinion there is no reason for you to delay. More specifically, I would do the rollover before the earnings...
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