Pathway To Success
Published since 2000
Volume 8, Issue No 3, 10th Jan 2008
Publisher Irena Whitfield
iwhitfield@...
http://www.thecassiopeia.com/
Subscriber Count: 138,500+


All personal achievement starts in the mind of the individual.
Your personal achievement starts in your mind. the first step
is to know exactly what your problem, goal or desire is. If
you're not clear about this, then write it down, and rewrite
it until the words express precisely what you are after. Every
disadvantage has an equivalent advantage - if you'll take
the trouble to find it. Learn to do that and you'll kick
the stuffing out of adversity every time.
W. Clement Stone


With 'Pathway To Success' you are receiving only top information,
reliable and proven resources, never anything just to make
a couple of dollars at your expense. However, to make full use
of the resources, get fast ahead of your competition and have
your business and profits grow, you should read, apply and follow
the information you receive.

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Editorial:

Happy Valentine Day, my valued Readers!

I don't know about you but I haven't yet managed to start
believing Christmas is gone for another year, and it's
February and we're about celebrating Valentine Day. Anyway,
again, this year I have prepared lots of fun and useful stuff
for you, so I hope you will enjoy it all.

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Enjoy Today's Pathway Issue, especially don't miss the
opportunity to learn how to get out of the debt after Christmas
below in Tips and stay tuned... we're back in a fortnight.


Sincerely,

Irena Whitfield
Your Publisher

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Publishing dates
'Pathway To Success' is published every other Sunday.
Next Issue is supposed on 24th Feb 2008.

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Contents

1. Today's Feature Article by Adrian McCluskey
2. Today's Tip On Motivational Reading by Jacky Tustain
3. Today's Subscribers' Corner by Dock J. Murphy
4. Today's Tip On the Opportunity worth checking
5. Today's Tip On the Book worth having
6. Today's Tip On Software worth using
7. Today's Tip On Learning
8. Today's Promotional Tip
9. Today's Useful Tip
10. Today's Special Tip


Today's Feature Article

Position Your Home Based Business to Profit From Debt
Adrian McCluskey

A variety of recognized financial experts suggest the biggest
problem facing North Americans today is personal debt. We are
a society that believes in and practices instant gratification.
North Americans owe more money now than ever before. Installment
debt, including auto loans and credit-card balances topped
a record $1 trillion in 2006 - a one-third increase in just
the past two years. Over the past decade, total household debt
has soared from 80 to 93 percent of annual disposable income.
More people declare bankruptcy each year than graduate
from college.

The situation today is polar opposite to the one our grandparents
faced. A generation or two ago, Grandma and Granddad paid cash
for just about every thing. They would have a mortgage and
monthly bills and that was usually it. If they wanted something
else, they saved for it and purchased the item in cash. Credit
cards hadn't been invented and the banks were not the hyper-
competitive organizations they are today.

Nowadays, if we want something, the likely plan of action is
to whip out the credit card or make a mad dash for the line
of credit, make the purchase and bring it home. The small
details of how to pay for it or even how much more it's going
to cost us because of the interest on the loan are conveniently
pushed aside in a rush to watch the football game on the new
hi-definition big screen. North Americans are bleeding their
financial health away by ignoring the long term ramifications
of their purchasing habits.

It's a sorry situation but our subject is running a home based
business - not debt management. So what the heck you may ask,
does this have to do with starting and running a successful
home based business. Plenty actually because millions are
searching the internet looking for a business opportunity not
only because it offers the great lifestyle but also the potential
of big earnings to help get them out of debt. An honorable goal
by any standards and one to which we can help; especially if
we are fine tuned to the needs and wants of this new breed
of prospects.

Those of us lucky enough to work in the home based business
industry know the benefits, both financial and lifestyle that
make it so appealing to the masses. If you're lucky enough
to find the right opportunity, put in the necessary time and
effort to give yourself an excellent chance of success, then
a six or multiple six figure income (or higher) is absolutely
realistic. Combine that with the fantastic tax advantages that
come from operating a home based business. Then add the investment
power your added income gives you and you can be on the way
to complete financial freedom in as little as five years.
Packaged correctly and marketed to your prospects, this is
an irresistible combination that can increase your sales to new
and exciting heights.

One of the best ways to benefit most from this wave of prospects
is to be creative in how you help your less affluent prospects
get started in the business. Something as simple as a taking
the time to connect properly and instill a sense of belonging
or a little well-placed advice on where to find the funds
to get started may be all that's required to sign up your next
star consultant. Some entrepreneurs suggest it's not worth your
time dealing with folks who haven't got the funds to get started
immediately but I will suggest just the opposite. While it's
true that you do get a lot of tire kickers and wannabes taking
up your time and screening is a necessary evil, everybody has
heard the tales of consultants who went from rags to riches
and made fortunes in this industry even though they started
with next to nothing but desire to succeed and a little help
along the way. Wouldn't it be nice to have one, two or several
of those on your team?

Debt levels in North America are forecasted to continue rising.
This means a steady stream of prospects looking at starting
a home based business as a means to eradicate their financial
concerns and to facilitate a move to a life of abundance.
A savvy home based entrepreneur that puts him/herself in a position
to offer an attractive business model combined with a compassionate
approach that is sensitive to the needs of the prospect will
see the benefits of vastly increased sales.

**************************
Adrian McCluskey is a highly experienced home based business
entrepreneur and online marketing professional. His personal
mission is to help new and experienced entrepreneurs reach
complete financial freedom without compromising integrity and
honesty. Please email any questions to:
adrian.successtogether at gmail.com.
He laid back and easy to talk to. Click here:
http://www.success-together.com

********************************
Today's Motivational Reading

How To Be Happy Being You
Jacky Tustain

Personal Acceptance

What does acceptance mean to you being resigned to something
or finding peace within ourselves by `going with the flow'?
When we accept something we take it at face value without question.

Acceptance of others and our lives can be very difficult. We
don't like the way other people behave, we may not like the way
we are, physically or mentally. The idea of acceptance being
resignation to your lot seems to contradict a lot of what we
try to achieve through self development and personal coaching.
I'd like to challenge that perception and look in more detail
at personal acceptance.

The Challenge

If we accept ourselves and others as we are does that mean
that we never improve?

Does that mean that we throw away all thoughts of personal
growth, goals and future plans? No, absolutely not!

True Acceptance

Consider the fable by Aesop about the peacock and Juno.

A Peacock once placed a petition before Juno desiring to have
the voice of a nightingale in addition to his other attractions;
but Juno refused his request. When he persisted, and pointed
out that he was her favourite bird, she said

Be content with your lot; one cannot be first in everything.

This moral tale does not mean that we cannot better ourselves.
The peacock has many merits. Visually he is a stunning creature,
however if anyone has heard a peacock you will know they have
a horrible call. What we can learn from this is to accept who
we are for the people that we are and work with that. The peacock
has to accept his raucous voice but he can still `strut his
stuff' and display his beautiful plumage.

For us this means that we can examine who we are and work
with our personal abilities and talents to improve ourselves
rather than looking at other people and wishing we could be
like them.

This does not mean that we should accept ourselves for being
unfit, overweight or unhappy in a job that is not giving us
the satisfaction or sense of fulfilment that we need.

If we constantly strive to have what we cannot reach we will
be like a swimmer fighting the current, wearing ourselves out
and getting nowhere. It may be why we are out of condition
or overweight as we use escapist mechanisms, such as comfort
eating, to compensate for our dissatisfaction with life and
for the lack of energy we feel.

Turn this round by working with the current in your life and
you will move faster, with less effort, reaching your goals
easily. There will be less need to turn to unhealthy habits
as a way of consoling ourselves as contentment and happiness
give us all we need.

That's your Lot!

To achieve this sense of acceptance you need to look inward
and learn to accept yourself, warts and all, for who you are.
If you want to make your life better, no amount of goal setting
and action plans will work if you are not working with your
personal strengths and accepting your own limitations.

This will allow you to focus on working on what is in your
power to change, namely yourself and accepting what we cannot
change. Be honest with yourself, remember to look for your own
good and bad points, learn from your mistakes and keep at it.

Simple but not easy!

********************************
Jacky Tustain is a Life Coach based in Basingstoke, Hampshire,
England. Always someone with a positive outlook of life Jacky's
simple and practical approach to life's problems is refreshing
and easy to absorb. If you would like to try Life Coaching
Jacky is happy to offer a free, no obligation session so that
you can see whether it is for you. There is no catch or hard
sell, the results from life coaching sell themselves! Contact
Jacky for a quick response.
http://www.becando.co.uk/

********************************
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Subscriber Article

Three Things NEVER To Do In Business
Dock J. Murphy

There are some things you should never do in business if
you want to succeed. If you are already a successful
business you are well aware of this. If you are a new
business entrepreneur than these three tips may be very
helpful to your business.

The first thing you NEVER want to do is to skimp on advertising.
Without proper advertising your business will chance taking
a big loss in services or product sales. An example of this
is a small business that puts out children's audio CD's is
introducing a new product. The business is new and practically
unknown. They do have a website, and a small advertisement
in the local newspaper. Only a small area is going to be aware
of this company and it's CD. A better form of advertisement
would have been advertising in several, larger newspapers.
Having a billboard advertisement that can be seen in a heavily
trafficked area. These may cost more, but you will reach a larger
customer base. Without reaching customers, you fail.

Secondly, NEVER let your guard down with your business competition.
If your business has a competitive market you want to definitely
consider this. An example of this is a video store. You would
want to be aware of what the other store offers. Is there
a large selection? What are their prices per video per day?
Do they offer any specials or discounts? You would want to keep
up on both the smaller video stores as well as the larger video
store chains in your area. You want to either match what is
offered or offer a slightly lower fee. Customers love to save
money, even a few dollars and cents.

Lastly, NEVER jump into a business without doing thorough
research. You want to be sure you know all of the details
about the business you are involved in. You want to know
financial details as well as information about your competition.
When you take the time to research a specific business you
insure success for yourself. You wouldn't want any surprises
popping up when it comes to your business. You want to be able
to set yourself up so that your business operates as smoothly
as possible.

If you make an effort to follow the above guidelines on what
NEVER to do in business then you are on the right track. You
create a solid base for business success. Be sure not to jump
into any business decisions without research and well thought
out planning. Care for your business like you would your
children. Give it what it needs to grow and you will be pleased
with the end result. Be sure you follow the do's and NEVER
the don'ts and see your business soar.

**************************
Dock J. Murphy is owner of Plug in Profit Site.com and writes
on a variety on a variety of subjects. To learn more about this
topic Dock J. recommends you visit:
http://www.thecassiopeia.com/pluginprofits.html

**************************

Today's Tip On the Opportunity Worth Checking

Can't Get Out Of the Debt After Christmas?
The ABC's of Getting Out of Debt Is Your Answer!

Rich Dad said...
Good debt makes you rich and bad debt makes you poor.

The ABC's of Getting Out of Debt reveals the strategies
for avoiding and overcoming bad debt, as well as using good
debt to your advantage.

The ABC's of Getting Out of Debt illustrates how to:

* Beat the lenders at Their Own Game
* Understand Your Credit Report
* Repair Your own Credit
* Master the Psychology of Debt
* Deal with Debt Collectors
* Avoid Credit Scams
* Win with Good Credit
* Take Charge of Your Finances

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Today's Special Tip

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All achievement is the triumph of persistence.
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*************************
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